Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 13.52% is in line with its 5-year average of 13.63%, around the middle of its 5-year range (12.34%–15.82%).
As of the fiscal period ended Tuesday, March 31, 2026. 2.70% above its 12-month average of 13.17%.
Reported quarterly debt to assets ratio; no daily interpolation.
DEBT TO ASSETS RATIO
13.52%
DEBT TO ASSETS RATIO AVG TTM
13.17%
DEBT TO ASSETS RATIO AVG 3Y
13.25%
DEBT TO ASSETS RATIO AVG 5Y
13.52%
DEBT TO ASSETS RATIO AVG 10Y
17.17%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+2.70%
CURRENT VS 3Y AVG
+2.07%
CURRENT VS 5Y AVG
-0.01%
CURRENT VS 10Y AVG
-21.26%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+12191.71%
vs the sector median at left
Synchrony Financial
Market Cap
$23.71B
Debt to Assets Ratio
13.52%
TTM Avg
13.17%
3Y Avg
13.25%
5Y Avg
13.52%
Market Cap
$23.63B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$24.96B
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$21.11B
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$26.34B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Synchrony Financial (SYF) | $23.71B | 13.52% | 13.17% | 13.25% | 13.52% |
| Principal Financial Group, Inc. (PFG)vs › | $23.63B | 0.01% | N/A | N/A | N/A |
| Loews Corporation (L)vs › | $24.26B | 0.11% | N/A | N/A | N/A |
| KeyCorp (KEY)vs › | $24.45B | 0.06% | N/A | N/A | N/A |
| Brown & Brown, Inc. (BRO)vs › | $22.93B | 0.26% | N/A | N/A | N/A |
| T. Rowe Price Group, Inc. (TROW)vs › | $24.96B | 0.06% | N/A | N/A | N/A |
| SoFi Technologies, Inc. (SOFI)vs › | $21.11B | 0.04% | N/A | N/A | N/A |
| Regions Financial Corporation (RF)vs › | $26.34B | 0.03% | N/A | N/A | N/A |
| Global Payments Inc. (GPN)vs › | $20.09B | 0.41% | N/A | N/A | N/A |
| Willis Towers Watson Public Limited Company (WTW)vs › | $27.87B | 0.23% | N/A | N/A | N/A |
Debt/Assets
13.5%
Debt/Equity
0.91
Current Ratio
0.21
Interest Coverage
1.1x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-03-31 | 13.52% |
| 2025-12-31 | 12.75% |
| 2025-09-30 | 12.34% |
| 2025-06-30 | 13.28% |
| 2025-03-31 | 13.94% |
| 2024-12-31 | 12.94% |
| 2024-09-30 | 13.11% |
| 2024-06-30 | 12.98% |
| 2024-03-31 | 13.31% |
| 2023-12-31 | 13.60% |
| 2023-09-30 | 13.49% |
| 2023-06-30 | 13.09% |
| 2023-03-31 | 13.85% |
| 2022-12-31 | 13.57% |
| 2022-09-30 | 14.21% |
| 2022-06-30 | 12.77% |
| 2022-03-31 | 14.02% |
| 2021-12-31 | 15.15% |
| 2021-09-30 | 13.88% |
| 2021-06-30 | 14.62% |
| 2021-03-31 | 15.82% |
| 2020-12-31 | 16.44% |
| 2020-09-30 | 16.49% |
| 2020-06-30 | 16.64% |
| 2020-03-31 | 17.59% |
| 2019-12-31 | 18.95% |
| 2019-09-30 | 19.22% |
| 2019-06-30 | 19.97% |
| 2019-03-31 | 20.77% |
| 2018-12-31 | 22.47% |
| 2018-09-30 | 22.71% |
| 2018-06-30 | 21.91% |
| 2018-03-31 | 21.99% |
| 2017-12-31 | 21.71% |
| 2017-09-30 | 21.50% |
| 2017-06-30 | 22.72% |
| 2017-03-31 | 22.68% |
| 2016-12-31 | 22.33% |
| 2016-09-30 | 23.14% |
| 2016-06-30 | 23.42% |
| 2016-03-31 | 25.08% |
| 2015-12-31 | 28.91% |
| 2015-09-30 | 30.06% |
| 2015-06-30 | 31.28% |
| 2015-03-31 | 33.09% |
| 2014-12-31 | 36.27% |
| 2014-09-30 | 37.55% |
| 2014-06-30 | 36.36% |
| 2014-03-31 | 38.32% |
| 2013-12-31 | 41.16% |
