American International Group, Inc. (AIG) vs Discover Financial Services (DFS)
DFS leads on 10 of 14 compared metrics.
A side-by-side comparison of American International Group, Inc. and Discover Financial Services across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 9, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AIG
American International Group, Inc.
$79.11Financial Services
DFS
Discover Financial Services
$200.05Financial Services
Total return — AIG vs DFS
growth of $100 · last 18yAIG -93.5%DFS +595.8%DFS compounded faster
Log scale — wide-divergence pair
AIG DFS
AIG vs DFS: by the numbers
- •DFS is the larger company ($50.34B vs $41.94B market cap).
- •DFS trades at the lower earnings multiple (10.67 vs 14.04 P/E).
- •DFS converts more revenue to profit (21.65% vs 11.86% net margin).
- •DFS grew revenue faster over the past five years (13.84% vs -9.45% CAGR).
- •AIG pays the higher dividend yield (2.51% vs 1.40%).
Which is better, AIG or DFS?
Metric tally: AIG 4 · DFS 10It depends on what you're optimizing for:
ValueDFS(lower P/E)
GrowthDFS(faster 5Y revenue CAGR)
IncomeAIG(higher dividend yield)
QualityDFS(higher ROIC)
Metrics side by side
Valuation
| Metric | AIG | DFS |
|---|---|---|
| P/E ratio | 14.04 | 10.67● |
| Forward P/E | 9.89● | 12.59 |
| P/S ratio | 1.62● | 2.28 |
| P/B ratio | 1.07● | 2.66 |
| PEG ratio | 0.25 | 0.15● |
Profitability
| Metric | AIG | DFS |
|---|---|---|
| Gross margin | 38.50% | 89.46%● |
| Operating margin | 14.66% | 88.29%● |
| Net margin | 11.86% | 21.65%● |
| ROE | 7.82% | 25.29%● |
| ROIC | 5.29% | 32.48%● |
Dividends
| Metric | AIG | DFS |
|---|---|---|
| Dividend yield | 2.51%● | 1.40% |
| Payout ratio | 36.50% | 15.81% |
Growth (annualized)
| Metric | AIG | DFS |
|---|---|---|
| Revenue CAGR (5Y) | -9.45% | 13.84%● |
| EPS CAGR (5Y) | 6.34% | 14.26%● |
| Total return CAGR (5Y) | 14.73% | 42.63%● |
Frequently asked
- Which is better, AIG or DFS?
- It depends on your goal. value: DFS (lower P/E); growth: DFS (faster 5Y revenue CAGR); income: AIG (higher dividend yield); quality: DFS (higher ROIC). Across all compared metrics, DFS leads 10 to 4.
- Is AIG or DFS cheaper?
- On trailing earnings, DFS is cheaper: AIG trades at a 14.04 P/E and DFS at 10.67.
- Which has grown faster, AIG or DFS?
- Over the past five years, DFS grew revenue faster — AIG at a -9.45% CAGR versus DFS at 13.84%.
- Does AIG or DFS pay a bigger dividend?
- AIG yields 2.51% and DFS yields 1.40% based on trailing dividends and the latest price.
- Is AIG or DFS more profitable?
- DFS runs the higher net margin — AIG at 11.86% versus DFS at 21.65%.
- Which has been the better investment, AIG or DFS?
- Over the past 10-year, DFS delivered the higher annualized total return — AIG at 6.77% versus DFS at 15.34%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American International P/E ratioDiscover Financial Services P/E ratioAmerican International dividend yieldDiscover Financial Services dividend yieldAmerican International ROEDiscover Financial Services ROEAmerican International operating marginDiscover Financial Services operating marginAmerican International revenue growthDiscover Financial Services revenue growthAmerican International free cash flowDiscover Financial Services free cash flow
American International & Discover Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 9, 2026.