Citigroup Inc. (C) vs Visa Inc. (V)
A side-by-side comparison of Citigroup Inc. and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$139.33Financial ServicesAt close: Aug 14, 2026, 4:00 PM ET
V
Visa Inc.
$364.15Financial ServicesAt close: Aug 14, 2026, 4:00 PM ET
Total return — C vs V
growth of $100 · dividends reinvested · last 10yC +310.5% (+15.2%/yr)V +386.8% (+17.1%/yr)V compounded faster over this window
C V
C vs V: by the numbers
- •V is the larger company ($679.89B vs $238.92B market cap).
- •C trades at the lower trailing earnings multiple (15.05 vs 30.97 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (50.78% vs 11.59% net margin).
- •V grew revenue faster over the past five years (14.46% vs 13.75% CAGR).
- •C pays the higher dividend yield (1.77% vs 0.71%).
Metrics side by side
Valuation
| Metric | C | V |
|---|---|---|
| P/E ratio | 15.05 | 30.97 |
| Forward P/E | 12.47 | 27.56 |
| P/S ratio | 1.57 | 15.82 |
| P/B ratio | 1.14 | 20.01 |
Profitability
| Metric | C | V |
|---|---|---|
| Gross margin | 44.55% | 80.18% |
| Operating margin | 16.09% | 60.68% |
| Net margin | 11.59% | 50.78% |
| ROE | 8.40% | 64.22% |
| ROIC | 0.95% | 28.36% |
Dividends
| Metric | C | V |
|---|---|---|
| Dividend yield | 1.77% | 0.71% |
| Payout ratio | 34.16% | 25.44% |
Growth (annualized)
| Metric | C | V |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 14.46% |
| EPS CAGR (5Y) | 8.77% | 15.84% |
| Total return CAGR (5Y) | 17.70% | 10.20% |
Frequently asked
- Which has the lower trailing P/E, C or V?
- C has the lower trailing P/E: C trades at 15.05 and V at 30.97. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or V?
- Over the past five years, V grew revenue faster — C at a 13.75% CAGR versus V at 14.46%.
- Does C or V pay a bigger dividend?
- C yields 1.77% and V yields 0.71% based on trailing dividends and the latest price.
- Is C or V more profitable?
- V runs the higher net margin — C at 11.59% versus V at 50.78%.
- How have C and V total returns compared?
- Over the past 10 years, C delivered 15.24% and V delivered 17.20% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioVisa P/E ratioCitigroup dividend yieldVisa dividend yieldCitigroup ROEVisa ROECitigroup operating marginVisa operating marginCitigroup revenue growthVisa revenue growth
Citigroup & Visa appear in these rankings
Highest ROE StocksHighest ROIC StocksHighest Operating Margin StocksHighest 10-Year Total Return Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.