Ameriprise Financial, Inc. (AMP) vs Discover Financial Services (DFS)
A side-by-side comparison of Ameriprise Financial, Inc. and Discover Financial Services across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.
AMP
Ameriprise Financial, Inc.
$542.27Financial ServicesDelayed quote: Jul 30, 2026, 2:04 PM EDT
DFS
Discover Financial Services
$200.05Financial ServicesAt close: May 16, 2025, 4:00 PM ET
Total return — AMP vs DFS
growth of $100 · dividends reinvested · last 18yAMP +1055.8%DFS +852.4%AMP compounded faster
AMP DFS
AMP vs DFS: by the numbers
- •DFS is the larger company ($50.34B vs $48.75B market cap).
- •DFS trades at the lower trailing earnings multiple (10.67 vs 18.34 P/E), one valuation lens rather than an overall verdict.
- •DFS converts more revenue to profit (21.65% vs 19.13% net margin).
- •DFS grew revenue faster over the past five years (13.84% vs 2.54% CAGR).
- •DFS pays the higher dividend yield (1.40% vs 1.20%).
Metrics side by side
Valuation
| Metric | AMP | DFS |
|---|---|---|
| P/E ratio | 18.34 | 10.67 |
| Forward P/E | 11.76 | 12.59 |
| P/S ratio | 3.39 | 2.28 |
| P/B ratio | 7.88 | 2.66 |
| PEG ratio | 1.39 | 0.15 |
Profitability
| Metric | AMP | DFS |
|---|---|---|
| Gross margin | 52.13% | 89.46% |
| Operating margin | 32.97% | 88.29% |
| Net margin | 19.13% | 21.65% |
| ROE | 44.50% | 25.29% |
| ROIC | 2.03% | 32.48% |
Dividends
| Metric | AMP | DFS |
|---|---|---|
| Dividend yield | 1.20% | 1.40% |
| Payout ratio | 17.62% | 15.81% |
Growth (annualized)
| Metric | AMP | DFS |
|---|---|---|
| Revenue CAGR (5Y) | 2.54% | 13.84% |
| EPS CAGR (5Y) | 24.40% | 14.26% |
| Total return CAGR (5Y) | 17.55% | 42.63% |
Frequently asked
- Which has the lower trailing P/E, AMP or DFS?
- DFS has the lower trailing P/E: AMP trades at 18.34 and DFS at 10.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMP or DFS?
- Over the past five years, DFS grew revenue faster — AMP at a 2.54% CAGR versus DFS at 13.84%.
- Does AMP or DFS pay a bigger dividend?
- AMP yields 1.20% and DFS yields 1.40% based on trailing dividends and the latest price.
- Is AMP or DFS more profitable?
- DFS runs the higher net margin — AMP at 19.13% versus DFS at 21.65%.
- How have AMP and DFS total returns compared?
- Over the past 10 years, AMP delivered 21.31% and DFS delivered 15.34% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Ameriprise Financial P/E ratioDiscover Financial Services P/E ratioAmeriprise Financial dividend yieldDiscover Financial Services dividend yieldAmeriprise Financial ROEDiscover Financial Services ROEAmeriprise Financial operating marginDiscover Financial Services operating marginAmeriprise Financial revenue growthDiscover Financial Services revenue growthAmeriprise Financial free cash flowDiscover Financial Services free cash flow
Ameriprise Financial & Discover Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.