The Progressive (PGR) Interest Coverage Ratio: History & Chart

The Progressive Corporation(PGR)

Insurance - Property & Casualty · Mayfield Village, OH

$214.90+0.00 (+0.00%)

Delayed quote: Sep 8, 2026, 4:00 PM EDT

About The Progressive Corporation

The Progressive Corporation, an insurance holding company, offers a comprehensive range of insurance products and associated services across the United States. Its portfolio includes personal and commercial vehicle coverage, residential and commercial property protection, general liability, and various other specialized property-casualty insurance options. The company's operations are structured into three main divisions: Personal Lines, Commercial Lines, and Property. Within the Personal Lines segment, Progressive provides coverage for individual automobiles and recreational vehicles. Offerings range from standard personal auto policies to specialized options for motorcycles, all-terrain vehicles (ATVs), RVs, watercraft, snowmobiles, and similar forms of personal transport. The Commercial Lines division focuses on providing primary liability and physical damage insurance for business vehicles, alongside general liability and property insurance tailored for commercial applications. This segment insures a diverse array of vehicles, including cars, vans, pickup trucks, and dump trucks for small businesses; tractors, trailers, and straight trucks for regional freight, expedited shipping, and long-haul transport companies; heavy-duty vehicles like dump trucks, log trucks, and garbage trucks used in industries such as construction, logging, and mining; and tow trucks and wreckers for towing and service stations, as well as various non-fleet taxis and premium car services. The Property segment offers residential insurance solutions for homeowners, other property owners, and renters. Its portfolio further extends to include personal umbrella policies and both primary and excess flood insurance. Beyond underwriting, the company facilitates policy issuance and claims adjusting. It also serves as an agent for various additional insurance products, such as homeowner general liability and workers' compensation, and provides reinsurance services. Progressive's products are distributed through independent insurance agencies, as well as directly to consumers via its online platforms (including mobile access) and telephone channels. Established in 1937, The Progressive Corporation maintains its headquarters in Mayfield, Ohio.

Mayfield Village, OH

70,053 employees

www.progressive.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Susan Patricia Griffith

View full financials

PGR Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

51.16x

INTEREST COVERAGE RATIO AVG TTM

51.46x

INTEREST COVERAGE RATIO AVG 3Y

42.77x

INTEREST COVERAGE RATIO AVG 5Y

27.99x

INTEREST COVERAGE RATIO AVG 10Y

24.99x

INTEREST COVERAGE RATIO AVG 15Y

20.48x

INTEREST COVERAGE RATIO AVG 20Y

18.89x

CURRENT VS TTM AVG

-0.59%

CURRENT VS 3Y AVG

+19.62%

CURRENT VS 5Y AVG

+82.76%

CURRENT VS 10Y AVG

+104.75%

CURRENT VS 15Y AVG

+149.85%

CURRENT VS 20Y AVG

+170.77%

SECTOR MEDIAN · FINANCIAL SERVICES

5.24x

median of 97 covered companies

CURRENT VS SECTOR MEDIAN

+876.34%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
The Progressive Corporation (PGR)	$124.94B	51.16x	51.46x	42.77x	27.99x
S&P Global Inc. (SPGI)vs ›	$126.56B	22.57x	20.68x	17.41x	21.80x
Chubb Limited (CB)vs ›	$129.88B	17.07x	16.27x	14.52x	14.34x
Vanguard Dividend Appreciation ETF (VIG)vs ›	$129.99B	N/A	N/A	N/A	N/A
Capital One Financial Corporation (COF)vs ›	$131.26B	0.14x	0.27x	0.82x	2.36x
Bank of New York Mellon Corp (BNY)vs ›	$111.78B	0.34x	0.31x	0.46x	4.38x
Robinhood Markets, Inc. (HOOD)vs ›	$105.50B	N/A	43.92x	43.92x	43.92x
CME Group Inc. (CME)vs ›	$100.05B	32.61x	28.52x	24.28x	21.48x
Schwab U.S. Dividend Equity ETF (SCHD)vs ›	$98.48B	N/A	N/A	N/A	N/A
Invesco S&P 500 Equal Weight ETF (RSP)vs ›	$97.52B	N/A	N/A	N/A	N/A

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

The Progressive Corporation (PGR)

$124.94B

51.16x

51.46x

42.77x

27.99x

S&P Global Inc. (SPGI)vs ›

$126.56B

22.57x

20.68x

17.41x

21.80x

Chubb Limited (CB)vs ›

$129.88B

17.07x

16.27x

14.52x

14.34x

Vanguard Dividend Appreciation ETF (VIG)vs ›

$129.99B

N/A

Capital One Financial Corporation (COF)vs ›

$131.26B

0.14x

0.27x

0.82x

2.36x

Bank of New York Mellon Corp (BNY)vs ›

$111.78B

0.34x

0.31x

0.46x

4.38x

Robinhood Markets, Inc. (HOOD)vs ›

$105.50B

N/A

43.92x

CME Group Inc. (CME)vs ›

$100.05B

32.61x

28.52x

24.28x

21.48x

Schwab U.S. Dividend Equity ETF (SCHD)vs ›

$98.48B

N/A

Invesco S&P 500 Equal Weight ETF (RSP)vs ›

$97.52B

N/A

Interest Coverage Ratio FAQ

What is the interest coverage ratio for The Progressive Corporation (PGR)?

The interest coverage ratio for PGR stock is 51.16x.

Is The Progressive Corporation's interest coverage ratio high or low?

The interest coverage ratio of 51.16x is 83% above its 5-year average of 27.99x, near the high end of its 5-year range (-10.09x–57.71x).

What is the TTM average interest coverage ratio for The Progressive Corporation (PGR)?

The TTM average interest coverage ratio for PGR stock is 51.46x.

What is the 3Y average interest coverage ratio for The Progressive Corporation (PGR)?

The 3Y average interest coverage ratio for PGR stock is 42.77x.

What is the 5Y average interest coverage ratio for The Progressive Corporation (PGR)?

The 5Y average interest coverage ratio for PGR stock is 27.99x.

What is the 10Y average interest coverage ratio for The Progressive Corporation (PGR)?

The 10Y average interest coverage ratio for PGR stock is 24.99x.

What is the 15Y average interest coverage ratio for The Progressive Corporation (PGR)?

The 15Y average interest coverage ratio for PGR stock is 20.48x.

What is the 20Y average interest coverage ratio for The Progressive Corporation (PGR)?

The 20Y average interest coverage ratio for PGR stock is 18.89x.

DATE	INTEREST COVERAGE RATIO
2026-05-31	47.83x
2026-03-31	50.94x
2025-12-31	53.36x
2025-09-30	47.47x
2025-06-30	57.71x
2025-03-31	46.23x
2024-12-31	42.46x
2024-09-30	42.13x
2024-06-30	26.96x
2024-03-31	42.00x
2023-12-31	35.92x
2023-09-30	20.23x
2023-06-30	6.63x
2023-03-31	8.76x
2022-12-31	16.25x
2022-09-30	2.26x
2022-06-30	-10.09x
2022-03-31	7.19x
2021-12-31	23.33x
2021-09-30	2.56x
2021-06-30	17.72x
2021-03-31	33.12x
2020-12-31	37.48x
2020-09-30	34.10x
2020-06-30	40.23x
2020-03-31	18.22x
2019-12-31	28.25x
2019-09-30	21.27x
2019-06-30	26.24x
2019-03-31	33.07x
2018-12-31	5.27x
2018-09-30	26.92x
2018-06-30	21.11x
2018-03-31	24.75x
2017-12-31	19.48x
2017-09-30	6.72x
2017-06-30	12.78x
2017-03-31	17.43x
2016-12-31	14.49x
2016-09-30	7.32x
2016-06-30	8.38x
2016-03-31	11.33x
2015-12-31	15.08x
2015-09-30	12.43x
2015-06-30	15.05x
2015-03-31	13.64x
2014-12-31	18.27x
2014-09-30	14.39x
2014-06-30	14.78x
2014-03-31	18.04x
2013-12-31	15.88x
2013-09-30	11.35x
2013-06-30	16.00x
2013-03-31	15.13x
2012-12-31	11.55x
2012-09-30	13.48x
2012-06-30	5.46x
2012-03-31	12.04x
2011-12-31	10.34x
2011-09-30	6.24x
2011-06-30	11.36x
2011-03-31	17.31x
2010-12-31	13.62x
2010-09-30	12.14x
2010-06-30	8.91x
2010-03-31	12.47x
2009-12-31	12.87x
2009-09-30	10.54x
2009-06-30	10.20x
2009-03-31	11.18x
2008-12-31	6.46x
2008-09-30	-31.61x
2008-06-30	8.82x
2008-03-31	9.83x
2007-12-31	9.59x
2007-09-30	12.18x
2007-06-30	19.85x
2007-03-31	28.19x
2006-12-31	31.25x
2006-09-30	32.60x
2006-06-30	30.51x
2006-03-31	31.59x
2005-12-31	20.08x
2005-09-30	21.63x
2005-06-30	28.34x
2005-03-31	29.55x
2004-12-31	30.13x
2004-09-30	28.83x
2004-06-30	29.19x
2004-03-31	33.11x
2003-12-31	22.22x
2003-09-30	19.80x
2003-06-30	17.92x
2003-03-31	17.98x
2002-12-31	10.55x
2002-09-30	14.98x

DATE

INTEREST COVERAGE RATIO

2026-05-31

47.83x

2026-03-31

50.94x

2025-12-31

53.36x

2025-09-30

47.47x

2025-06-30

57.71x

2025-03-31

46.23x

2024-12-31

42.46x

2024-09-30

42.13x

2024-06-30

26.96x

2024-03-31

42.00x

2023-12-31

35.92x

2023-09-30

20.23x

2023-06-30

6.63x

2023-03-31

8.76x

2022-12-31

16.25x

2022-09-30

2.26x

2022-06-30

-10.09x

2022-03-31

7.19x

2021-12-31

23.33x

2021-09-30

2.56x

2021-06-30

17.72x

2021-03-31

33.12x

2020-12-31

37.48x

2020-09-30

34.10x

2020-06-30

40.23x

2020-03-31

18.22x

2019-12-31

28.25x

2019-09-30

21.27x

2019-06-30

26.24x

2019-03-31

33.07x

2018-12-31

5.27x

2018-09-30

26.92x

2018-06-30

21.11x

2018-03-31

24.75x

2017-12-31

19.48x

2017-09-30

6.72x

2017-06-30

12.78x

2017-03-31

17.43x

2016-12-31

14.49x

2016-09-30

7.32x

2016-06-30

8.38x

2016-03-31

11.33x

2015-12-31

15.08x

2015-09-30

12.43x

2015-06-30

15.05x

2015-03-31

13.64x

2014-12-31

18.27x

2014-09-30

14.39x

2014-06-30

14.78x

2014-03-31

18.04x

2013-12-31

15.88x

2013-09-30

11.35x

2013-06-30

16.00x

2013-03-31

15.13x

2012-12-31

11.55x

2012-09-30

13.48x

2012-06-30

5.46x

2012-03-31

12.04x

2011-12-31

10.34x

2011-09-30

6.24x

2011-06-30

11.36x

2011-03-31

17.31x

2010-12-31

13.62x

2010-09-30

12.14x

2010-06-30

8.91x

2010-03-31

12.47x

2009-12-31

12.87x

2009-09-30

10.54x

2009-06-30

10.20x

2009-03-31

11.18x

2008-12-31

6.46x

2008-09-30

-31.61x

2008-06-30

8.82x

2008-03-31

9.83x

2007-12-31

9.59x

2007-09-30

12.18x

2007-06-30

19.85x

2007-03-31

28.19x

2006-12-31

31.25x

2006-09-30

32.60x

2006-06-30

30.51x

2006-03-31

31.59x

2005-12-31

20.08x

2005-09-30

21.63x

2005-06-30

28.34x

2005-03-31

29.55x

2004-12-31

30.13x

2004-09-30

28.83x

2004-06-30

29.19x

2004-03-31

33.11x

2003-12-31

22.22x

2003-09-30

19.80x

2003-06-30

17.92x

2003-03-31

17.98x

2002-12-31

10.55x

2002-09-30

14.98x

Interest Coverage Ratio: 51.16x

PGR Interest Coverage Ratio

PGR Average Interest Coverage Ratio Chart

PGR Current vs Average Interest Coverage Ratio Chart

PGR Interest Coverage Ratio Metrics

PGR Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

PGR Interest Coverage Ratio History

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