Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.65% is in line with its 5-year average of 0.71%, near the low end of its 5-year range (0.44%–1.17%).
34.02% above its 12-month average of 0.48%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.20%.
RETURN ON ASSETS (ROA)
0.65%
RETURN ON ASSETS (ROA) AVG TTM
0.48%
RETURN ON ASSETS (ROA) AVG 3Y
0.72%
RETURN ON ASSETS (ROA) AVG 5Y
0.71%
RETURN ON ASSETS (ROA) AVG 10Y
0.75%
RETURN ON ASSETS (ROA) AVG 15Y
0.70%
RETURN ON ASSETS (ROA) AVG 20Y
0.72%
CURRENT VS TTM AVG
+34.02%
CURRENT VS 3Y AVG
-10.03%
CURRENT VS 5Y AVG
-8.45%
CURRENT VS 10Y AVG
-13.54%
CURRENT VS 15Y AVG
-6.64%
CURRENT VS 20Y AVG
-9.28%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-47.37%
vs the sector median at left
Peapack-Gladstone Financial Corporation
Market Cap
$782.81M
Return on Assets (ROA)
0.65%
TTM Avg
0.48%
3Y Avg
0.72%
5Y Avg
0.71%
Market Cap
$787.88M
Return on Assets (ROA)
1.30%
TTM Avg
1.30%
3Y Avg
1.25%
5Y Avg
1.20%
Market Cap
$788.83M
Return on Assets (ROA)
1.37%
TTM Avg
1.27%
3Y Avg
1.13%
5Y Avg
1.29%
Market Cap
$773.28M
Return on Assets (ROA)
1.30%
TTM Avg
0.25%
3Y Avg
0.58%
5Y Avg
0.75%
Market Cap
$764.34M
Return on Assets (ROA)
-5.06%
TTM Avg
-2.28%
3Y Avg
-0.90%
5Y Avg
0.66%
Market Cap
$805.64M
Return on Assets (ROA)
6.57%
TTM Avg
4.31%
3Y Avg
3.80%
5Y Avg
3.26%
Market Cap
$757.82M
Return on Assets (ROA)
1.28%
TTM Avg
0.75%
3Y Avg
0.75%
5Y Avg
0.75%
Market Cap
$757.78M
Return on Assets (ROA)
1.08%
TTM Avg
0.82%
3Y Avg
0.69%
5Y Avg
0.67%
Market Cap
$812.04M
Return on Assets (ROA)
1.54%
TTM Avg
0.93%
3Y Avg
0.94%
5Y Avg
0.98%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peapack-Gladstone Financial Corporation (PGC) | $782.81M | 0.65% | 0.48% | 0.72% | 0.71% |
| River City Bank (RCBC)vs › | $787.88M | 1.30% | 1.30% | 1.25% | 1.20% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 1.37% | 1.27% | 1.13% | 1.29% |
| Financial Institutions, Inc. (FISI)vs › | $773.28M | 1.30% | 0.25% | 0.58% | 0.75% |
| PRA Group, Inc. (PRAA)vs › | $764.34M | -5.06% | -2.28% | -0.90% | 0.66% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 6.57% | 4.31% | 3.80% | 3.26% |
| Armada Acquisition Corp. II (XRPN)vs › | $757.82M | 1.28% | 0.75% | 0.75% | 0.75% |
| Shore Bancshares, Inc. (SHBI)vs › | $757.78M | 1.08% | 0.82% | 0.69% | 0.67% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 1.54% | 0.93% | 0.94% | 0.98% |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 0.52% | 0.34% | 0.51% | 0.84% |
ROA
0.7%
ROE
7.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.50% |
| 2024-12-31 | 0.47% |
| 2023-12-31 | 0.75% |
| 2022-12-31 | 1.17% |
| 2021-12-31 | 0.93% |
| 2020-12-31 | 0.44% |
| 2019-12-31 | 0.92% |
| 2018-12-31 | 0.96% |
| 2017-12-31 | 0.86% |
| 2016-12-31 | 0.68% |
| 2015-12-31 | 0.59% |
| 2014-12-31 | 0.55% |
| 2013-12-31 | 0.47% |
| 2012-12-31 | 0.58% |
| 2011-12-31 | 0.76% |
| 2010-12-31 | 0.51% |
| 2009-12-31 | 0.47% |
| 2008-12-31 | -1.59% |
| 2007-12-31 | 0.88% |
| 2006-12-31 | 0.79% |
| 2005-12-31 | 1.05% |
| 2004-12-31 | 1.23% |
| 2003-12-31 | 1.27% |
| 2002-12-31 | 1.39% |
| 2001-12-31 | 1.27% |
| 2000-12-31 | 1.36% |
| 1999-12-31 | 1.33% |
| 1998-12-31 | 1.25% |
| 1997-12-31 | 1.24% |