The Toronto-Dominion Bank (TD) Interest Coverage Ratio: History & Chart

The Toronto-Dominion Bank(TD)

Banks - Diversified · Toronto, ON

$116.55-0.60 (-0.51%)

Delayed quote: Aug 24, 2026, 4:00 PM EDT

About The Toronto-Dominion Bank

The Toronto-Dominion Bank, along with its affiliated entities, delivers a comprehensive array of financial solutions and services across Canada, the United States, and various international markets. Its operations are structured into three primary divisions: Canadian Retail, U.S. Retail, and Wholesale Banking. For individual customers, the bank provides fundamental deposit products like checking, savings, and investment accounts. Businesses can access a suite of offerings including funding, investment management, cash flow solutions, international trade facilities, and everyday banking. Furthermore, TD offers point-of-sale financing options for major purchases such as automobiles and recreational vehicles. The institution also issues credit cards and facilitates payment processing. Its lending portfolio extends to real estate-backed loans, vehicle financing, and general consumer credit. Businesses, both large and small, benefit from its point-of-sale payment systems. Wealth and asset management products, coupled with financial guidance, are available to both individual and institutional clients through direct investment channels, advisory services, and dedicated asset management units. The bank also underwrites a variety of insurance products, encompassing property and casualty coverage, as well as life and health policies. In the realm of capital markets and corporate banking, TD assists corporations, government bodies, and institutional investors. This includes overseeing the issuance and distribution of new debt and equity securities, offering strategic advice on mergers and divestitures, and providing sophisticated trading, funding, and investment services. The company markets its diverse offerings under the TD Bank brand, and specifically as "America's Most Convenient Bank" in the United States. It maintains an extensive physical presence, with over 1,000 branches and more than 3,300 automated teller machines (ATMs) throughout Canada, complemented by approximately 1,100 "stores" and 2,700 ATMs in the U.S. Beyond its brick-and-mortar locations, the bank ensures accessibility through telephone, digital, and mobile banking platforms. A key strategic partnership also exists with Canada Post Corporation. Founded in 1855, The Toronto-Dominion Bank's global headquarters are situated in Toronto, Canada.

Toronto, ON

104,843 employees

www.td.com

Financial Services / Banks - Diversified

Sector: Financial Services
Industry: Banks - Diversified
CEO: Raymond Chun

View full financials

TD Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.45x

INTEREST COVERAGE RATIO AVG TTM

0.49x

INTEREST COVERAGE RATIO AVG 3Y

0.29x

INTEREST COVERAGE RATIO AVG 5Y

0.40x

INTEREST COVERAGE RATIO AVG 10Y

0.99x

INTEREST COVERAGE RATIO AVG 15Y

0.98x

INTEREST COVERAGE RATIO AVG 20Y

0.87x

CURRENT VS TTM AVG

-6.84%

CURRENT VS 3Y AVG

+53.31%

CURRENT VS 5Y AVG

+12.15%

CURRENT VS 10Y AVG

-54.53%

CURRENT VS 15Y AVG

-54.04%

CURRENT VS 20Y AVG

-48.25%

SECTOR MEDIAN · FINANCIAL SERVICES

5.21x

median of 92 covered companies

CURRENT VS SECTOR MEDIAN

-91.32%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
The Toronto-Dominion Bank (TD)	$196.91B	0.45x	0.49x	0.29x	0.40x
The Charles Schwab Corporation (SCHW)vs ›	$197.65B	3.05x	2.13x	2.82x	6.30x
BlackRock, Inc. (BLK)vs ›	$181.75B	9.98x	12.03x	18.92x	23.30x
Blackstone Inc. (BX)vs ›	$173.49B	14.12x	14.34x	11.61x	21.76x
Citigroup Inc. (C)vs ›	$225.89B	0.24x	0.21x	0.33x	0.96x
Vanguard FTSE Emerging Markets ETF (VWO)vs ›	$167.43B	N/A	N/A	N/A	N/A
American Express Company (AXP)vs ›	$227.80B	1.68x	1.62x	2.06x	3.10x
Interactive Brokers Group, Inc. (IBKR)vs ›	$160.79B	2.09x	1.98x	2.23x	3.93x
Wells Fargo & Company (WFC)vs ›	$256.22B	0.63x	0.58x	0.89x	1.90x
Chubb Limited (CB)vs ›	$133.42B	17.07x	16.27x	14.52x	14.34x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

The Toronto-Dominion Bank (TD)

$196.91B

0.45x

0.49x

0.29x

0.40x

The Charles Schwab Corporation (SCHW)vs ›

$197.65B

3.05x

2.13x

2.82x

6.30x

BlackRock, Inc. (BLK)vs ›

$181.75B

9.98x

12.03x

18.92x

23.30x

Blackstone Inc. (BX)vs ›

$173.49B

14.12x

14.34x

11.61x

21.76x

Citigroup Inc. (C)vs ›

$225.89B

0.24x

0.21x

0.33x

0.96x

Vanguard FTSE Emerging Markets ETF (VWO)vs ›

$167.43B

N/A

American Express Company (AXP)vs ›

$227.80B

1.68x

1.62x

2.06x

3.10x

Interactive Brokers Group, Inc. (IBKR)vs ›

$160.79B

2.09x

1.98x

2.23x

3.93x

Wells Fargo & Company (WFC)vs ›

$256.22B

0.63x

0.58x

0.89x

1.90x

Chubb Limited (CB)vs ›

$133.42B

17.07x

16.27x

14.52x

14.34x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for The Toronto-Dominion Bank (TD)?

The interest coverage ratio for TD stock is 0.45x.

Is The Toronto-Dominion Bank's interest coverage ratio high or low?

The interest coverage ratio of 0.45x is 12% above its 5-year average of 0.40x, near the low end of its 5-year range (0.03x–3.80x).

What is the TTM average interest coverage ratio for The Toronto-Dominion Bank (TD)?

The TTM average interest coverage ratio for TD stock is 0.49x.

What is the 3Y average interest coverage ratio for The Toronto-Dominion Bank (TD)?

The 3Y average interest coverage ratio for TD stock is 0.29x.

What is the 5Y average interest coverage ratio for The Toronto-Dominion Bank (TD)?

The 5Y average interest coverage ratio for TD stock is 0.40x.

What is the 10Y average interest coverage ratio for The Toronto-Dominion Bank (TD)?

The 10Y average interest coverage ratio for TD stock is 0.99x.

What is the 15Y average interest coverage ratio for The Toronto-Dominion Bank (TD)?

The 15Y average interest coverage ratio for TD stock is 0.98x.

What is the 20Y average interest coverage ratio for The Toronto-Dominion Bank (TD)?

The 20Y average interest coverage ratio for TD stock is 0.87x.

DATE	INTEREST COVERAGE RATIO
2026-04-30	0.45x
2026-01-31	0.43x
2025-10-31	0.32x
2025-07-31	0.32x
2025-04-30	0.90x
2025-01-31	0.23x
2024-10-31	0.26x
2024-07-31	0.03x
2024-04-30	0.20x
2024-01-31	0.22x
2023-10-31	0.23x
2023-07-31	0.25x
2023-04-30	0.33x
2023-01-31	0.22x
2022-10-31	1.09x
2022-07-31	0.98x
2022-04-30	2.79x
2022-01-31	3.68x
2021-10-31	3.80x
2021-07-31	3.30x
2021-04-30	3.19x
2021-01-31	2.49x
2020-10-31	3.28x
2020-07-31	1.16x
2020-04-30	0.46x
2020-01-31	0.82x
2019-10-31	0.73x
2019-07-31	0.81x
2019-04-30	0.84x
2019-01-31	0.55x
2018-10-31	0.81x
2018-07-31	0.93x
2018-04-30	1.10x
2018-01-31	1.13x
2017-10-31	1.27x
2017-07-31	1.45x
2017-04-30	1.27x
2017-01-31	1.52x
2016-10-31	1.53x
2016-07-31	1.68x
2016-04-30	1.52x
2016-01-31	1.69x
2015-10-31	1.38x
2015-07-31	1.71x
2015-04-30	1.42x
2015-01-31	1.49x
2014-10-31	1.26x
2014-07-31	1.51x
2014-04-30	1.53x
2014-01-31	1.43x
2013-10-31	1.08x
2013-07-31	1.03x
2013-04-30	1.24x
2013-01-31	1.24x
2012-10-31	0.97x
2012-07-31	1.05x
2012-04-30	1.10x
2012-01-31	0.94x
2011-10-31	1.32x
2011-07-31	1.26x
2011-04-30	0.92x
2011-01-31	0.99x
2010-10-31	0.89x
2010-07-31	0.99x
2010-04-30	1.03x
2010-01-31	1.04x
2009-10-31	0.76x
2009-07-31	0.63x
2009-04-30	0.26x
2009-01-31	0.20x
2008-10-31	0.38x
2008-07-31	0.42x
2008-04-30	0.37x
2008-01-31	0.41x
2007-10-31	0.43x
2007-07-31	0.51x
2007-04-30	0.42x
2007-01-31	0.42x
2006-10-31	0.37x
2006-07-31	0.44x
2006-04-30	0.46x
2006-01-31	1.16x
2005-10-31	0.47x
2005-07-31	0.24x
2005-04-30	0.50x
2005-01-31	0.53x
2004-10-31	0.56x
2004-07-31	0.57x
2004-04-30	0.54x
2004-01-31	0.69x
2003-10-31	0.45x
2003-07-31	0.44x
2003-04-30	-0.19x
2003-01-31	0.32x
2002-10-31	-0.24x
2002-07-31	-0.45x

DATE

INTEREST COVERAGE RATIO

2026-04-30

0.45x

2026-01-31

0.43x

2025-10-31

0.32x

2025-07-31

0.32x

2025-04-30

0.90x

2025-01-31

0.23x

2024-10-31

0.26x

2024-07-31

0.03x

2024-04-30

0.20x

2024-01-31

0.22x

2023-10-31

0.23x

2023-07-31

0.25x

2023-04-30

0.33x

2023-01-31

0.22x

2022-10-31

1.09x

2022-07-31

0.98x

2022-04-30

2.79x

2022-01-31

3.68x

2021-10-31

3.80x

2021-07-31

3.30x

2021-04-30

3.19x

2021-01-31

2.49x

2020-10-31

3.28x

2020-07-31

1.16x

2020-04-30

0.46x

2020-01-31

0.82x

2019-10-31

0.73x

2019-07-31

0.81x

2019-04-30

0.84x

2019-01-31

0.55x

2018-10-31

0.81x

2018-07-31

0.93x

2018-04-30

1.10x

2018-01-31

1.13x

2017-10-31

1.27x

2017-07-31

1.45x

2017-04-30

1.27x

2017-01-31

1.52x

2016-10-31

1.53x

2016-07-31

1.68x

2016-04-30

1.52x

2016-01-31

1.69x

2015-10-31

1.38x

2015-07-31

1.71x

2015-04-30

1.42x

2015-01-31

1.49x

2014-10-31

1.26x

2014-07-31

1.51x

2014-04-30

1.53x

2014-01-31

1.43x

2013-10-31

1.08x

2013-07-31

1.03x

2013-04-30

1.24x

2013-01-31

1.24x

2012-10-31

0.97x

2012-07-31

1.05x

2012-04-30

1.10x

2012-01-31

0.94x

2011-10-31

1.32x

2011-07-31

1.26x

2011-04-30

0.92x

2011-01-31

0.99x

2010-10-31

0.89x

2010-07-31

0.99x

2010-04-30

1.03x

2010-01-31

1.04x

2009-10-31

0.76x

2009-07-31

0.63x

2009-04-30

0.26x

2009-01-31

0.20x

2008-10-31

0.38x

2008-07-31

0.42x

2008-04-30

0.37x

2008-01-31

0.41x

2007-10-31

0.43x

2007-07-31

0.51x

2007-04-30

0.42x

2007-01-31

0.42x

2006-10-31

0.37x

2006-07-31

0.44x

2006-04-30

0.46x

2006-01-31

1.16x

2005-10-31

0.47x

2005-07-31

0.24x

2005-04-30

0.50x

2005-01-31

0.53x

2004-10-31

0.56x

2004-07-31

0.57x

2004-04-30

0.54x

2004-01-31

0.69x

2003-10-31

0.45x

2003-07-31

0.44x

2003-04-30

-0.19x

2003-01-31

0.32x

2002-10-31

-0.24x

2002-07-31

-0.45x

Interest Coverage Ratio: 0.45x

TD Interest Coverage Ratio

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TD Current vs Average Interest Coverage Ratio Chart

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Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

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