Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 25.49% is in line with its 5-year average of 25.80%, near the low end of its 5-year range (19.47%–48.82%).
1.36% above its 12-month average of 25.15%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 29.56%.
NET PROFIT MARGIN
25.49%
NET PROFIT MARGIN AVG TTM
25.15%
NET PROFIT MARGIN AVG 3Y
24.33%
NET PROFIT MARGIN AVG 5Y
25.80%
NET PROFIT MARGIN AVG 10Y
20.68%
NET PROFIT MARGIN AVG 15Y
20.36%
NET PROFIT MARGIN AVG 20Y
19.94%
CURRENT VS TTM AVG
+1.36%
CURRENT VS 3Y AVG
+4.76%
CURRENT VS 5Y AVG
-1.19%
CURRENT VS 10Y AVG
+23.28%
CURRENT VS 15Y AVG
+25.20%
CURRENT VS 20Y AVG
+27.85%
SECTOR MEDIAN · FINANCIAL SERVICES
12.85%
median of 661 covered companies
CURRENT VS SECTOR MEDIAN
+98.37%
vs the sector median at left
Private Bancorp of America, Inc.
Market Cap
$496.13M
Net Profit Margin
25.49%
TTM Avg
25.15%
3Y Avg
24.33%
5Y Avg
25.80%
Market Cap
$495.61M
Net Profit Margin
29.96%
TTM Avg
16.91%
3Y Avg
19.75%
5Y Avg
20.87%
Market Cap
$492.95M
Net Profit Margin
16.51%
TTM Avg
10.66%
3Y Avg
-2.65%
5Y Avg
4.74%
Market Cap
$491.53M
Net Profit Margin
7.68%
TTM Avg
8.68%
3Y Avg
9.10%
5Y Avg
6.71%
Market Cap
$488.81M
Net Profit Margin
20.53%
TTM Avg
16.15%
3Y Avg
18.98%
5Y Avg
20.83%
Market Cap
$507.09M
Net Profit Margin
31.45%
TTM Avg
22.91%
3Y Avg
23.42%
5Y Avg
23.30%
Market Cap
$504.89M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$473.69M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$472.59M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Private Bancorp of America, Inc. (PBAM) | $496.13M | 25.49% | 25.15% | 24.33% | 25.80% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $495.61M | 29.96% | 16.91% | 19.75% | 20.87% |
| Ponce Financial Group, Inc. (PDLB)vs › | $492.95M | 16.51% | 10.66% | -2.65% | 4.74% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $491.53M | 7.68% | 8.68% | 9.10% | 6.71% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $488.81M | 20.53% | 16.15% | 18.98% | 20.83% |
| Orange County Bancorp, Inc. (OBT)vs › | $507.09M | 31.45% | 22.91% | 23.42% | 23.30% |
| Churchill Capital Corp XI (CCXI)vs › | $504.89M | 0.00% | 0.00% | 0.00% | 0.00% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 0.00% | 0.00% | 0.00% | 0.00% |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | 0.00% | 0.00% | 0.00% | 0.00% |
| Sierra Bancorp (BSRR)vs › | $520.17M | 22.63% | 21.09% | 21.61% | 24.51% |
Operating Margin
35.8%
Net Profit Margin
25.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 29.56% |
| 2026-03-31 | 27.12% |
| 2025-12-31 | 23.00% |
| 2025-09-30 | 22.16% |
| 2025-06-30 | 23.90% |
| 2025-03-31 | 25.22% |
| 2024-12-31 | 25.15% |
| 2024-09-30 | 22.80% |
| 2024-06-30 | 19.47% |
| 2024-03-31 | 21.19% |
| 2023-12-31 | 27.46% |
| 2023-09-30 | 24.94% |
| 2023-06-30 | 48.82% |
| 2023-03-31 | 30.50% |
| 2022-12-31 | 27.42% |
| 2022-09-30 | 27.16% |
| 2022-06-30 | 21.82% |
| 2022-03-31 | 31.12% |
| 2021-12-31 | 33.74% |
| 2021-09-30 | 26.80% |
| 2021-06-30 | 25.41% |
| 2021-03-31 | 28.10% |
| 2020-12-31 | 25.08% |
| 2020-09-30 | 17.13% |
| 2020-06-30 | 13.79% |
| 2020-03-31 | 12.73% |
| 2019-12-31 | 13.57% |
| 2019-09-30 | -36.46% |
| 2019-06-30 | 8.23% |
| 2019-03-31 | 13.39% |
| 2018-12-31 | 9.61% |
| 2018-09-30 | 11.49% |
| 2018-06-30 | 10.40% |
| 2018-03-31 | 15.71% |
| 2017-12-31 | -1.58% |
| 2017-09-30 | 17.89% |
| 2017-06-30 | 16.54% |
| 2017-03-31 | 21.70% |
| 2016-12-31 | 22.86% |
| 2016-09-30 | 19.51% |
| 2016-06-30 | 14.32% |
| 2016-03-31 | 20.45% |
| 2015-12-31 | 20.64% |
| 2015-09-30 | 24.86% |
| 2015-06-30 | 20.81% |
| 2015-03-31 | 24.38% |
| 2014-12-31 | 15.96% |
| 2014-09-30 | 17.65% |
| 2014-06-30 | 14.80% |
| 2014-03-31 | 12.22% |
| 2013-12-31 | 62.55% |
| 2013-09-30 | 14.34% |
| 2013-06-30 | 6.43% |
| 2013-03-31 | 15.82% |
| 2012-12-31 | 21.95% |
| 2007-09-30 | -10.41% |
| 2007-06-30 | -30.99% |
| 2007-03-31 | -33.93% |
| 2006-12-31 | -42.17% |
| 2006-09-30 | -48.64% |
| 2006-06-30 | -98.12% |
| 2006-03-31 | -134.75% |
