Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 15.66% is in line with its 5-year average of 16.51%, near the low end of its 5-year range (13.60%–23.15%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.01% below its 12-month average of 15.82%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 15.66%.
RETURN ON EQUITY (ROE)
15.66%
RETURN ON EQUITY (ROE) AVG TTM
15.82%
RETURN ON EQUITY (ROE) AVG 3Y
17.80%
RETURN ON EQUITY (ROE) AVG 5Y
16.51%
RETURN ON EQUITY (ROE) AVG 10Y
11.41%
RETURN ON EQUITY (ROE) AVG 15Y
10.45%
RETURN ON EQUITY (ROE) AVG 20Y
9.10%
CURRENT VS TTM AVG
-1.01%
CURRENT VS 3Y AVG
-12.00%
CURRENT VS 5Y AVG
-5.13%
CURRENT VS 10Y AVG
+37.31%
CURRENT VS 15Y AVG
+49.88%
CURRENT VS 20Y AVG
+72.18%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+78.81%
vs the sector median at left
Private Bancorp of America, Inc.
Market Cap
$493.90M
Return on Equity (ROE)
15.66%
TTM Avg
15.82%
3Y Avg
17.80%
5Y Avg
16.51%
Market Cap
$494.49M
Return on Equity (ROE)
11.34%
TTM Avg
8.15%
3Y Avg
10.29%
5Y Avg
9.66%
Market Cap
$492.71M
Return on Equity (ROE)
6.02%
TTM Avg
3.73%
3Y Avg
0.51%
5Y Avg
2.98%
Market Cap
$487.30M
Return on Equity (ROE)
-50.02%
TTM Avg
0.10%
3Y Avg
0.10%
5Y Avg
0.10%
Market Cap
$487.12M
Return on Equity (ROE)
10.40%
TTM Avg
8.36%
3Y Avg
8.71%
5Y Avg
8.47%
Market Cap
$486.22M
Return on Equity (ROE)
7.31%
TTM Avg
8.65%
3Y Avg
9.23%
5Y Avg
6.91%
Market Cap
$505.81M
Return on Equity (ROE)
15.46%
TTM Avg
14.83%
3Y Avg
16.28%
5Y Avg
14.23%
Market Cap
$506.28M
Return on Equity (ROE)
13.66%
TTM Avg
11.39%
3Y Avg
13.88%
5Y Avg
14.86%
Market Cap
$473.69M
Return on Equity (ROE)
1.78%
TTM Avg
0.10%
3Y Avg
0.10%
5Y Avg
0.10%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Private Bancorp of America, Inc. (PBAM) | $493.90M | 15.66% | 15.82% | 17.80% | 16.51% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.49M | 11.34% | 8.15% | 10.29% | 9.66% |
| Ponce Financial Group, Inc. (PDLB)vs › | $492.71M | 6.02% | 3.73% | 0.51% | 2.98% |
| Churchill Capital Corp XI (CCXI)vs › | $487.30M | -50.02% | 0.10% | 0.10% | 0.10% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $487.12M | 10.40% | 8.36% | 8.71% | 8.47% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $486.22M | 7.31% | 8.65% | 9.23% | 6.91% |
| Orange County Bancorp, Inc. (OBT)vs › | $505.81M | 15.46% | 14.83% | 16.28% | 14.23% |
| West Bancorporation, Inc. (WTBA)vs › | $506.28M | 13.66% | 11.39% | 13.88% | 14.86% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 1.78% | 0.10% | 0.10% | 0.10% |
| Gores Holdings X, Inc. (GTEN)vs › | $471.94M | N/A | 0.14% | 54.26% | 54.26% |
ROE
15.7%
ROA
1.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 15.66% |
| 2026-03-31 | 15.42% |
| 2025-12-31 | 15.38% |
| 2025-09-30 | 16.01% |
| 2025-06-30 | 16.65% |
| 2025-03-31 | 16.37% |
| 2024-12-31 | 16.03% |
| 2024-09-30 | 15.42% |
| 2024-06-30 | 15.91% |
| 2024-03-31 | 20.49% |
| 2023-12-31 | 21.99% |
| 2023-09-30 | 23.15% |
| 2023-06-30 | 22.91% |
| 2023-03-31 | 17.83% |
| 2022-12-31 | 17.23% |
| 2022-09-30 | 18.19% |
| 2022-06-30 | 17.85% |
| 2022-03-31 | 17.55% |
| 2021-12-31 | 16.55% |
| 2021-09-30 | 15.04% |
| 2021-06-30 | 13.60% |
| 2021-03-31 | 12.18% |
| 2020-12-31 | 10.11% |
| 2020-09-30 | 8.21% |
| 2020-06-30 | 0.91% |
| 2020-03-31 | -0.11% |
| 2019-12-31 | -0.45% |
| 2019-09-30 | -1.44% |
| 2019-06-30 | 4.89% |
| 2019-03-31 | 5.34% |
| 2018-12-31 | 4.95% |
| 2018-09-30 | 3.64% |
| 2018-06-30 | 3.77% |
| 2018-03-31 | 4.00% |
| 2017-12-31 | 4.31% |
| 2017-09-30 | 6.15% |
| 2017-06-30 | 6.15% |
| 2017-03-31 | 7.49% |
| 2016-12-31 | 7.35% |
| 2016-09-30 | 7.20% |
| 2016-06-30 | 7.85% |
| 2016-03-31 | 8.82% |
| 2015-12-31 | 9.64% |
| 2015-09-30 | 8.01% |
| 2015-06-30 | 7.08% |
| 2015-03-31 | 6.33% |
| 2014-12-31 | 4.90% |
| 2014-09-30 | 7.68% |
| 2014-06-30 | 7.25% |
| 2014-03-31 | 6.63% |
| 2013-12-31 | 6.43% |
| 2013-09-30 | 2.95% |
| 2007-09-30 | -6.92% |
| 2007-06-30 | -8.10% |
| 2007-03-31 | -8.94% |
| 2006-12-31 | -10.04% |
