Ameriprise Financial, Inc. (AMP) vs Discover Financial Services (DFS)
DFS leads on 9 of 12 compared metrics.
A side-by-side comparison of Ameriprise Financial, Inc. and Discover Financial Services across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AMP
Ameriprise Financial, Inc.
$459.13Financial Services
DFS
Discover Financial Services
$200.05Financial Services
Total return — AMP vs DFS
growth of $100 · last 18yAMP +706.6%DFS +595.8%AMP compounded faster
AMP DFS
AMP vs DFS: by the numbers
- •DFS is the larger company ($50.34B vs $41.27B market cap).
- •DFS trades at the lower earnings multiple (10.67 vs 11.42 P/E).
- •DFS converts more revenue to profit (21.65% vs 20.18% net margin).
- •DFS grew revenue faster over the past five years (13.84% vs 9.37% CAGR).
- •AMP pays the higher dividend yield (1.42% vs 1.40%).
Which is better, AMP or DFS?
Metric tally: AMP 3 · DFS 9It depends on what you're optimizing for:
ValueDFS(lower P/E)
GrowthDFS(faster 5Y revenue CAGR)
QualityDFS(higher ROIC)
Metrics side by side
Valuation
| Metric | AMP | DFS |
|---|---|---|
| P/E ratio | 11.42 | 10.67● |
| Forward P/E | 10.37● | 12.59 |
| P/S ratio | 2.25 | 2.28 |
| P/B ratio | 6.98 | 2.66● |
| PEG ratio | 1.36 | 0.15● |
Profitability
| Metric | AMP | DFS |
|---|---|---|
| Gross margin | 51.65% | 65.86%● |
| Operating margin | 27.39% | 34.55%● |
| Net margin | 20.18% | 21.65%● |
| ROE | 62.70%● | 25.29% |
| ROIC | 2.03% | 32.48%● |
Dividends
| Metric | AMP | DFS |
|---|---|---|
| Dividend yield | 1.42% | 1.40% |
| Payout ratio | 17.62% | 15.81% |
Growth (annualized)
| Metric | AMP | DFS |
|---|---|---|
| Revenue CAGR (5Y) | 9.37% | 13.84%● |
| EPS CAGR (5Y) | 24.40%● | 14.26% |
| Total return CAGR (5Y) | 13.83% | 42.63%● |
Frequently asked
- Which is better, AMP or DFS?
- It depends on your goal. value: DFS (lower P/E); growth: DFS (faster 5Y revenue CAGR); quality: DFS (higher ROIC). Across all compared metrics, DFS leads 9 to 3.
- Is AMP or DFS cheaper?
- On trailing earnings, DFS is cheaper: AMP trades at a 11.42 P/E and DFS at 10.67.
- Which has grown faster, AMP or DFS?
- Over the past five years, DFS grew revenue faster — AMP at a 9.37% CAGR versus DFS at 13.84%.
- Does AMP or DFS pay a bigger dividend?
- AMP yields 1.42% and DFS yields 1.40% based on trailing dividends and the latest price.
- Is AMP or DFS more profitable?
- DFS runs the higher net margin — AMP at 20.18% versus DFS at 21.65%.
- Which has been the better investment, AMP or DFS?
- Over the past 10-year, AMP delivered the higher annualized total return — AMP at 18.88% versus DFS at 15.34%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Ameriprise Financial P/E ratioDiscover Financial Services P/E ratioAmeriprise Financial dividend yieldDiscover Financial Services dividend yieldAmeriprise Financial ROEDiscover Financial Services ROEAmeriprise Financial operating marginDiscover Financial Services operating marginAmeriprise Financial revenue growthDiscover Financial Services revenue growthAmeriprise Financial free cash flowDiscover Financial Services free cash flow
Ameriprise Financial & Discover Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.