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Discover Financial Services (DFS)
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Discover Financial Services (DFS) Free Cash Flow (FCF): $8.16B

The free cash flow (FCF) for Discover Financial Services (DFS) is $8.16B. It is below its 12-month average by 0.63% ($8.21B).

DFS Free Cash Flow (FCF) Chart

DFS Free Cash Flow (FCF)
$8.16B-1.25% 1Y
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DFS Average Free Cash Flow (FCF) Chart

DFS Current vs Average Free Cash Flow (FCF) Chart

DFS Free Cash Flow (FCF) Metrics

FREE CASH FLOW (FCF)

$8.16B

FREE CASH FLOW (FCF) AVG TTM

$8.21B

FREE CASH FLOW (FCF) AVG 3Y

$7.29B

FREE CASH FLOW (FCF) AVG 5Y

$6.83B

FREE CASH FLOW (FCF) AVG 10Y

$5.68B

FREE CASH FLOW (FCF) AVG 15Y

$5.07B

FREE CASH FLOW (FCF) AVG 20Y

$4.45B

CURRENT VS TTM AVG

-0.63%

CURRENT VS 3Y AVG

+11.95%

CURRENT VS 5Y AVG

+19.39%

CURRENT VS 10Y AVG

+43.49%

CURRENT VS 15Y AVG

+60.93%

CURRENT VS 20Y AVG

+83.26%

FCF Analysis

Free Cash Flow (TTM)

$8.16B

FCF Yield

16.78%

Price/FCF

6.0

Formula: FCF = Operating Cash Flow - Capital Expenditures

Why FCF matters:

  • Shows actual cash available (not accounting earnings)
  • Funds dividends, buybacks, and debt reduction
  • Less susceptible to accounting manipulation than net income
  • Key metric for DCF valuation models

Discover Financial Services Free Cash Flow (FCF) Formula & Definition

Free Cash Flow represents the cash a company generates after accounting for capital expenditures. It's the cash available for dividends, buybacks, debt reduction, or reinvestment.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Discover Financial Services Free Cash Flow (FCF) FAQ

What is the free cash flow (FCF) for Discover Financial Services (DFS)?
The free cash flow (FCF) for DFS stock is $8.16B.
What is the TTM average free cash flow (FCF) for Discover Financial Services (DFS)?
The TTM average free cash flow (FCF) for DFS stock is $8.21B.
What is the 3Y average free cash flow (FCF) for Discover Financial Services (DFS)?
The 3Y average free cash flow (FCF) for DFS stock is $7.29B.
What is the 5Y average free cash flow (FCF) for Discover Financial Services (DFS)?
The 5Y average free cash flow (FCF) for DFS stock is $6.83B.
What is the 10Y average free cash flow (FCF) for Discover Financial Services (DFS)?
The 10Y average free cash flow (FCF) for DFS stock is $5.68B.
What is the 15Y average free cash flow (FCF) for Discover Financial Services (DFS)?
The 15Y average free cash flow (FCF) for DFS stock is $5.07B.
What is the 20Y average free cash flow (FCF) for Discover Financial Services (DFS)?
The 20Y average free cash flow (FCF) for DFS stock is $4.45B.

Discover Financial Services Free Cash Flow (FCF) History

DATEFREE CASH FLOW (FCF)
2024-12-31$8.16B
2023-12-31$8.26B
2022-12-31$6.90B
2021-12-31$5.83B
2020-12-31$5.93B
2019-12-31$5.91B
2018-12-31$4.94B
2017-12-31$4.99B
2016-12-31$4.25B
2015-12-31$3.69B
2014-12-31$3.68B
2013-12-31$3.29B
2012-11-30$2.90B
2011-11-30$3.50B
2010-11-30$3.82B
2009-11-30$3.54B
2008-11-30$4.41B
2007-11-30$1.92B
2006-11-30$1.58B
2005-11-30$1.54B
2004-11-30$1.49B

About Discover Financial Services

Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.

Riverwoods, IL
21,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
J. Michael Shepherd