Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 18.56% is in line with its 5-year average of 18.65%, near the low end of its 5-year range (9.28%–46.67%).
1.97% below its 12-month average of 18.93%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 18.86%.
NET PROFIT MARGIN
18.56%
NET PROFIT MARGIN AVG TTM
18.93%
NET PROFIT MARGIN AVG 3Y
16.00%
NET PROFIT MARGIN AVG 5Y
18.65%
NET PROFIT MARGIN AVG 10Y
18.29%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-1.97%
CURRENT VS 3Y AVG
+15.98%
CURRENT VS 5Y AVG
-0.49%
CURRENT VS 10Y AVG
+1.49%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
18.06%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
+2.77%
vs the sector median at left
Synchrony Financial
Market Cap
$24.55B
Net Profit Margin
18.56%
TTM Avg
18.93%
3Y Avg
16.00%
5Y Avg
18.65%
Market Cap
$24.61B
Net Profit Margin
9.86%
TTM Avg
8.66%
3Y Avg
12.25%
5Y Avg
11.57%
Market Cap
$24.14B
Net Profit Margin
15.53%
TTM Avg
3.38%
3Y Avg
-18.59%
5Y Avg
-108.10%
Market Cap
$25.56B
Net Profit Margin
23.33%
TTM Avg
21.32%
3Y Avg
23.83%
5Y Avg
24.99%
Market Cap
$26.03B
Net Profit Margin
23.84%
TTM Avg
19.59%
3Y Avg
12.54%
5Y Avg
16.19%
Market Cap
$23.04B
Net Profit Margin
29.26%
TTM Avg
29.07%
3Y Avg
27.46%
5Y Avg
31.38%
Market Cap
$26.08B
Net Profit Margin
10.71%
TTM Avg
12.49%
3Y Avg
12.18%
5Y Avg
11.02%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Synchrony Financial (SYF) | $24.55B | 18.56% | 18.93% | 16.00% | 18.65% |
| Principal Financial Group, Inc. (PFG)vs › | $24.61B | 9.86% | 8.66% | 12.25% | 11.57% |
| Circle Internet Group (CRCL)vs › | $24.14B | 15.53% | 3.38% | -18.59% | -108.10% |
| Regions Financial Corporation (RF)vs › | $25.56B | 23.33% | 21.32% | 23.83% | 24.99% |
| KeyCorp (KEY)vs › | $23.45B | 19.37% | 7.29% | 12.06% | 17.14% |
| Cincinnati Financial Corporation (CINF)vs › | $26.03B | 23.84% | 19.59% | 12.54% | 16.19% |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.04B | 29.26% | 29.07% | 27.46% | 31.38% |
| W. R. Berkley Corporation (WRB)vs › | $26.08B | 10.71% | 12.49% | 12.18% | 11.02% |
| Loews Corporation (L)vs › | $22.45B | 10.36% | 8.68% | 8.09% | 6.16% |
| Brown & Brown, Inc. (BRO)vs › | $22.19B | 17.59% | 19.41% | 19.60% | 19.35% |
Operating Margin
24.3%
Net Profit Margin
18.6%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 18.86% |
| 2026-03-31 | 17.25% |
| 2025-12-31 | 15.76% |
| 2025-09-30 | 22.28% |
| 2025-06-30 | 20.52% |
| 2025-03-31 | 15.76% |
| 2024-12-31 | 15.73% |
| 2024-09-30 | 15.81% |
| 2024-06-30 | 13.15% |
| 2024-03-31 | 26.43% |
| 2023-12-31 | 9.28% |
| 2023-09-30 | 14.06% |
| 2023-06-30 | 13.56% |
| 2023-03-31 | 15.28% |
| 2022-12-31 | 15.62% |
| 2022-09-30 | 21.12% |
| 2022-06-30 | 25.56% |
| 2022-03-31 | 30.80% |
| 2021-12-31 | 27.53% |
| 2021-09-30 | 41.86% |
| 2021-06-30 | 46.67% |
| 2021-03-31 | 35.54% |
| 2020-12-31 | 24.37% |
| 2020-09-30 | 10.20% |
| 2020-06-30 | 1.52% |
| 2020-03-31 | 7.99% |
| 2019-12-31 | 19.97% |
| 2019-09-30 | 26.07% |
| 2019-06-30 | 21.49% |
| 2019-03-31 | 28.21% |
| 2018-12-31 | 19.17% |
| 2018-09-30 | 17.27% |
| 2018-06-30 | 19.42% |
| 2018-03-31 | 17.78% |
| 2017-12-31 | 10.77% |
| 2017-09-30 | 15.84% |
| 2017-06-30 | 14.77% |
| 2017-03-31 | 15.02% |
| 2016-12-31 | 17.88% |
| 2016-09-30 | 19.34% |
| 2016-06-30 | 16.67% |
| 2016-03-31 | 19.78% |
| 2015-12-31 | 19.11% |
| 2015-09-30 | 20.85% |
| 2015-06-30 | 20.22% |
| 2015-03-31 | 21.30% |
| 2014-12-31 | 19.49% |
| 2014-09-30 | 21.69% |
| 2014-06-30 | 19.28% |
| 2014-03-31 | 22.74% |
| 2013-12-31 | 17.68% |
| 2013-09-30 | 27.63% |
| 2013-06-30 | 23.69% |
| 2013-03-31 | 15.26% |
