Discover Financial Services (DFS) vs State Street Corporation (STT)
DFS leads on 11 of 14 compared metrics.
A side-by-side comparison of Discover Financial Services and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
DFS
Discover Financial Services
$200.05Financial Services
STT
State Street Corporation
$167.63Financial Services
Total return — DFS vs STT
growth of $100 · last 18yDFS +595.8%STT +42.9%DFS compounded faster
DFS STT
DFS vs STT: by the numbers
- •DFS is the larger company ($50.34B vs $46.39B market cap).
- •DFS trades at the lower earnings multiple (10.67 vs 17.02 P/E).
- •DFS converts more revenue to profit (21.65% vs 13.47% net margin).
- •STT grew revenue faster over the past five years (14.10% vs 13.84% CAGR).
- •STT pays the higher dividend yield (1.96% vs 1.40%).
Which is better, DFS or STT?
Metric tally: DFS 11 · STT 3It depends on what you're optimizing for:
ValueDFS(lower P/E)
IncomeSTT(higher dividend yield)
QualityDFS(higher ROIC)
Valuation
| Metric | DFS | STT |
|---|---|---|
| P/E ratio | 10.67● | 17.02 |
| Forward P/E | 12.59● | 13.49 |
| P/S ratio | 2.28 | 2.08● |
| P/B ratio | 2.66 | 1.71● |
| PEG ratio | 0.15● | 0.85 |
| EV / EBITDA | 6.75 | — |
| FCF yield | 16.78% | — |
Profitability
| Metric | DFS | STT |
|---|---|---|
| Gross margin | 65.86%● | 63.27% |
| Operating margin | 34.55%● | 17.05% |
| Net margin | 21.65%● | 13.47% |
| ROE | 25.29%● | 11.05% |
| ROIC | 32.48%● | 3.21% |
Dividends
| Metric | DFS | STT |
|---|---|---|
| Dividend yield | 1.40% | 1.96%● |
| Payout ratio | 15.81% | 34.35% |
Growth (annualized)
| Metric | DFS | STT |
|---|---|---|
| Revenue CAGR (5Y) | 13.84% | 14.10% |
| EPS CAGR (5Y) | 14.26%● | 8.34% |
| FCF CAGR (5Y) | 9.87%● | -1.69% |
| Total return CAGR (5Y) | 42.63%● | 18.62% |
Frequently asked
- Which is better, DFS or STT?
- It depends on your goal. value: DFS (lower P/E); income: STT (higher dividend yield); quality: DFS (higher ROIC). Across all compared metrics, DFS leads 11 to 3.
- Is DFS or STT cheaper?
- On trailing earnings, DFS is cheaper: DFS trades at a 10.67 P/E and STT at 17.02.
- Which has grown faster, DFS or STT?
- Over the past five years, STT grew revenue faster — DFS at a 13.84% CAGR versus STT at 14.10%.
- Does DFS or STT pay a bigger dividend?
- DFS yields 1.40% and STT yields 1.96% based on trailing dividends and the latest price.
- Is DFS or STT more profitable?
- DFS runs the higher net margin — DFS at 21.65% versus STT at 13.47%.
- Which has been the better investment, DFS or STT?
- Over the past 10-year, DFS delivered the higher annualized total return — DFS at 15.34% versus STT at 14.20%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Discover Financial Services P/E ratioState Street P/E ratioDiscover Financial Services dividend yieldState Street dividend yieldDiscover Financial Services ROEState Street ROEDiscover Financial Services operating marginState Street operating marginDiscover Financial Services revenue growthState Street revenue growthDiscover Financial Services free cash flowState Street free cash flow
Discover Financial Services & State Street appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.