Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 5.59% is 72% below its 5-year average of 19.91%, near the low end of its 5-year range (3.57%–45.71%).
As of the fiscal period ended Tuesday, June 30, 2026. 3.62% below its 12-month average of 5.80%.
Reported quarterly debt to assets ratio; no daily interpolation.
DEBT TO ASSETS RATIO
5.59%
DEBT TO ASSETS RATIO AVG TTM
5.80%
DEBT TO ASSETS RATIO AVG 3Y
7.51%
DEBT TO ASSETS RATIO AVG 5Y
19.91%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-3.62%
CURRENT VS 3Y AVG
-25.61%
CURRENT VS 5Y AVG
-71.94%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+4979.09%
vs the sector median at left
SoFi Technologies, Inc.
Market Cap
$23.10B
Debt to Assets Ratio
5.59%
TTM Avg
5.80%
3Y Avg
7.51%
5Y Avg
19.91%
Market Cap
$23.45B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$22.20B
Debt to Assets Ratio
0.35%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$21.93B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$24.63B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $23.10B | 5.59% | 5.80% | 7.51% | 19.91% |
| Brown & Brown, Inc. (BRO)vs › | $22.81B | 0.27% | N/A | N/A | N/A |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.45B | 0.03% | N/A | N/A | N/A |
| KeyCorp (KEY)vs › | $23.52B | 0.08% | N/A | N/A | N/A |
| Loews Corporation (L)vs › | $22.27B | 0.10% | N/A | N/A | N/A |
| Global Payments Inc. (GPN)vs › | $22.20B | 0.35% | N/A | N/A | N/A |
| Tradeweb Markets Inc. (TW)vs › | $21.93B | 0.02% | N/A | N/A | N/A |
| Principal Financial Group, Inc. (PFG)vs › | $24.63B | 0.01% | N/A | N/A | N/A |
| Synchrony Financial (SYF)vs › | $25.58B | 0.13% | N/A | N/A | N/A |
| Regions Financial Corporation (RF)vs › | $25.66B | 0.05% | N/A | N/A | N/A |
Debt/Assets
5.6%
Debt/Equity
0.31
Current Ratio
0.16
Interest Coverage
0.5x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 5.59% |
| 2026-03-31 | 3.57% |
| 2025-12-31 | 3.82% |
| 2025-09-30 | 6.20% |
| 2025-06-30 | 9.81% |
| 2025-03-31 | 8.32% |
| 2024-12-31 | 8.84% |
| 2024-09-30 | 9.55% |
| 2024-06-30 | 9.83% |
| 2024-03-31 | 9.59% |
| 2023-12-31 | 17.83% |
| 2023-09-30 | 22.75% |
| 2023-06-30 | 25.86% |
| 2023-03-31 | 27.86% |
| 2022-12-31 | 29.64% |
| 2022-09-30 | 29.91% |
| 2022-06-30 | 30.86% |
| 2022-03-31 | 41.83% |
| 2021-12-31 | 45.71% |
| 2021-09-30 | 37.29% |
| 2021-06-30 | 33.55% |
| 2021-03-31 | 0.18% |
| 2020-12-31 | 59.05% |
| 2020-09-30 | 85.80% |
| 2020-06-30 | 61.42% |
| 2019-12-31 | 69.76% |