Cincinnati Financial (CINF) Debt/Assets Ratio: History & Chart

Cincinnati Financial Corporation(CINF)

Insurance - Property & Casualty · Fairfield, OH

$169.52-1.58 (-0.92%)

Delayed quote: Sep 8, 2026, 2:50 PM EDT

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

Fairfield, OH

5,705 employees

www.cinfin.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Stephen Michael Spray

View full financials

CINF Debt to Assets Ratio Metrics

DEBT TO ASSETS RATIO

2.03%

DEBT TO ASSETS RATIO AVG TTM

2.16%

DEBT TO ASSETS RATIO AVG 3Y

2.40%

DEBT TO ASSETS RATIO AVG 5Y

2.63%

DEBT TO ASSETS RATIO AVG 10Y

3.22%

DEBT TO ASSETS RATIO AVG 15Y

3.86%

DEBT TO ASSETS RATIO AVG 20Y

4.26%

CURRENT VS TTM AVG

-5.79%

CURRENT VS 3Y AVG

-15.40%

CURRENT VS 5Y AVG

-22.69%

CURRENT VS 10Y AVG

-36.79%

CURRENT VS 15Y AVG

-47.35%

CURRENT VS 20Y AVG

-52.30%

SECTOR MEDIAN · FINANCIAL SERVICES

0.11%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

+1748.66%

vs the sector median at left

NAME	MARKET CAP	DEBT TO ASSETS RATIO	TTM	3Y	5Y
Cincinnati Financial Corporation (CINF)	$26.02B	2.03%	2.16%	2.40%	2.63%
W. R. Berkley Corporation (WRB)vs ›	$26.24B	0.06%	N/A	N/A	N/A
Regions Financial Corporation (RF)vs ›	$25.76B	0.05%	N/A	N/A	N/A
Circle Internet Group (CRCL)vs ›	$25.72B	0.00%	N/A	N/A	N/A
Synchrony Financial (SYF)vs ›	$25.67B	0.13%	N/A	N/A	N/A
Principal Financial Group, Inc. (PFG)vs ›	$24.68B	0.01%	N/A	N/A	N/A
KeyCorp (KEY)vs ›	$23.60B	0.08%	N/A	N/A	N/A
T. Rowe Price Group, Inc. (TROW)vs ›	$23.52B	0.03%	N/A	N/A	N/A
SoFi Technologies, Inc. (SOFI)vs ›	$23.04B	0.06%	N/A	N/A	N/A
Brown & Brown, Inc. (BRO)vs ›	$22.81B	0.27%	N/A	N/A	N/A

NAME

MARKET CAP

DEBT TO ASSETS RATIO

TTM

Cincinnati Financial Corporation (CINF)

$26.02B

2.03%

2.16%

2.40%

2.63%

W. R. Berkley Corporation (WRB)vs ›

$26.24B

0.06%

N/A

Regions Financial Corporation (RF)vs ›

$25.76B

0.05%

N/A

Circle Internet Group (CRCL)vs ›

$25.72B

0.00%

N/A

Synchrony Financial (SYF)vs ›

$25.67B

0.13%

N/A

Principal Financial Group, Inc. (PFG)vs ›

$24.68B

0.01%

N/A

KeyCorp (KEY)vs ›

$23.60B

0.08%

N/A

T. Rowe Price Group, Inc. (TROW)vs ›

$23.52B

0.03%

N/A

SoFi Technologies, Inc. (SOFI)vs ›

$23.04B

0.06%

N/A

Brown & Brown, Inc. (BRO)vs ›

$22.81B

0.27%

N/A

Debt to Assets Ratio FAQ

What is the debt to assets ratio for Cincinnati Financial Corporation (CINF)?

The debt to assets ratio for CINF stock is 2.03%.

Is Cincinnati Financial Corporation's debt to assets ratio high or low?

The debt to assets ratio of 2.03% is 23% below its 5-year average of 2.63%, near the low end of its 5-year range (2.03%–3.15%).

What is the TTM average debt to assets ratio for Cincinnati Financial Corporation (CINF)?

The TTM average debt to assets ratio for CINF stock is 2.16%.

What is the 3Y average debt to assets ratio for Cincinnati Financial Corporation (CINF)?

The 3Y average debt to assets ratio for CINF stock is 2.40%.

What is the 5Y average debt to assets ratio for Cincinnati Financial Corporation (CINF)?

The 5Y average debt to assets ratio for CINF stock is 2.63%.

What is the 10Y average debt to assets ratio for Cincinnati Financial Corporation (CINF)?

The 10Y average debt to assets ratio for CINF stock is 3.22%.

What is the 15Y average debt to assets ratio for Cincinnati Financial Corporation (CINF)?

The 15Y average debt to assets ratio for CINF stock is 3.86%.

What is the 20Y average debt to assets ratio for Cincinnati Financial Corporation (CINF)?

The 20Y average debt to assets ratio for CINF stock is 4.26%.

DATE	DEBT TO ASSETS RATIO
2026-06-30	2.03%
2026-03-31	2.15%
2025-12-31	2.16%
2025-09-30	2.18%
2025-06-30	2.28%
2025-03-31	2.36%
2024-12-31	2.40%
2024-09-30	2.36%
2024-06-30	2.51%
2024-03-31	2.59%
2023-12-31	2.67%
2023-09-30	2.81%
2023-06-30	2.77%
2023-03-31	2.94%
2022-12-31	3.00%
2022-09-30	3.15%
2022-06-30	3.03%
2022-03-31	2.94%
2021-12-31	2.86%
2021-09-30	3.02%
2021-06-30	3.06%
2021-03-31	3.20%
2020-12-31	3.26%
2020-09-30	3.67%
2020-06-30	3.80%
2020-03-31	4.11%
2019-12-31	3.48%
2019-09-30	3.58%
2019-06-30	3.63%
2019-03-31	3.76%
2018-12-31	3.95%
2018-09-30	3.83%
2018-06-30	4.09%
2018-03-31	3.97%
2017-12-31	3.90%
2017-09-30	3.90%
2017-06-30	3.97%
2017-03-31	4.06%
2016-12-31	4.15%
2016-09-30	4.14%
2016-06-30	4.23%
2016-03-31	4.42%
2015-12-31	4.53%
2015-09-30	4.59%
2015-06-30	4.62%
2015-03-31	4.63%
2014-12-31	4.65%
2014-09-30	4.75%
2014-06-30	4.80%
2014-03-31	5.23%
2013-12-31	5.32%
2013-09-30	5.40%
2013-06-30	5.50%
2013-03-31	5.49%
2012-12-31	5.63%
2012-09-30	5.66%
2012-06-30	5.81%
2012-03-31	5.85%
2011-12-31	5.72%
2011-09-30	5.80%
2011-06-30	5.34%
2011-03-31	5.46%
2010-12-31	5.56%
2010-09-30	5.57%
2010-06-30	5.74%
2010-03-31	5.74%
2009-12-31	5.81%
2009-09-30	5.90%
2009-06-30	6.20%
2009-03-31	6.40%
2008-12-31	6.28%
2008-09-30	6.01%
2008-06-30	5.81%
2008-03-31	5.39%
2007-12-31	5.17%
2007-09-30	4.88%
2007-06-30	4.60%
2007-03-31	4.61%
2006-12-31	4.88%
2006-09-30	4.75%
2006-06-30	4.96%
2006-03-31	4.72%
2005-12-31	4.94%
2005-09-30	4.95%
2005-06-30	4.94%
2005-03-31	5.01%
2004-12-31	4.91%
2004-09-30	3.02%
2004-06-30	3.30%
2004-03-31	3.85%
2003-12-31	3.89%
2003-09-30	4.03%
2003-06-30	4.04%
2003-03-31	4.45%
2002-12-31	4.29%
2002-09-30	4.41%

DATE

DEBT TO ASSETS RATIO

2026-06-30

2.03%

2026-03-31

2.15%

2025-12-31

2.16%

2025-09-30

2.18%

2025-06-30

2.28%

2025-03-31

2.36%

2024-12-31

2.40%

2024-09-30

2.36%

2024-06-30

2.51%

2024-03-31

2.59%

2023-12-31

2.67%

2023-09-30

2.81%

2023-06-30

2.77%

2023-03-31

2.94%

2022-12-31

3.00%

2022-09-30

3.15%

2022-06-30

3.03%

2022-03-31

2.94%

2021-12-31

2.86%

2021-09-30

3.02%

2021-06-30

3.06%

2021-03-31

3.20%

2020-12-31

3.26%

2020-09-30

3.67%

2020-06-30

3.80%

2020-03-31

4.11%

2019-12-31

3.48%

2019-09-30

3.58%

2019-06-30

3.63%

2019-03-31

3.76%

2018-12-31

3.95%

2018-09-30

3.83%

2018-06-30

4.09%

2018-03-31

3.97%

2017-12-31

3.90%

2017-09-30

3.90%

2017-06-30

3.97%

2017-03-31

4.06%

2016-12-31

4.15%

2016-09-30

4.14%

2016-06-30

4.23%

2016-03-31

4.42%

2015-12-31

4.53%

2015-09-30

4.59%

2015-06-30

4.62%

2015-03-31

4.63%

2014-12-31

4.65%

2014-09-30

4.75%

2014-06-30

4.80%

2014-03-31

5.23%

2013-12-31

5.32%

2013-09-30

5.40%

2013-06-30

5.50%

2013-03-31

5.49%

2012-12-31

5.63%

2012-09-30

5.66%

2012-06-30

5.81%

2012-03-31

5.85%

2011-12-31

5.72%

2011-09-30

5.80%

2011-06-30

5.34%

2011-03-31

5.46%

2010-12-31

5.56%

2010-09-30

5.57%

2010-06-30

5.74%

2010-03-31

5.74%

2009-12-31

5.81%

2009-09-30

5.90%

2009-06-30

6.20%

2009-03-31

6.40%

2008-12-31

6.28%

2008-09-30

6.01%

2008-06-30

5.81%

2008-03-31

5.39%

2007-12-31

5.17%

2007-09-30

4.88%

2007-06-30

4.60%

2007-03-31

4.61%

2006-12-31

4.88%

2006-09-30

4.75%

2006-06-30

4.96%

2006-03-31

4.72%

2005-12-31

4.94%

2005-09-30

4.95%

2005-06-30

4.94%

2005-03-31

5.01%

2004-12-31

4.91%

2004-09-30

3.02%

2004-06-30

3.30%

2004-03-31

3.85%

2003-12-31

3.89%

2003-09-30

4.03%

2003-06-30

4.04%

2003-03-31

4.45%

2002-12-31

4.29%

2002-09-30

4.41%

Debt to Assets Ratio: 2.03%

CINF Debt to Assets Ratio

CINF Average Debt to Assets Ratio Chart

CINF Current vs Average Debt to Assets Ratio Chart

CINF Debt to Assets Ratio Metrics

CINF Competitors' Debt to Assets Ratio

Leverage Ratios Comparison

Debt to Assets Ratio Formula & Definition

Debt to Assets Ratio FAQ

CINF Debt to Assets Ratio History

Related Metrics