Which has the lower trailing P/E, C or PYPL?

PYPL has the lower trailing P/E: C trades at 13.99 and PYPL at 9.93. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, C or PYPL?

Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus PYPL at 7.43%.

Does C or PYPL pay a bigger dividend?

C yields 1.78% and PYPL yields 0.78% based on trailing dividends and the latest price.

Is C or PYPL more profitable?

PYPL runs the higher net margin — C at 10.24% versus PYPL at 14.36%.

How have C and PYPL total returns compared?

Over the past 10 years, C delivered 14.80% and PYPL delivered 3.63% annualized total return. Past performance doesn't predict future results.

Citigroup Inc. (C) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Citigroup Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Citigroup Inc.

$222.13B

$129.53Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT

PYPL

PayPal Holdings, Inc.

$44.94B

$52.53Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT

Total return — C vs PYPL

growth of $100 · dividends reinvested · last 10y

C +295.4% (+14.7%/yr)PYPL +40.1% (+3.4%/yr)C compounded faster over this window

C PYPL

C vs PYPL: by the numbers

•C is the larger company ($222.13B vs $44.94B market cap).
•PYPL trades at the lower trailing earnings multiple (9.93 vs 13.99 P/E), one valuation lens rather than an overall verdict.
•PYPL converts more revenue to profit (14.36% vs 10.24% net margin).
•C grew revenue faster over the past five years (16.66% vs 7.43% CAGR).
•C pays the higher dividend yield (1.78% vs 0.78%).

Metrics side by side

Valuation

Metric	C	PYPL
P/E ratio	13.99	9.93
Forward P/E	11.57	9.75
P/S ratio	1.27	1.32
P/B ratio	1.05	2.27

Profitability

Metric	C	PYPL
Gross margin	46.63%	45.75%
Operating margin	14.18%	18.78%
Net margin	10.24%	14.36%
ROE	8.41%	24.73%

Dividends

Metric	C	PYPL
Dividend yield	1.78%	0.78%
Payout ratio	26.67%	7.94%

Growth (annualized)

Metric	C	PYPL
Revenue CAGR (5Y)	16.66%	7.43%
EPS CAGR (5Y)	8.77%	8.81%
Total return CAGR (5Y)	18.79%	-28.17%

Frequently asked

Which has the lower trailing P/E, C or PYPL?: PYPL has the lower trailing P/E: C trades at 13.99 and PYPL at 9.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or PYPL?: Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus PYPL at 7.43%.
Does C or PYPL pay a bigger dividend?: C yields 1.78% and PYPL yields 0.78% based on trailing dividends and the latest price.
Is C or PYPL more profitable?: PYPL runs the higher net margin — C at 10.24% versus PYPL at 14.36%.
How have C and PYPL total returns compared?: Over the past 10 years, C delivered 14.80% and PYPL delivered 3.63% annualized total return. Past performance doesn't predict future results.

Go deeper

Full C analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio PayPal P/E ratio Citigroup dividend yield PayPal dividend yield Citigroup ROE PayPal ROE Citigroup operating margin PayPal operating margin Citigroup revenue growth PayPal revenue growth

Citigroup & PayPal appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.