Visa Inc.(V)
Financial - Credit Services · San Francisco, CA
$369.39-5.68 (-1.51%)
Delayed quote: Sep 8, 2026, 3:45 PM EDT
Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 8, 2026, 3:45 PM EDT
Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 23.88% is 35% above its 5-year average of 17.65%, near the high end of its 5-year range (13.43%–23.88%).
16.43% above its 12-month average of 20.51%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
23.88%
RETURN ON ASSETS (ROA) AVG TTM
20.51%
RETURN ON ASSETS (ROA) AVG 3Y
19.40%
RETURN ON ASSETS (ROA) AVG 5Y
17.65%
RETURN ON ASSETS (ROA) AVG 10Y
15.70%
RETURN ON ASSETS (ROA) AVG 15Y
14.09%
RETURN ON ASSETS (ROA) AVG 20Y
13.00%
CURRENT VS TTM AVG
+16.43%
CURRENT VS 3Y AVG
+23.09%
CURRENT VS 5Y AVG
+35.32%
CURRENT VS 10Y AVG
+52.11%
CURRENT VS 15Y AVG
+69.53%
CURRENT VS 20Y AVG
+83.73%
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+872.71%
vs the sector median at left
Visa Inc.
Market Cap
$689.67B
Return on Assets (ROA)
23.88%
TTM Avg
20.51%
3Y Avg
19.40%
5Y Avg
17.65%
Market Cap
$499.86B
Return on Assets (ROA)
28.18%
TTM Avg
27.21%
3Y Avg
26.61%
5Y Avg
24.76%
Market Cap
$220.52B
Return on Assets (ROA)
3.71%
TTM Avg
3.67%
3Y Avg
3.46%
5Y Avg
3.29%
Market Cap
$45.58B
Return on Assets (ROA)
5.92%
TTM Avg
5.80%
3Y Avg
4.96%
5Y Avg
5.22%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $689.67B | 23.88% | 20.51% | 19.40% | 17.65% |
| Mastercard Incorporated (MA)vs › | $499.86B | 28.18% | 27.21% | 26.61% | 24.76% |
| American Express Company (AXP)vs › | $220.52B | 3.71% | 3.67% | 3.46% | 3.29% |
| PayPal Holdings, Inc. (PYPL)vs › | $45.58B | 5.92% | 5.80% | 4.96% | 5.22% |
| Block, Inc. (SQ)vs › | $51.73B | -2.43% | 3.98% | 1.56% | 1.60% |
| Discover Financial Services (DFS)vs › | $50.34B | 3.24% | 2.46% | 3.29% | 2.79% |
ROA
23.9%
ROE
64.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-09-30 | 20.13% |
| 2024-09-30 | 20.89% |
| 2023-09-30 | 19.09% |
| 2022-09-30 | 17.49% |
| 2021-09-30 | 14.85% |
| 2020-09-30 | 13.43% |
| 2019-09-30 | 16.65% |
| 2018-09-30 | 14.88% |
| 2017-09-30 | 9.85% |
| 2016-09-30 | 9.36% |
| 2015-09-30 | 16.07% |
| 2014-09-30 | 14.10% |
| 2013-09-30 | 13.85% |
| 2012-09-30 | 5.36% |
| 2011-09-30 | 10.50% |
| 2010-09-30 | 8.88% |
| 2009-09-30 | 7.29% |
| 2008-09-30 | 2.30% |
| 2007-09-30 | -24.51% |
| 2006-09-30 | 15.34% |
| 2005-09-30 | 9.64% |
| 2004-09-30 | 0.00% |
| 2003-09-30 | -46.46% |