Citigroup Inc. (C) vs Visa Inc. (V)
A side-by-side comparison of Citigroup Inc. and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$129.53Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT
V
Visa Inc.
$359.33Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT
Total return — C vs V
growth of $100 · dividends reinvested · last 10yC +292.2% (+14.6%/yr)V +384.7% (+17.1%/yr)V compounded faster over this window
C V
C vs V: by the numbers
- •V is the larger company ($670.89B vs $222.13B market cap).
- •C trades at the lower trailing earnings multiple (13.99 vs 30.56 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (50.78% vs 10.24% net margin).
- •C grew revenue faster over the past five years (16.66% vs 14.46% CAGR).
- •C pays the higher dividend yield (1.78% vs 0.73%).
Metrics side by side
Valuation
| Metric | C | V |
|---|---|---|
| P/E ratio | 13.99 | 30.56 |
| Forward P/E | 11.57 | 27.17 |
| P/S ratio | 1.27 | 15.08 |
| P/B ratio | 1.05 | 19.07 |
Profitability
| Metric | C | V |
|---|---|---|
| Gross margin | 46.63% | 80.18% |
| Operating margin | 14.18% | 60.68% |
| Net margin | 10.24% | 50.78% |
| ROE | 8.41% | 64.22% |
Dividends
| Metric | C | V |
|---|---|---|
| Dividend yield | 1.78% | 0.73% |
| Payout ratio | 26.67% | 22.79% |
Growth (annualized)
| Metric | C | V |
|---|---|---|
| Revenue CAGR (5Y) | 16.66% | 14.46% |
| EPS CAGR (5Y) | 8.77% | 15.84% |
| Total return CAGR (5Y) | 18.79% | 10.90% |
Frequently asked
- Which has the lower trailing P/E, C or V?
- C has the lower trailing P/E: C trades at 13.99 and V at 30.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or V?
- Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus V at 14.46%.
- Does C or V pay a bigger dividend?
- C yields 1.78% and V yields 0.73% based on trailing dividends and the latest price.
- Is C or V more profitable?
- V runs the higher net margin — C at 10.24% versus V at 50.78%.
- How have C and V total returns compared?
- Over the past 10 years, C delivered 14.80% and V delivered 17.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioVisa P/E ratioCitigroup dividend yieldVisa dividend yieldCitigroup ROEVisa ROECitigroup operating marginVisa operating marginCitigroup revenue growthVisa revenue growth
Citigroup & Visa appear in these rankings
Fastest Revenue Growth StocksHighest ROE StocksHighest Operating Margin StocksHighest 10-Year Total Return Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.