Which has the lower trailing P/E, PBAM or PDLB?

PBAM has the lower trailing P/E: PBAM trades at 11.20 and PDLB at 14.53. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PBAM or PDLB?

Over the past five years, PDLB grew revenue faster — PBAM at a 21.76% CAGR versus PDLB at 23.57%.

Is PBAM or PDLB more profitable?

PBAM runs the higher net margin — PBAM at 25.49% versus PDLB at 16.51%.

How have PBAM and PDLB total returns compared?

Over the past 5 years, PBAM delivered 28.40% and PDLB delivered 6.72% annualized total return. Past performance doesn't predict future results.

Private Bancorp of America, Inc. (PBAM) vs Ponce Financial Group, Inc. (PDLB)

A side-by-side comparison of Private Bancorp of America, Inc. and Ponce Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

PBAM

Private Bancorp of America, Inc.

$494M

$86.21Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

PDLB

Ponce Financial Group, Inc.

$492M

$20.34Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — PBAM vs PDLB

growth of $100 · dividends reinvested · last 9y

PBAM +269.0% (+15.6%/yr)PDLB +36.1% (+3.5%/yr)PBAM compounded faster over this window

PBAM PDLB

PBAM vs PDLB: by the numbers

•PBAM is the larger company ($494M vs $492M market cap).
•PBAM trades at the lower trailing earnings multiple (11.20 vs 14.53 P/E), one valuation lens rather than an overall verdict.
•PBAM converts more revenue to profit (25.49% vs 16.51% net margin).
•PDLB grew revenue faster over the past five years (23.57% vs 21.76% CAGR).

Metrics side by side

Valuation

Metric	PBAM	PDLB
P/E ratio	11.20	14.53
Forward P/E	10.13	12.33
PEG ratio	0.39	0.37
P/S ratio	2.81	2.41
P/B ratio	1.73	1.46

Profitability

Metric	PBAM	PDLB
Operating margin	35.75%	22.60%
Net margin	25.49%	16.51%
ROE	15.66%	6.02%

Private Bancorp of America, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Ponce Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	PBAM	PDLB
Revenue CAGR (5Y)	21.76%	23.57%
EPS CAGR (5Y)	29.37%	39.39%
Total return CAGR (5Y)	28.40%	6.72%

Frequently asked

Which has the lower trailing P/E, PBAM or PDLB?: PBAM has the lower trailing P/E: PBAM trades at 11.20 and PDLB at 14.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PBAM or PDLB?: Over the past five years, PDLB grew revenue faster — PBAM at a 21.76% CAGR versus PDLB at 23.57%.
Is PBAM or PDLB more profitable?: PBAM runs the higher net margin — PBAM at 25.49% versus PDLB at 16.51%.
How have PBAM and PDLB total returns compared?: Over the past 5 years, PBAM delivered 28.40% and PDLB delivered 6.72% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PBAM analysis Full PDLB analysis Interactive comparison tool

Dig into the metrics

Private Bancorp of America P/E ratio Ponce Financial P/E ratio Private Bancorp of America ROE Ponce Financial ROE Private Bancorp of America operating margin Ponce Financial operating margin Private Bancorp of America revenue growth Ponce Financial revenue growth

Private Bancorp of America & Ponce Financial appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.