Coinbase Global, Inc. (COIN) vs Discover Financial Services (DFS)
DFS leads on 10 of 13 compared metrics.
A side-by-side comparison of Coinbase Global, Inc. and Discover Financial Services across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
COIN
Coinbase Global, Inc.
$159.78Financial Services
DFS
Discover Financial Services
$200.05Financial Services
Total return — COIN vs DFS
growth of $100 · last 4yCOIN -18.8%DFS +97.4%DFS compounded faster
COIN DFS
COIN vs DFS: by the numbers
- •DFS is the larger company ($50.34B vs $42.10B market cap).
- •DFS trades at the lower earnings multiple (10.67 vs 60.07 P/E).
- •DFS converts more revenue to profit (21.65% vs 13.78% net margin).
- •COIN grew revenue faster over the past five years (15.01% vs 13.84% CAGR).
- •DFS pays a dividend (1.40% yield) while COIN does not currently pay one.
Which is better, COIN or DFS?
Metric tally: COIN 3 · DFS 10It depends on what you're optimizing for:
ValueDFS(lower P/E)
GrowthCOIN(faster 5Y revenue CAGR)
QualityDFS(higher ROIC)
Metrics side by side
Valuation
| Metric | COIN | DFS |
|---|---|---|
| P/E ratio | 60.07 | 10.67● |
| Forward P/E | 31.24 | 12.59● |
| P/S ratio | 7.28 | 2.28● |
| P/B ratio | 3.14 | 2.66● |
| PEG ratio | 1.13 | 0.15● |
Profitability
| Metric | COIN | DFS |
|---|---|---|
| Gross margin | 75.94%● | 65.86% |
| Operating margin | 0.43% | 34.55%● |
| Net margin | 13.78% | 21.65%● |
| ROE | 5.94% | 25.29%● |
| ROIC | 5.24% | 32.48%● |
Dividends
| Metric | COIN | DFS |
|---|---|---|
| Dividend yield | — | 1.40% |
| Payout ratio | — | 15.81% |
Growth (annualized)
| Metric | COIN | DFS |
|---|---|---|
| Revenue CAGR (5Y) | 15.01%● | 13.84% |
| EPS CAGR (5Y) | 52.93%● | 14.26% |
| Total return CAGR (5Y) | -6.52% | 42.63%● |
Frequently asked
- Which is better, COIN or DFS?
- It depends on your goal. value: DFS (lower P/E); growth: COIN (faster 5Y revenue CAGR); quality: DFS (higher ROIC). Across all compared metrics, DFS leads 10 to 3.
- Is COIN or DFS cheaper?
- On trailing earnings, DFS is cheaper: COIN trades at a 60.07 P/E and DFS at 10.67.
- Which has grown faster, COIN or DFS?
- Over the past five years, COIN grew revenue faster — COIN at a 15.01% CAGR versus DFS at 13.84%.
- Does COIN or DFS pay a bigger dividend?
- DFS pays a dividend (1.40% yield) while COIN does not currently pay one.
- Is COIN or DFS more profitable?
- DFS runs the higher net margin — COIN at 13.78% versus DFS at 21.65%.
- Which has been the better investment, COIN or DFS?
- Over the past 5-year, DFS delivered the higher annualized total return — COIN at -6.52% versus DFS at 15.34%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Coinbase Global P/E ratioDiscover Financial Services P/E ratioCoinbase Global dividend yieldDiscover Financial Services dividend yieldCoinbase Global ROEDiscover Financial Services ROECoinbase Global operating marginDiscover Financial Services operating marginCoinbase Global revenue growthDiscover Financial Services revenue growthCoinbase Global free cash flowDiscover Financial Services free cash flow
Coinbase Global & Discover Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.