Is COF or SCHW cheaper?

On trailing earnings, SCHW is cheaper: COF trades at a 70.71 P/E and SCHW at 18.19.

Which has grown faster, COF or SCHW?

Over the past five years, COF grew revenue faster — COF at a 19.49% CAGR versus SCHW at 14.85%.

Does COF or SCHW pay a bigger dividend?

COF yields 1.49% and SCHW yields 1.29% based on trailing dividends and the latest price.

Is COF or SCHW more profitable?

SCHW runs the higher net margin — COF at 4.29% versus SCHW at 33.26%.

Which has been the better investment, COF or SCHW?

Over the past 10-year, COF delivered the higher annualized total return — COF at 14.11% versus SCHW at 13.89%. Past performance doesn't predict future results.

Capital One Financial Corporation (COF) vs The Charles Schwab Corporation (SCHW)

SCHW leads on 7 of 12 compared metrics.

A side-by-side comparison of Capital One Financial Corporation and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

COF

Capital One Financial Corporation

$125.41B

$201.53Financial Services

SCHW

The Charles Schwab Corporation

$159.48B

$91.70Financial Services

Total return — COF vs SCHW

growth of $100 · last 30y

COF +1984.1%SCHW +2440.2%SCHW compounded faster

COF SCHW

COF vs SCHW: by the numbers

•SCHW is the larger company ($159.48B vs $125.41B market cap).
•SCHW trades at the lower earnings multiple (18.19 vs 70.71 P/E).
•SCHW converts more revenue to profit (33.26% vs 4.29% net margin).
•COF grew revenue faster over the past five years (19.49% vs 14.85% CAGR).
•COF pays the higher dividend yield (1.49% vs 1.29%).

Which is better, COF or SCHW?

Metric tally: COF 5 · SCHW 7

It depends on what you're optimizing for:

ValueSCHW(lower P/E)

GrowthCOF(faster 5Y revenue CAGR)

IncomeCOF(higher dividend yield)

QualitySCHW(higher ROIC)

Metrics side by side

Valuation

Metric	COF	SCHW
P/E ratio	70.71	18.19●
Forward P/E	—	12.50
P/S ratio	1.67●	5.67
P/B ratio	1.12●	3.26
PEG ratio	—	0.38

Profitability

Metric	COF	SCHW
Gross margin	48.31%	87.57%●
Operating margin	4.33%	43.04%●
Net margin	4.29%	33.26%●
ROE	2.87%	19.14%●
ROIC	1.09%	9.50%●

Dividends

Metric	COF	SCHW
Dividend yield	1.49%●	1.29%
Payout ratio	74.44%	25.21%

Growth (annualized)

Metric	COF	SCHW
Revenue CAGR (5Y)	19.49%●	14.85%
EPS CAGR (5Y)	-4.93%	17.05%●
Total return CAGR (5Y)	8.04%●	7.01%

Frequently asked

Which is better, COF or SCHW?: It depends on your goal. value: SCHW (lower P/E); growth: COF (faster 5Y revenue CAGR); income: COF (higher dividend yield); quality: SCHW (higher ROIC). Across all compared metrics, SCHW leads 7 to 5.
Is COF or SCHW cheaper?: On trailing earnings, SCHW is cheaper: COF trades at a 70.71 P/E and SCHW at 18.19.
Which has grown faster, COF or SCHW?: Over the past five years, COF grew revenue faster — COF at a 19.49% CAGR versus SCHW at 14.85%.
Does COF or SCHW pay a bigger dividend?: COF yields 1.49% and SCHW yields 1.29% based on trailing dividends and the latest price.
Is COF or SCHW more profitable?: SCHW runs the higher net margin — COF at 4.29% versus SCHW at 33.26%.
Which has been the better investment, COF or SCHW?: Over the past 10-year, COF delivered the higher annualized total return — COF at 14.11% versus SCHW at 13.89%. Past performance doesn't predict future results.

Go deeper

Full COF analysis Full SCHW analysis Interactive comparison tool

Dig into the metrics

Capital One Financial P/E ratio Charles Schwab P/E ratio Capital One Financial dividend yield Charles Schwab dividend yield Capital One Financial ROE Charles Schwab ROE Capital One Financial operating margin Charles Schwab operating margin Capital One Financial revenue growth Charles Schwab revenue growth Capital One Financial free cash flow Charles Schwab free cash flow

Capital One Financial & Charles Schwab appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.