Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 12.27% is in line with its 5-year average of 11.44%, near the high end of its 5-year range (10.17%–12.58%).
As of the fiscal period ended Tuesday, June 30, 2026. 4.11% above its 12-month average of 11.79%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 12.27%.
RETURN ON EQUITY (ROE)
12.27%
RETURN ON EQUITY (ROE) AVG TTM
11.79%
RETURN ON EQUITY (ROE) AVG 3Y
11.22%
RETURN ON EQUITY (ROE) AVG 5Y
11.44%
RETURN ON EQUITY (ROE) AVG 10Y
10.76%
RETURN ON EQUITY (ROE) AVG 15Y
9.36%
RETURN ON EQUITY (ROE) AVG 20Y
9.09%
CURRENT VS TTM AVG
+4.11%
CURRENT VS 3Y AVG
+9.43%
CURRENT VS 5Y AVG
+7.30%
CURRENT VS 10Y AVG
+14.04%
CURRENT VS 15Y AVG
+31.09%
CURRENT VS 20Y AVG
+34.97%
SECTOR MEDIAN · FINANCIAL SERVICES
9.22%
median of 531 covered companies
CURRENT VS SECTOR MEDIAN
+33.12%
vs the sector median at left
Sierra Bancorp
Market Cap
$520.55M
Return on Equity (ROE)
12.27%
TTM Avg
11.79%
3Y Avg
11.22%
5Y Avg
11.44%
Market Cap
$517.05M
Return on Equity (ROE)
-50.02%
TTM Avg
0.10%
3Y Avg
0.10%
5Y Avg
0.10%
Market Cap
$530.22M
Return on Equity (ROE)
13.25%
TTM Avg
7.64%
3Y Avg
11.20%
5Y Avg
10.21%
Market Cap
$532.06M
Return on Equity (ROE)
10.31%
TTM Avg
9.89%
3Y Avg
10.27%
5Y Avg
10.43%
Market Cap
$534.99M
Return on Equity (ROE)
15.76%
TTM Avg
19.30%
3Y Avg
18.94%
5Y Avg
18.65%
Market Cap
$505.88M
Return on Equity (ROE)
15.46%
TTM Avg
14.83%
3Y Avg
16.28%
5Y Avg
14.23%
Market Cap
$496.76M
Return on Equity (ROE)
15.66%
TTM Avg
15.72%
3Y Avg
17.67%
5Y Avg
16.19%
Market Cap
$496.43M
Return on Equity (ROE)
11.34%
TTM Avg
8.15%
3Y Avg
10.29%
5Y Avg
9.66%
Market Cap
$544.74M
Return on Equity (ROE)
-73.73%
TTM Avg
-2.49%
3Y Avg
-32.79%
5Y Avg
-22.96%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Sierra Bancorp (BSRR) | $520.55M | 12.27% | 11.79% | 11.22% | 11.44% |
| Churchill Capital Corp XI (CCXI)vs › | $517.05M | -50.02% | 0.10% | 0.10% | 0.10% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $530.22M | 13.25% | 7.64% | 11.20% | 10.21% |
| Home Bancorp, Inc. (HBCP)vs › | $532.06M | 10.31% | 9.89% | 10.27% | 10.43% |
| Bank7 Corp. (BSVN)vs › | $534.99M | 15.76% | 19.30% | 18.94% | 18.65% |
| Orange County Bancorp, Inc. (OBT)vs › | $505.88M | 15.46% | 14.83% | 16.28% | 14.23% |
| Private Bancorp of America, Inc. (PBAM)vs › | $496.76M | 15.66% | 15.72% | 17.67% | 16.19% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $496.43M | 11.34% | 8.15% | 10.29% | 9.66% |
| Bit Digital, Inc. (BTBT)vs › | $544.74M | -73.73% | -2.49% | -32.79% | -22.96% |
| Ponce Financial Group, Inc. (PDLB)vs › | $492.95M | 6.02% | 3.73% | 0.51% | 2.98% |
ROE
12.3%
ROA
1.2%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 12.27% |
| 2026-03-31 | 12.58% |
| 2025-12-31 | 11.60% |
| 2025-09-30 | 11.05% |
| 2025-06-30 | 11.44% |
| 2025-03-31 | 11.47% |
| 2024-12-31 | 11.35% |
| 2024-09-30 | 10.17% |
| 2024-06-30 | 10.22% |
| 2024-03-31 | 10.26% |
| 2023-12-31 | 10.31% |
| 2023-09-30 | 11.55% |
| 2023-06-30 | 11.54% |
| 2023-03-31 | 11.40% |
| 2022-12-31 | 11.09% |
| 2022-09-30 | 12.26% |
| 2022-06-30 | 12.32% |
| 2022-03-31 | 12.08% |
| 2021-12-31 | 11.87% |
| 2021-09-30 | 11.62% |
| 2021-06-30 | 11.77% |
| 2021-03-31 | 11.13% |
| 2020-12-31 | 10.31% |
| 2020-09-30 | 10.63% |
| 2020-06-30 | 10.49% |
| 2020-03-31 | 10.92% |
| 2019-12-31 | 11.63% |
| 2019-09-30 | 11.40% |
| 2019-06-30 | 11.02% |
| 2019-03-31 | 11.22% |
| 2018-12-31 | 10.87% |
| 2018-09-30 | 9.81% |
| 2018-06-30 | 9.41% |
| 2018-03-31 | 8.50% |
| 2017-12-31 | 7.63% |
| 2017-09-30 | 9.59% |
| 2017-06-30 | 8.88% |
| 2017-03-31 | 8.59% |
| 2016-12-31 | 8.53% |
| 2016-09-30 | 8.35% |
| 2016-06-30 | 9.02% |
| 2016-03-31 | 9.45% |
| 2015-12-31 | 9.49% |
| 2015-09-30 | 8.75% |
| 2015-06-30 | 8.33% |
| 2015-03-31 | 8.05% |
| 2014-12-31 | 8.15% |
| 2014-09-30 | 8.30% |
| 2014-06-30 | 8.17% |
| 2014-03-31 | 8.06% |
| 2013-12-31 | 7.36% |
| 2013-09-30 | 6.51% |
| 2013-06-30 | 5.63% |
| 2013-03-31 | 4.92% |
| 2012-12-31 | 4.71% |
| 2012-09-30 | 4.37% |
| 2012-06-30 | 4.94% |
| 2012-03-31 | 4.78% |
| 2011-12-31 | 4.62% |
| 2011-09-30 | 4.65% |
| 2011-06-30 | 3.74% |
| 2011-03-31 | 4.06% |
| 2010-12-31 | 4.61% |
| 2010-09-30 | 6.72% |
| 2010-06-30 | 6.10% |
| 2010-03-31 | 6.26% |
| 2009-12-31 | 6.64% |
| 2009-09-30 | 2.65% |
| 2009-06-30 | 8.31% |
| 2009-03-31 | 10.20% |
| 2008-12-31 | 12.56% |
| 2008-09-30 | 18.59% |
| 2008-06-30 | 19.37% |
| 2008-03-31 | 20.94% |
| 2007-12-31 | 21.14% |
| 2007-09-30 | 21.11% |
| 2007-06-30 | 21.89% |
| 2007-03-31 | 21.05% |
| 2006-12-31 | 21.23% |
| 2006-09-30 | 21.14% |
| 2006-06-30 | 22.44% |
| 2006-03-31 | 21.11% |
| 2005-12-31 | 20.56% |
| 2005-09-30 | 19.61% |
| 2005-06-30 | 18.66% |
| 2005-03-31 | 18.39% |
| 2004-12-31 | 18.76% |
| 2004-09-30 | 17.94% |
| 2004-06-30 | 18.19% |
| 2004-03-31 | 17.52% |
| 2003-12-31 | 17.28% |
| 2003-09-30 | 17.24% |
| 2003-06-30 | 16.44% |
