Visa Inc.(V)
Financial - Credit Services · San Francisco, CA
$368.64+0.00 (+0.00%)
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 40.74x is 21% above its 5-year average of 33.63x, near the low end of its 5-year range (12.78x–158.38x).
24.73% below its 12-month average of 54.12x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
40.74x
INTEREST COVERAGE RATIO AVG TTM
54.12x
INTEREST COVERAGE RATIO AVG 3Y
32.42x
INTEREST COVERAGE RATIO AVG 5Y
33.63x
INTEREST COVERAGE RATIO AVG 10Y
28.08x
INTEREST COVERAGE RATIO AVG 15Y
27.84x
INTEREST COVERAGE RATIO AVG 20Y
27.33x
CURRENT VS TTM AVG
-24.73%
CURRENT VS 3Y AVG
+25.65%
CURRENT VS 5Y AVG
+21.14%
CURRENT VS 10Y AVG
+45.07%
CURRENT VS 15Y AVG
+46.33%
CURRENT VS 20Y AVG
+49.05%
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
+677.48%
vs the sector median at left
Visa Inc.
Market Cap
$688.27B
Interest Coverage Ratio
40.74x
TTM Avg
54.12x
3Y Avg
32.42x
5Y Avg
33.63x
Market Cap
$500.69B
Interest Coverage Ratio
27.03x
TTM Avg
26.15x
3Y Avg
26.19x
5Y Avg
24.90x
Market Cap
$220.22B
Interest Coverage Ratio
1.68x
TTM Avg
1.62x
3Y Avg
2.06x
5Y Avg
3.10x
Market Cap
$45.49B
Interest Coverage Ratio
13.75x
TTM Avg
13.84x
3Y Avg
13.70x
5Y Avg
14.82x
Market Cap
$51.73B
Interest Coverage Ratio
1373.32x
TTM Avg
734.63x
3Y Avg
734.63x
5Y Avg
369.72x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $688.27B | 40.74x | 54.12x | 32.42x | 33.63x |
| Mastercard Incorporated (MA)vs › | $500.69B | 27.03x | 26.15x | 26.19x | 24.90x |
| American Express Company (AXP)vs › | $220.22B | 1.68x | 1.62x | 2.06x | 3.10x |
| PayPal Holdings, Inc. (PYPL)vs › | $45.49B | 13.75x | 13.84x | 13.70x | 14.82x |
| Block, Inc. (SQ)vs › | $51.73B | 1373.32x | 734.63x | 734.63x | 369.72x |
| Discover Financial Services (DFS)vs › | $50.34B | 3.09x | 2.15x | 3.65x | 2.81x |
Interest Coverage
40.7x
Debt/Equity
0.68
Current Ratio
0.99
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 35.45x |
| 2026-03-31 | 12.78x |
| 2025-12-31 | 34.73x |
| 2025-09-30 | 29.28x |
| 2025-06-30 | 158.38x |
| 2025-03-31 | 34.40x |
| 2024-12-31 | 34.25x |
| 2024-09-30 | 36.07x |
| 2024-06-30 | 30.30x |
| 2024-03-31 | 65.29x |
| 2023-12-31 | 31.84x |
| 2023-09-30 | 30.33x |
| 2023-06-30 | 27.60x |
| 2023-03-31 | 37.58x |
| 2022-12-31 | 37.15x |
| 2022-09-30 | 31.99x |
| 2022-06-30 | 37.37x |
| 2022-03-31 | 35.84x |
| 2021-12-31 | 35.64x |
| 2021-09-30 | 34.52x |
| 2021-06-30 | 31.02x |
| 2021-03-31 | 29.60x |
| 2020-12-31 | 28.26x |
| 2020-09-30 | 21.67x |
| 2020-06-30 | 21.12x |
| 2020-03-31 | 33.25x |
| 2019-12-31 | 36.18x |
| 2019-09-30 | 31.13x |
| 2019-06-30 | 30.53x |
| 2019-03-31 | 26.01x |
| 2018-12-31 | 25.63x |
| 2018-09-30 | 22.71x |
| 2018-06-30 | 18.61x |
| 2018-03-31 | 21.80x |
| 2017-12-31 | 21.60x |
| 2017-09-30 | 21.70x |
| 2017-06-30 | 21.60x |
| 2017-03-31 | 20.80x |
| 2016-12-31 | 22.14x |
| 2016-09-30 | 19.44x |
| 2016-06-30 | 3.27x |
| 2016-03-31 | 18.44x |
| 2015-12-31 | 82.62x |
| 2015-03-31 | 325.86x |
| 2014-12-31 | 746.00x |
| 2012-09-30 | 1522.00x |
| 2012-06-30 | -237.00x |
| 2012-03-31 | 229.43x |
| 2011-12-31 | 161.80x |
| 2011-09-30 | 104.77x |
| 2011-06-30 | 122.27x |
| 2011-03-31 | 115.25x |
| 2010-09-30 | 74.20x |
| 2010-06-30 | 87.46x |
| 2010-03-31 | 40.07x |
| 2009-12-31 | 76.06x |
| 2009-09-30 | 34.76x |
| 2009-06-30 | 27.40x |
| 2009-03-31 | 29.37x |
| 2008-12-31 | 32.20x |
| 2008-06-30 | 21.60x |
| 2008-03-31 | 8.51x |
| 2007-12-31 | 15.07x |
| 2007-06-30 | 16.70x |