Citigroup Inc. (C) vs Block, Inc. (SQ)
A side-by-side comparison of Citigroup Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.
Different business models: C is classified in Financial Services; SQ is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
C
Citigroup Inc.
$139.33Financial ServicesAt close: Aug 14, 2026, 4:00 PM ET
SQ
Block, Inc.
$88.67TechnologyAt close: Jan 24, 2025, 4:00 PM ET
Total return — C vs SQ
growth of $100 · dividends reinvested · last 9yC +80.3% (+6.8%/yr)SQ +578.4% (+23.7%/yr)SQ compounded faster over this window
C SQ
C vs SQ: by the numbers
- •C is the larger company ($238.92B vs $51.73B market cap).
- •C is profitable (11.59% net margin) while SQ runs a net loss (-3.80%).
- •C grew revenue faster over the past five years (13.75% vs 9.47% CAGR).
- •C pays a dividend (1.77% yield), while SQ has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | C | SQ |
|---|---|---|
| P/E ratio | 15.05 | N/A |
| Forward P/E | 12.47 | 15.90 |
| P/S ratio | 1.57 | 2.35 |
| P/B ratio | 1.14 | 2.82 |
| EV / EBITDA | N/A | 38.29 |
| FCF yield | N/A | 1.28% |
Profitability
| Metric | C | SQ |
|---|---|---|
| Gross margin | 44.55% | 46.36% |
| Operating margin | 16.09% | 4.67% |
| Net margin | 11.59% | -3.80% |
| ROE | 8.40% | -4.32% |
| ROIC | 0.95% | -12.82% |
Dividends
| Metric | C | SQ |
|---|---|---|
| Dividend yield | 1.77% | N/A |
| Payout ratio | 34.16% | N/A |
Growth (annualized)
| Metric | C | SQ |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 9.47% |
| EPS CAGR (5Y) | 8.77% | 34.72% |
| FCF CAGR (5Y) | N/A | 56.53% |
| Total return CAGR (5Y) | 17.70% | 4.50% |
Frequently asked
- Which has grown faster, C or SQ?
- Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus SQ at 9.47%.
- Does C or SQ pay a bigger dividend?
- C pays a dividend (1.77% yield), while SQ has no payments in the available dividend history.
- Is C or SQ more profitable?
- C runs the higher net margin — C at 11.59% versus SQ at -3.80%.
- How have C and SQ total returns compared?
- Over the past 5 years, C delivered 15.24% and SQ delivered 4.50% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioCitigroup dividend yieldCitigroup ROEBlock ROECitigroup operating marginBlock operating marginCitigroup revenue growthBlock revenue growthBlock free cash flow
Citigroup & Block appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.