Discover Financial Services (DFS) Interest Coverage Ratio: 3.09x
The interest coverage ratio for Discover Financial Services (DFS) is 3.09x as of Tuesday, June 9, 2026.
DFS Interest Coverage Ratio Metrics
INTEREST COVERAGE RATIO
3.09x
DFS Competitors' Interest Coverage Ratio
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Discover Financial Services (DFS) | — | 3.09x | N/A | N/A | N/A |
| MetLife, Inc. (MET) | $55.06B | 4.39x | 4.90x | 4.67x | 5.92x |
| Arthur J. Gallagher & Co. (AJG) | $55.77B | 3.99x | 4.99x | 5.69x | 5.66x |
| The Allstate Corporation (ALL) | $55.91B | 32.97x | 23.68x | 23.68x | 22.09x |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.77B | N/A | N/A | N/A | N/A |
| MSCI Inc. (MSCI) | $44.23B | 8.16x | 8.20x | 7.72x | 7.21x |
| Aflac Incorporated (AFL) | $58.84B | 21.10x | 26.84x | 25.55x | 23.54x |
| Coinbase Global, Inc. (COIN) | $40.97B | 16.81x | 22.71x | 22.71x | 50.31x |
| American International Group, Inc. (AIG) | $39.19B | 9.80x | 9.09x | 7.49x | 8.04x |
| The Travelers Companies, Inc. (TRV) | $63.85B | 18.34x | 17.05x | 13.16x | 12.55x |
Financial Health Indicators
Interest Coverage
3.1x
Debt/Equity
0.91
Current Ratio
0.15
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
- < 1.5x: EBIT is less than 1.5 times interest expense
- 1.5x - 3x: EBIT is between 1.5 and 3 times interest expense
- 3x - 5x: EBIT is between 3 and 5 times interest expense
- > 5x: EBIT is more than 5 times interest expense
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Discover Financial Services Interest Coverage Ratio Formula & Definition
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Discover Financial Services Interest Coverage Ratio FAQ
- What is the interest coverage ratio for Discover Financial Services (DFS)?
- The interest coverage ratio for DFS stock is 3.09x.
About Discover Financial Services
Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- J. Michael Shepherd