Citigroup Inc. (C) vs Block, Inc. (SQ)

A side-by-side comparison of Citigroup Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: C is classified in Financial Services; SQ is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnC vs SQ

growth of $100 · dividends reinvested · last 9y
C +80.3% (+6.8%/yr)SQ +578.4% (+23.7%/yr)SQ compounded faster over this window
05001k2k2kStart $10020172019202120232025$180$678
C SQ

C vs SQ: by the numbers

  • C is the larger company ($238.92B vs $51.73B market cap).
  • C is profitable (11.59% net margin) while SQ runs a net loss (-3.80%).
  • C grew revenue faster over the past five years (13.75% vs 9.47% CAGR).
  • C pays a dividend (1.77% yield), while SQ has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCSQ
P/E ratio15.05N/A
Forward P/E12.4715.90
P/S ratio1.572.35
P/B ratio1.142.82
EV / EBITDAN/A38.29
FCF yieldN/A1.28%

Profitability

MetricCSQ
Gross margin44.55%46.36%
Operating margin16.09%4.67%
Net margin11.59%-3.80%
ROE8.40%-4.32%
ROIC0.95%-12.82%

Dividends

MetricCSQ
Dividend yield1.77%N/A
Payout ratio34.16%N/A

Growth (annualized)

MetricCSQ
Revenue CAGR (5Y)13.75%9.47%
EPS CAGR (5Y)8.77%34.72%
FCF CAGR (5Y)N/A56.53%
Total return CAGR (5Y)17.70%4.50%

Frequently asked

Which has grown faster, C or SQ?
Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus SQ at 9.47%.
Does C or SQ pay a bigger dividend?
C pays a dividend (1.77% yield), while SQ has no payments in the available dividend history.
Is C or SQ more profitable?
C runs the higher net margin — C at 11.59% versus SQ at -3.80%.
How have C and SQ total returns compared?
Over the past 5 years, C delivered 15.24% and SQ delivered 4.50% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.