Is C or PYPL cheaper?

On trailing earnings, PYPL is cheaper: C trades at a 17.34 P/E and PYPL at 8.53.

Which has grown faster, C or PYPL?

Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus PYPL at 8.09%.

Does C or PYPL pay a bigger dividend?

C yields 1.71% and PYPL yields 1.23% based on trailing dividends and the latest price.

Is C or PYPL more profitable?

PYPL runs the higher net margin — C at 9.34% versus PYPL at 15.00%.

Which has been the better investment, C or PYPL?

Over the past 10-year, C delivered the higher annualized total return — C at 16.18% versus PYPL at 2.35%. Past performance doesn't predict future results.

Citigroup Inc. (C) vs PayPal Holdings, Inc. (PYPL)

PYPL leads on 8 of 12 compared metrics.

A side-by-side comparison of Citigroup Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 4, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Citigroup Inc.

$239.97B

$139.97Financial Services

PYPL

PayPal Holdings, Inc.

$40.11B

$45.47Financial Services

Total return — C vs PYPL

growth of $100 · last 11y

C +152.8%PYPL +23.9%C compounded faster

C PYPL

C vs PYPL: by the numbers

•C is the larger company ($239.97B vs $40.11B market cap).
•PYPL trades at the lower earnings multiple (8.53 vs 17.34 P/E).
•PYPL converts more revenue to profit (15.00% vs 9.34% net margin).
•C grew revenue faster over the past five years (15.26% vs 8.09% CAGR).
•C pays the higher dividend yield (1.71% vs 1.23%).

Which is better, C or PYPL?

Metric tally: C 4 · PYPL 8

It depends on what you're optimizing for:

ValuePYPL(lower P/E)

GrowthC(faster 5Y revenue CAGR)

IncomeC(higher dividend yield)

QualityPYPL(higher ROIC)

Metrics side by side

Valuation

Metric	C	PYPL
P/E ratio	17.34	8.53●
Forward P/E	12.82	8.56●
P/S ratio	1.45	1.24●
P/B ratio	1.18●	2.09
PEG ratio	0.81	0.30●

Profitability

Metric	C	PYPL
Gross margin	45.48%	46.12%
Operating margin	12.79%	17.85%●
Net margin	9.34%	15.00%●
ROE	7.58%	25.26%●
ROIC	0.95%	14.95%●

Dividends

Metric	C	PYPL
Dividend yield	1.71%●	1.23%
Payout ratio	33.20%	10.26%

Growth (annualized)

Metric	C	PYPL
Revenue CAGR (5Y)	15.26%●	8.09%
EPS CAGR (5Y)	8.77%	8.81%
Total return CAGR (5Y)	18.77%●	-30.86%

Frequently asked

Which is better, C or PYPL?: It depends on your goal. value: PYPL (lower P/E); growth: C (faster 5Y revenue CAGR); income: C (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, PYPL leads 8 to 4.
Is C or PYPL cheaper?: On trailing earnings, PYPL is cheaper: C trades at a 17.34 P/E and PYPL at 8.53.
Which has grown faster, C or PYPL?: Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus PYPL at 8.09%.
Does C or PYPL pay a bigger dividend?: C yields 1.71% and PYPL yields 1.23% based on trailing dividends and the latest price.
Is C or PYPL more profitable?: PYPL runs the higher net margin — C at 9.34% versus PYPL at 15.00%.
Which has been the better investment, C or PYPL?: Over the past 10-year, C delivered the higher annualized total return — C at 16.18% versus PYPL at 2.35%. Past performance doesn't predict future results.

Go deeper

Full C analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio PayPal P/E ratio Citigroup dividend yield PayPal dividend yield Citigroup ROE PayPal ROE Citigroup operating margin PayPal operating margin Citigroup revenue growth PayPal revenue growth Citigroup free cash flow PayPal free cash flow

Citigroup & PayPal appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 4, 2026.