On trailing earnings, C is cheaper: C trades at a 17.34 P/E and SQ at 49.81.

Which has grown faster, C or SQ?

Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus SQ at 13.19%.

Does C or SQ pay a bigger dividend?

C pays a dividend (1.72% yield) while SQ does not currently pay one.

Is C or SQ more profitable?

C runs the higher net margin — C at 9.34% versus SQ at -2.04%.

Which has been the better investment, C or SQ?

Over the past 5-year, C delivered the higher annualized total return — C at 16.18% versus SQ at 4.50%. Past performance doesn't predict future results.

Citigroup Inc. (C) vs Block, Inc. (SQ)

C leads on 10 of 11 compared metrics.

A side-by-side comparison of Citigroup Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 2, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Citigroup Inc.

$239.97B

$139.93Financial Services

Block, Inc.

$51.73B

$88.67Technology

Total return — C vs SQ

growth of $100 · last 9y

C +48.9%SQ +578.4%SQ compounded faster

C SQ

C vs SQ: by the numbers

•C is the larger company ($239.97B vs $51.73B market cap).
•C trades at the lower earnings multiple (17.34 vs 49.81 P/E).
•C is profitable (9.34% net margin) while SQ runs a net loss (-2.04%).
•C grew revenue faster over the past five years (15.26% vs 13.19% CAGR).
•C pays a dividend (1.72% yield) while SQ does not currently pay one.

Which is better, C or SQ?

Metric tally: C 10 · SQ 1

It depends on what you're optimizing for:

ValueC(lower P/E)

GrowthC(faster 5Y revenue CAGR)

QualityC(higher ROIC)

Metrics side by side

Valuation

Metric	C	SQ
P/E ratio	17.34●	49.81
Forward P/E	11.14	—
P/S ratio	1.45●	2.35
P/B ratio	1.18●	2.82
PEG ratio	0.81●	2.00
EV / EBITDA	—	38.29
FCF yield	—	1.28%

Profitability

Metric	C	SQ
Gross margin	45.48%	44.85%
Operating margin	12.79%●	4.93%
Net margin	9.34%●	-2.04%
ROE	7.58%●	-2.30%
ROIC	0.95%●	-12.82%

Dividends

Metric	C	SQ
Dividend yield	1.72%	—
Payout ratio	33.20%	—

Growth (annualized)

Metric	C	SQ
Revenue CAGR (5Y)	15.26%●	13.19%
EPS CAGR (5Y)	8.77%	34.72%●
FCF CAGR (5Y)	—	64.00%
Total return CAGR (5Y)	18.76%●	4.50%

Frequently asked

Which is better, C or SQ?: It depends on your goal. value: C (lower P/E); growth: C (faster 5Y revenue CAGR); quality: C (higher ROIC). Across all compared metrics, C leads 10 to 1.
Is C or SQ cheaper?: On trailing earnings, C is cheaper: C trades at a 17.34 P/E and SQ at 49.81.
Which has grown faster, C or SQ?: Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus SQ at 13.19%.
Does C or SQ pay a bigger dividend?: C pays a dividend (1.72% yield) while SQ does not currently pay one.
Is C or SQ more profitable?: C runs the higher net margin — C at 9.34% versus SQ at -2.04%.
Which has been the better investment, C or SQ?: Over the past 5-year, C delivered the higher annualized total return — C at 16.18% versus SQ at 4.50%. Past performance doesn't predict future results.

Go deeper

Full C analysis Full SQ analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Block P/E ratio Citigroup dividend yield Block dividend yield Citigroup ROE Block ROE Citigroup operating margin Block operating margin Citigroup revenue growth Block revenue growth Citigroup free cash flow Block free cash flow

Citigroup & Block appear in these rankings

Fastest Revenue Growth Stocks Best 10-Year Total Return Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 2, 2026.