The Charles Schwab (SCHW) Interest Coverage Ratio: History & Chart

The Charles Schwab Corporation(SCHW)

Financial - Capital Markets · Westlake, TX

$106.87+0.00 (+0.00%)

Delayed quote: Sep 8, 2026, 4:00 PM EDT

About The Charles Schwab Corporation

The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.

Westlake, TX

33,700 employees

www.aboutschwab.com

Financial Services / Financial - Capital Markets

Sector: Financial Services
Industry: Financial - Capital Markets
CEO: Richard Andrew Wurster

View full financials

SCHW Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

3.05x

INTEREST COVERAGE RATIO AVG TTM

3.98x

INTEREST COVERAGE RATIO AVG 3Y

2.27x

INTEREST COVERAGE RATIO AVG 5Y

3.76x

INTEREST COVERAGE RATIO AVG 10Y

7.67x

INTEREST COVERAGE RATIO AVG 15Y

10.02x

INTEREST COVERAGE RATIO AVG 20Y

8.95x

CURRENT VS TTM AVG

-23.42%

CURRENT VS 3Y AVG

+34.24%

CURRENT VS 5Y AVG

-18.93%

CURRENT VS 10Y AVG

-60.26%

CURRENT VS 15Y AVG

-69.56%

CURRENT VS 20Y AVG

-65.93%

SECTOR MEDIAN · FINANCIAL SERVICES

5.24x

median of 97 covered companies

CURRENT VS SECTOR MEDIAN

-41.79%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
The Charles Schwab Corporation (SCHW)	$185.86B	3.05x	3.98x	2.27x	3.76x
Vanguard FTSE Emerging Markets ETF (VWO)vs ›	$170.95B	N/A	N/A	N/A	N/A
BlackRock, Inc. (BLK)vs ›	$169.78B	9.98x	12.03x	18.92x	23.30x
The Toronto-Dominion Bank (TD)vs ›	$203.62B	0.44x	0.31x	0.61x	1.11x
Blackstone Inc. (BX)vs ›	$161.83B	14.12x	14.34x	11.61x	21.76x
Interactive Brokers Group, Inc. (IBKR)vs ›	$157.20B	2.09x	1.98x	2.23x	3.93x
American Express Company (AXP)vs ›	$220.22B	1.68x	1.62x	2.06x	3.10x
Citigroup Inc. (C)vs ›	$234.50B	0.24x	0.21x	0.33x	0.96x
Capital One Financial Corporation (COF)vs ›	$131.26B	0.14x	0.27x	0.82x	2.36x
Vanguard Dividend Appreciation ETF (VIG)vs ›	$129.99B	N/A	N/A	N/A	N/A

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

The Charles Schwab Corporation (SCHW)

$185.86B

3.05x

3.98x

2.27x

3.76x

Vanguard FTSE Emerging Markets ETF (VWO)vs ›

$170.95B

N/A

BlackRock, Inc. (BLK)vs ›

$169.78B

9.98x

12.03x

18.92x

23.30x

The Toronto-Dominion Bank (TD)vs ›

$203.62B

0.44x

0.31x

0.61x

1.11x

Blackstone Inc. (BX)vs ›

$161.83B

14.12x

14.34x

11.61x

21.76x

Interactive Brokers Group, Inc. (IBKR)vs ›

$157.20B

2.09x

1.98x

2.23x

3.93x

American Express Company (AXP)vs ›

$220.22B

1.68x

1.62x

2.06x

3.10x

Citigroup Inc. (C)vs ›

$234.50B

0.24x

0.21x

0.33x

0.96x

Capital One Financial Corporation (COF)vs ›

$131.26B

0.14x

0.27x

0.82x

2.36x

Vanguard Dividend Appreciation ETF (VIG)vs ›

$129.99B

N/A

Interest Coverage Ratio FAQ

What is the interest coverage ratio for The Charles Schwab Corporation (SCHW)?

The interest coverage ratio for SCHW stock is 3.05x.

Is The Charles Schwab Corporation's interest coverage ratio high or low?

The interest coverage ratio of 3.05x is 19% below its 5-year average of 3.76x, near the low end of its 5-year range (0.65x–16.35x).

What is the TTM average interest coverage ratio for The Charles Schwab Corporation (SCHW)?

The TTM average interest coverage ratio for SCHW stock is 3.98x.

What is the 3Y average interest coverage ratio for The Charles Schwab Corporation (SCHW)?

The 3Y average interest coverage ratio for SCHW stock is 2.27x.

What is the 5Y average interest coverage ratio for The Charles Schwab Corporation (SCHW)?

The 5Y average interest coverage ratio for SCHW stock is 3.76x.

What is the 10Y average interest coverage ratio for The Charles Schwab Corporation (SCHW)?

The 10Y average interest coverage ratio for SCHW stock is 7.67x.

What is the 15Y average interest coverage ratio for The Charles Schwab Corporation (SCHW)?

The 15Y average interest coverage ratio for SCHW stock is 10.02x.

What is the 20Y average interest coverage ratio for The Charles Schwab Corporation (SCHW)?

The 20Y average interest coverage ratio for SCHW stock is 8.95x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	5.96x
2026-03-31	3.90x
2025-12-31	3.82x
2025-09-30	3.33x
2025-06-30	2.90x
2025-03-31	2.34x
2024-12-31	1.74x
2024-09-30	1.08x
2024-06-30	1.05x
2024-03-31	1.06x
2023-12-31	0.65x
2023-09-30	0.77x
2023-06-30	0.93x
2023-03-31	1.69x
2022-12-31	3.21x
2022-09-30	6.23x
2022-06-30	13.54x
2022-03-31	13.52x
2021-12-31	16.06x
2021-09-30	16.35x
2021-06-30	14.09x
2021-03-31	18.85x
2020-12-31	15.38x
2020-09-30	9.66x
2020-06-30	9.15x
2020-03-31	7.70x
2019-12-31	6.62x
2019-09-30	4.74x
2019-06-30	3.89x
2019-03-31	3.99x
2018-12-31	4.20x
2018-09-30	5.35x
2018-06-30	6.18x
2018-03-31	6.34x
2017-12-31	8.01x
2017-09-30	10.05x
2017-06-30	12.28x
2017-03-31	15.33x
2016-12-31	18.31x
2016-09-30	17.26x
2016-06-30	17.14x
2016-03-31	17.24x
2015-12-31	17.92x
2015-09-30	17.15x
2015-06-30	17.18x
2015-03-31	16.69x
2014-12-31	24.09x
2014-09-30	19.19x
2014-06-30	20.04x
2014-03-31	20.08x
2013-12-31	19.15x
2013-09-30	18.56x
2013-06-30	15.85x
2013-03-31	11.82x
2012-12-31	10.12x
2012-09-30	9.26x
2012-06-30	11.08x
2012-03-31	8.24x
2011-12-31	6.15x
2011-09-30	8.18x
2011-06-30	8.58x
2011-03-31	8.76x
2010-12-31	1.00x
2010-09-30	3.62x
2010-06-30	7.51x
2010-03-31	0.25x
2009-12-31	12.09x
2009-09-30	5.16x
2009-06-30	5.68x
2009-03-31	8.88x
2008-12-31	9.94x
2008-09-30	9.98x
2008-06-30	10.08x
2008-03-31	5.58x
2007-12-31	3.98x
2007-09-30	3.20x
2007-06-30	2.59x
2007-03-31	2.34x
2006-09-30	2.09x
2006-06-30	2.20x
2006-03-31	2.34x
2005-12-31	1.50x
2005-09-30	1.85x
2005-06-30	1.81x
2005-03-31	1.78x
2004-12-31	1.60x
2004-09-30	1.00x
2004-06-30	3.31x
2004-03-31	4.52x
2003-12-31	4.03x
2003-09-30	3.58x
2003-06-30	2.84x
2003-03-31	1.52x
2002-12-31	-1.55x
2002-09-30	-0.06x

DATE

INTEREST COVERAGE RATIO

2026-06-30

5.96x

2026-03-31

3.90x

2025-12-31

3.82x

2025-09-30

3.33x

2025-06-30

2.90x

2025-03-31

2.34x

2024-12-31

1.74x

2024-09-30

1.08x

2024-06-30

1.05x

2024-03-31

1.06x

2023-12-31

0.65x

2023-09-30

0.77x

2023-06-30

0.93x

2023-03-31

1.69x

2022-12-31

3.21x

2022-09-30

6.23x

2022-06-30

13.54x

2022-03-31

13.52x

2021-12-31

16.06x

2021-09-30

16.35x

2021-06-30

14.09x

2021-03-31

18.85x

2020-12-31

15.38x

2020-09-30

9.66x

2020-06-30

9.15x

2020-03-31

7.70x

2019-12-31

6.62x

2019-09-30

4.74x

2019-06-30

3.89x

2019-03-31

3.99x

2018-12-31

4.20x

2018-09-30

5.35x

2018-06-30

6.18x

2018-03-31

6.34x

2017-12-31

8.01x

2017-09-30

10.05x

2017-06-30

12.28x

2017-03-31

15.33x

2016-12-31

18.31x

2016-09-30

17.26x

2016-06-30

17.14x

2016-03-31

17.24x

2015-12-31

17.92x

2015-09-30

17.15x

2015-06-30

17.18x

2015-03-31

16.69x

2014-12-31

24.09x

2014-09-30

19.19x

2014-06-30

20.04x

2014-03-31

20.08x

2013-12-31

19.15x

2013-09-30

18.56x

2013-06-30

15.85x

2013-03-31

11.82x

2012-12-31

10.12x

2012-09-30

9.26x

2012-06-30

11.08x

2012-03-31

8.24x

2011-12-31

6.15x

2011-09-30

8.18x

2011-06-30

8.58x

2011-03-31

8.76x

2010-12-31

1.00x

2010-09-30

3.62x

2010-06-30

7.51x

2010-03-31

0.25x

2009-12-31

12.09x

2009-09-30

5.16x

2009-06-30

5.68x

2009-03-31

8.88x

2008-12-31

9.94x

2008-09-30

9.98x

2008-06-30

10.08x

2008-03-31

5.58x

2007-12-31

3.98x

2007-09-30

3.20x

2007-06-30

2.59x

2007-03-31

2.34x

2006-09-30

2.09x

2006-06-30

2.20x

2006-03-31

2.34x

2005-12-31

1.50x

2005-09-30

1.85x

2005-06-30

1.81x

2005-03-31

1.78x

2004-12-31

1.60x

2004-09-30

1.00x

2004-06-30

3.31x

2004-03-31

4.52x

2003-12-31

4.03x

2003-09-30

3.58x

2003-06-30

2.84x

2003-03-31

1.52x

2002-12-31

-1.55x

2002-09-30

-0.06x

Interest Coverage Ratio: 3.05x

SCHW Interest Coverage Ratio

SCHW Average Interest Coverage Ratio Chart

SCHW Current vs Average Interest Coverage Ratio Chart

SCHW Interest Coverage Ratio Metrics

SCHW Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

SCHW Interest Coverage Ratio History

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