Discover Financial Services (DFS) vs Fifth Third Bancorp (FITB)
A side-by-side comparison of Discover Financial Services and Fifth Third Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 8, 2026. Differences are shown without an overall score or investment verdict.
DFS
Discover Financial Services
$200.05Financial ServicesAt close: May 16, 2025 (market close, ET)
FITB
Fifth Third Bancorp
$54.66Financial ServicesDelayed quote: Sep 8, 2026, 2:50 PM EDT
Total return — DFS vs FITB
growth of $100 · dividends reinvested · last 10yDFS +314.7% (+15.3%/yr)FITB +155.8% (+9.8%/yr)DFS compounded faster over this window
DFS FITB
DFS vs FITB: by the numbers
- •DFS is the larger company ($50.34B vs $49.54B market cap).
- •DFS trades at the lower trailing earnings multiple (10.67 vs 18.73 P/E), one valuation lens rather than an overall verdict.
- •DFS converts more revenue to profit (21.65% vs 15.77% net margin).
- •DFS grew revenue faster over the past five years (13.84% vs 13.52% CAGR).
- •FITB pays a dividend (2.92% yield), while DFS is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | DFS | FITB |
|---|---|---|
| P/E ratio | 10.67 | 18.73 |
| Forward P/E | 12.59 | 17.93 |
| P/S ratio | 2.28 | 3.38 |
| P/B ratio | 2.66 | 1.46 |
Profitability
| Metric | DFS | FITB |
|---|---|---|
| Gross margin | 89.46% | 68.50% |
| Operating margin | 88.29% | 20.11% |
| Net margin | 21.65% | 15.77% |
| ROE | 25.29% | 6.82% |
Dividends
| Metric | DFS | FITB |
|---|---|---|
| Dividend yield | N/A | 2.92% |
| Payout ratio | N/A | 54.61% |
Growth (annualized)
| Metric | DFS | FITB |
|---|---|---|
| Revenue CAGR (5Y) | 13.84% | 13.52% |
| EPS CAGR (5Y) | 14.26% | 14.05% |
| Total return CAGR (5Y) | 42.63% | 11.40% |
Frequently asked
- Which has the lower trailing P/E, DFS or FITB?
- DFS has the lower trailing P/E: DFS trades at 10.67 and FITB at 18.73. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DFS or FITB?
- Over the past five years, DFS grew revenue faster — DFS at a 13.84% CAGR versus FITB at 13.52%.
- Does DFS or FITB pay a bigger dividend?
- FITB pays a dividend (2.92% yield), while DFS is a former payer with no current dividend run rate.
- Is DFS or FITB more profitable?
- DFS runs the higher net margin — DFS at 21.65% versus FITB at 15.77%.
- How have DFS and FITB total returns compared?
- Over the past 10 years, DFS delivered 15.34% and FITB delivered 14.48% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Discover Financial Services P/E ratioFifth Third Bancorp P/E ratioFifth Third Bancorp dividend yieldDiscover Financial Services ROEFifth Third Bancorp ROEDiscover Financial Services operating marginFifth Third Bancorp operating marginDiscover Financial Services revenue growthFifth Third Bancorp revenue growth
Discover Financial Services & Fifth Third Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 8, 2026.