Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.64x is 42% below its 5-year average of 1.10x, near the low end of its 5-year range (0.11x–5.22x).
As of the fiscal period ended Tuesday, June 30, 2026. 60.62% above its 12-month average of 0.40x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
0.64x
INTEREST COVERAGE RATIO AVG TTM
0.40x
INTEREST COVERAGE RATIO AVG 3Y
0.26x
INTEREST COVERAGE RATIO AVG 5Y
0.35x
INTEREST COVERAGE RATIO AVG 10Y
0.68x
INTEREST COVERAGE RATIO AVG 15Y
1.09x
INTEREST COVERAGE RATIO AVG 20Y
1.10x
CURRENT VS TTM AVG
+60.62%
CURRENT VS 3Y AVG
+146.75%
CURRENT VS 5Y AVG
+83.52%
CURRENT VS 10Y AVG
-6.64%
CURRENT VS 15Y AVG
-41.32%
CURRENT VS 20Y AVG
-42.20%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 90 covered companies
CURRENT VS SECTOR MEDIAN
-87.77%
vs the sector median at left
The Goldman Sachs Group, Inc.
Market Cap
$300.43B
Interest Coverage Ratio
0.64x
TTM Avg
0.40x
3Y Avg
0.26x
5Y Avg
0.35x
Market Cap
$332.03B
Interest Coverage Ratio
0.45x
TTM Avg
0.42x
3Y Avg
0.58x
5Y Avg
3.41x
Market Cap
$264.55B
Interest Coverage Ratio
0.63x
TTM Avg
0.58x
3Y Avg
0.89x
5Y Avg
1.90x
Market Cap
$227.12B
Interest Coverage Ratio
0.24x
TTM Avg
0.21x
3Y Avg
0.33x
5Y Avg
0.96x
Market Cap
$227.07B
Interest Coverage Ratio
1.68x
TTM Avg
1.62x
3Y Avg
2.06x
5Y Avg
3.10x
Market Cap
$183.03B
Interest Coverage Ratio
3.05x
TTM Avg
2.13x
3Y Avg
2.82x
5Y Avg
6.30x
Market Cap
$169.00B
Interest Coverage Ratio
11.20x
TTM Avg
12.64x
3Y Avg
19.22x
5Y Avg
23.50x
Market Cap
$168.90B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$439.63B
Interest Coverage Ratio
0.48x
TTM Avg
0.40x
3Y Avg
0.68x
5Y Avg
2.04x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Goldman Sachs Group, Inc. (GS) | $300.43B | 0.64x | 0.40x | 0.26x | 0.35x |
| Morgan Stanley (MS)vs › | $332.03B | 0.45x | 0.42x | 0.58x | 3.41x |
| Wells Fargo & Company (WFC)vs › | $264.55B | 0.63x | 0.58x | 0.89x | 1.90x |
| Citigroup Inc. (C)vs › | $227.12B | 0.24x | 0.21x | 0.33x | 0.96x |
| American Express Company (AXP)vs › | $227.07B | 1.68x | 1.62x | 2.06x | 3.10x |
| The Charles Schwab Corporation (SCHW)vs › | $183.03B | 3.05x | 2.13x | 2.82x | 6.30x |
| BlackRock, Inc. (BLK)vs › | $169.00B | 11.20x | 12.64x | 19.22x | 23.50x |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $168.90B | N/A | N/A | N/A | N/A |
| Bank of America Corporation (BAC)vs › | $439.63B | 0.48x | 0.40x | 0.68x | 2.04x |
| Blackstone Inc. (BX)vs › | $154.30B | 14.12x | 14.34x | 11.61x | 21.76x |
Interest Coverage
0.6x
Debt/Equity
4.88
Current Ratio
0.83
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.64x |
| 2026-03-31 | 0.38x |
| 2025-12-31 | 0.35x |
| 2025-09-30 | 0.32x |
| 2025-06-30 | 0.30x |
| 2025-03-31 | 0.34x |
| 2024-12-31 | 0.29x |
| 2024-09-30 | 0.21x |
| 2024-06-30 | 0.21x |
| 2024-03-31 | 0.29x |
| 2023-12-31 | 0.13x |
| 2023-09-30 | 0.16x |
| 2023-06-30 | 0.11x |
| 2023-03-31 | 0.30x |
| 2022-12-31 | 0.15x |
| 2022-09-30 | 0.58x |
| 2022-06-30 | 1.14x |
| 2022-03-31 | 3.36x |
| 2021-12-31 | 4.14x |
| 2021-09-30 | 4.41x |
| 2021-06-30 | 5.22x |
| 2021-03-31 | 5.30x |
| 2020-12-31 | 3.55x |
| 2020-09-30 | 2.33x |
| 2020-06-30 | 0.62x |
| 2020-03-31 | 0.39x |
| 2019-12-31 | 0.60x |
| 2019-09-30 | 0.54x |
| 2019-06-30 | 0.67x |
| 2019-03-31 | 0.62x |
| 2018-12-31 | 0.60x |
| 2018-09-30 | 0.73x |
| 2018-06-30 | 0.84x |
| 2018-03-31 | 1.03x |
| 2017-12-31 | 1.10x |
| 2017-09-30 | 1.11x |
| 2017-06-30 | 1.03x |
| 2017-03-31 | 1.14x |
| 2016-12-31 | 1.63x |
| 2016-09-30 | 1.62x |
| 2016-06-30 | 1.39x |
| 2016-03-31 | 1.08x |
| 2015-12-31 | 0.74x |
| 2015-09-30 | 1.60x |
| 2015-06-30 | 1.16x |
| 2015-03-31 | 3.35x |
| 2014-12-31 | 2.74x |
| 2014-09-30 | 2.65x |
| 2014-06-30 | 1.79x |
| 2014-03-31 | 1.94x |
| 2013-12-31 | 2.23x |
| 2013-09-30 | 1.39x |
| 2013-06-30 | 1.44x |
| 2013-03-31 | 2.00x |
| 2012-12-31 | 2.28x |
| 2012-09-30 | 1.28x |
| 2012-06-30 | 0.72x |
| 2012-03-31 | 1.72x |
| 2011-12-31 | 0.63x |
| 2011-09-30 | -0.37x |
| 2011-06-30 | 0.71x |
| 2011-03-31 | 2.31x |
| 2010-12-31 | 2.01x |
| 2010-09-30 | 1.55x |
| 2010-06-30 | 0.86x |
| 2010-03-31 | 3.26x |
| 2009-12-31 | 5.64x |
| 2009-09-25 | 3.66x |
| 2009-06-26 | 3.52x |
| 2009-03-27 | 1.07x |
| 2008-11-28 | -0.68x |
| 2008-08-29 | 0.13x |
| 2008-05-30 | 0.34x |
| 2008-02-29 | 0.21x |
| 2007-11-30 | 0.47x |
| 2007-08-31 | 0.37x |
| 2007-05-25 | 0.34x |
| 2007-02-23 | 0.51x |
| 2006-11-24 | 0.57x |
| 2006-08-25 | 0.28x |
| 2006-05-26 | 0.45x |
| 2006-02-24 | 0.54x |
| 2005-11-25 | 0.43x |
| 2005-08-26 | 0.49x |
| 2005-05-27 | 0.31x |
| 2005-02-25 | 0.62x |
| 2004-11-26 | 0.61x |
| 2004-08-27 | 0.60x |
| 2004-05-28 | 0.85x |
| 2004-02-27 | 1.03x |
| 2003-11-28 | 0.80x |
| 2003-08-29 | 0.51x |
| 2003-05-30 | 0.52x |
| 2003-02-28 | 0.53x |
| 2002-11-29 | 0.33x |
| 2002-08-30 | 0.36x |