Capital One Financial Corporation (COF) vs The Charles Schwab Corporation (SCHW)
A side-by-side comparison of Capital One Financial Corporation and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.
COF
Capital One Financial Corporation
$217.91Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
SCHW
The Charles Schwab Corporation
$112.30Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
Total return — COF vs SCHW
growth of $100 · dividends reinvested · last 10yCOF +274.7% (+14.1%/yr)SCHW +312.4% (+15.2%/yr)SCHW compounded faster over this window
COF SCHW
COF vs SCHW: by the numbers
- •SCHW is the larger company ($195.31B vs $133.68B market cap).
- •COF trades at the lower trailing earnings multiple (13.48 vs 20.42 P/E), one valuation lens rather than an overall verdict.
- •SCHW converts more revenue to profit (33.62% vs 13.38% net margin).
- •COF grew revenue faster over the past five years (20.29% vs 13.03% CAGR).
- •COF pays the higher dividend yield (1.38% vs 0.81%).
Metrics side by side
Valuation
| Metric | COF | SCHW |
|---|---|---|
| P/E ratio | 13.48 | 20.42 |
| Forward P/E | 10.66 | 17.28 |
| P/S ratio | 1.72 | 6.50 |
| P/B ratio | 1.19 | 3.91 |
Profitability
| Metric | COF | SCHW |
|---|---|---|
| Gross margin | 47.33% | 86.67% |
| Operating margin | 3.29% | 43.49% |
| Net margin | 13.38% | 33.62% |
| ROE | 9.24% | 20.24% |
Dividends
| Metric | COF | SCHW |
|---|---|---|
| Dividend yield | 1.38% | 0.81% |
| Payout ratio | 74.44% | 19.44% |
Growth (annualized)
| Metric | COF | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 20.29% | 13.03% |
| EPS CAGR (5Y) | -4.93% | 17.05% |
| Total return CAGR (5Y) | 7.18% | 10.77% |
Frequently asked
- Which has the lower trailing P/E, COF or SCHW?
- COF has the lower trailing P/E: COF trades at 13.48 and SCHW at 20.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, COF or SCHW?
- Over the past five years, COF grew revenue faster — COF at a 20.29% CAGR versus SCHW at 13.03%.
- Does COF or SCHW pay a bigger dividend?
- COF yields 1.38% and SCHW yields 0.81% based on trailing dividends and the latest price.
- Is COF or SCHW more profitable?
- SCHW runs the higher net margin — COF at 13.38% versus SCHW at 33.62%.
- How have COF and SCHW total returns compared?
- Over the past 10 years, COF delivered 14.21% and SCHW delivered 15.40% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital One Financial P/E ratioCharles Schwab P/E ratioCapital One Financial dividend yieldCharles Schwab dividend yieldCapital One Financial ROECharles Schwab ROECapital One Financial operating marginCharles Schwab operating marginCapital One Financial revenue growthCharles Schwab revenue growth
Capital One Financial & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.