Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 15.46% is in line with its 5-year average of 15.30%, around the middle of its 5-year range (10.76%–21.14%).
As of the fiscal period ended Tuesday, June 30, 2026. 9.78% above its 12-month average of 14.08%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 15.46%.
RETURN ON EQUITY (ROE)
15.46%
RETURN ON EQUITY (ROE) AVG TTM
14.08%
RETURN ON EQUITY (ROE) AVG 3Y
16.40%
RETURN ON EQUITY (ROE) AVG 5Y
15.30%
RETURN ON EQUITY (ROE) AVG 10Y
11.04%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+9.78%
CURRENT VS 3Y AVG
-5.76%
CURRENT VS 5Y AVG
+1.03%
CURRENT VS 10Y AVG
+40.04%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+76.44%
vs the sector median at left
Orange County Bancorp, Inc.
Market Cap
$502.80M
Return on Equity (ROE)
15.46%
TTM Avg
14.08%
3Y Avg
16.40%
5Y Avg
15.30%
Market Cap
$503.30M
Return on Equity (ROE)
13.66%
TTM Avg
11.39%
3Y Avg
13.88%
5Y Avg
14.86%
Market Cap
$499.66M
Return on Equity (ROE)
-50.02%
TTM Avg
0.10%
3Y Avg
0.10%
5Y Avg
0.10%
Market Cap
$493.67M
Return on Equity (ROE)
11.34%
TTM Avg
8.15%
3Y Avg
10.29%
5Y Avg
9.66%
Market Cap
$493.61M
Return on Equity (ROE)
15.66%
TTM Avg
15.72%
3Y Avg
17.67%
5Y Avg
16.19%
Market Cap
$491.98M
Return on Equity (ROE)
6.02%
TTM Avg
3.73%
3Y Avg
0.51%
5Y Avg
2.98%
Market Cap
$516.37M
Return on Equity (ROE)
12.27%
TTM Avg
11.47%
3Y Avg
11.09%
5Y Avg
11.09%
Market Cap
$486.57M
Return on Equity (ROE)
10.40%
TTM Avg
8.36%
3Y Avg
8.71%
5Y Avg
8.47%
Market Cap
$485.89M
Return on Equity (ROE)
7.31%
TTM Avg
8.65%
3Y Avg
9.23%
5Y Avg
6.91%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Orange County Bancorp, Inc. (OBT) | $502.80M | 15.46% | 14.08% | 16.40% | 15.30% |
| West Bancorporation, Inc. (WTBA)vs › | $503.30M | 13.66% | 11.39% | 13.88% | 14.86% |
| Churchill Capital Corp XI (CCXI)vs › | $499.66M | -50.02% | 0.10% | 0.10% | 0.10% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $493.67M | 11.34% | 8.15% | 10.29% | 9.66% |
| Private Bancorp of America, Inc. (PBAM)vs › | $493.61M | 15.66% | 15.72% | 17.67% | 16.19% |
| Ponce Financial Group, Inc. (PDLB)vs › | $491.98M | 6.02% | 3.73% | 0.51% | 2.98% |
| Sierra Bancorp (BSRR)vs › | $516.37M | 12.27% | 11.47% | 11.09% | 11.09% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $486.57M | 10.40% | 8.36% | 8.71% | 8.47% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $485.89M | 7.31% | 8.65% | 9.23% | 6.91% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $524.87M | 13.25% | 7.64% | 11.20% | 10.21% |
ROE
15.5%
ROA
1.7%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 15.46% |
| 2026-03-31 | 15.15% |
| 2025-12-31 | 14.63% |
| 2025-09-30 | 13.46% |
| 2025-06-30 | 11.70% |
| 2025-03-31 | 13.56% |
| 2024-12-31 | 15.03% |
| 2024-09-30 | 14.94% |
| 2024-06-30 | 19.52% |
| 2024-03-31 | 21.07% |
| 2023-12-31 | 17.82% |
| 2023-09-30 | 21.14% |
| 2023-06-30 | 19.73% |
| 2023-03-31 | 15.02% |
| 2022-12-31 | 17.64% |
| 2022-09-30 | 15.26% |
| 2022-06-30 | 12.70% |
| 2022-03-31 | 13.12% |
| 2021-12-31 | 11.64% |
| 2021-09-30 | 10.76% |
| 2021-06-30 | 11.89% |
| 2021-03-31 | 10.69% |
| 2020-12-31 | 8.79% |
| 2020-09-30 | 8.55% |
| 2020-06-30 | 8.88% |
| 2020-03-31 | 8.98% |
| 2019-12-31 | 9.09% |
| 2019-09-30 | 9.13% |
| 2019-06-30 | 8.36% |
| 2019-03-31 | 7.57% |
| 2018-12-31 | 6.96% |
| 2018-09-30 | 5.73% |
| 2018-06-30 | 3.60% |
| 2017-12-31 | 2.57% |
| 2017-09-30 | 3.60% |
| 2017-06-30 | 4.42% |
| 2017-03-31 | 4.12% |
| 2016-12-31 | 3.94% |
| 2016-09-30 | 3.09% |
| 2016-06-30 | 2.14% |
| 2016-03-31 | 0.99% |
| 2015-12-31 | -0.17% |
| 2015-09-30 | 1.30% |
| 2015-06-30 | 2.80% |
| 2015-03-31 | 4.69% |
| 2014-12-31 | 6.30% |
