Discover Financial Services (DFS) vs State Street Corporation (STT)
A side-by-side comparison of Discover Financial Services and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
DFS
Discover Financial Services
$200.05Financial ServicesAt close: May 16, 2025, 4:00 PM ET
STT
State Street Corporation
$182.57Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — DFS vs STT
growth of $100 · dividends reinvested · last 18yDFS +852.4%STT +95.6%DFS compounded faster
DFS STT
DFS vs STT: by the numbers
- •STT is the larger company ($50.53B vs $50.34B market cap).
- •DFS trades at the lower trailing earnings multiple (10.67 vs 16.30 P/E), one valuation lens rather than an overall verdict.
- •DFS converts more revenue to profit (21.65% vs 15.04% net margin).
- •STT grew revenue faster over the past five years (14.50% vs 13.84% CAGR).
- •STT pays the higher dividend yield (1.82% vs 1.40%).
Metrics side by side
Valuation
| Metric | DFS | STT |
|---|---|---|
| P/E ratio | 10.67 | 16.30 |
| Forward P/E | 12.59 | 13.60 |
| P/S ratio | 2.28 | 2.27 |
| P/B ratio | 2.66 | 1.85 |
| PEG ratio | 0.15 | 0.92 |
Profitability
| Metric | DFS | STT |
|---|---|---|
| Gross margin | 89.46% | 65.27% |
| Operating margin | 88.29% | 19.05% |
| Net margin | 21.65% | 15.04% |
| ROE | 25.29% | 12.23% |
| ROIC | 32.48% | 3.21% |
Dividends
| Metric | DFS | STT |
|---|---|---|
| Dividend yield | 1.40% | 1.82% |
| Payout ratio | 15.81% | 35.18% |
Growth (annualized)
| Metric | DFS | STT |
|---|---|---|
| Revenue CAGR (5Y) | 13.84% | 14.50% |
| EPS CAGR (5Y) | 14.26% | 8.34% |
| Total return CAGR (5Y) | 42.63% | 20.35% |
Frequently asked
- Which has the lower trailing P/E, DFS or STT?
- DFS has the lower trailing P/E: DFS trades at 10.67 and STT at 16.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DFS or STT?
- Over the past five years, STT grew revenue faster — DFS at a 13.84% CAGR versus STT at 14.50%.
- Does DFS or STT pay a bigger dividend?
- DFS yields 1.40% and STT yields 1.82% based on trailing dividends and the latest price.
- Is DFS or STT more profitable?
- DFS runs the higher net margin — DFS at 21.65% versus STT at 15.04%.
- How have DFS and STT total returns compared?
- Over the past 10 years, DFS delivered 15.34% and STT delivered 14.44% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Discover Financial Services P/E ratioState Street P/E ratioDiscover Financial Services dividend yieldState Street dividend yieldDiscover Financial Services ROEState Street ROEDiscover Financial Services operating marginState Street operating marginDiscover Financial Services revenue growthState Street revenue growthDiscover Financial Services free cash flowState Street free cash flow
Discover Financial Services & State Street appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.