Which has the lower trailing P/E, BSRR or PDLB?

BSRR has the lower trailing P/E: BSRR trades at 11.66 and PDLB at 14.56. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BSRR or PDLB?

Over the past five years, PDLB grew revenue faster — BSRR at a 7.86% CAGR versus PDLB at 23.57%.

Does BSRR or PDLB pay a bigger dividend?

BSRR pays a dividend (2.64% yield), while PDLB has no payments in the available dividend history.

Is BSRR or PDLB more profitable?

BSRR runs the higher net margin — BSRR at 22.63% versus PDLB at 16.51%.

How have BSRR and PDLB total returns compared?

Over the past 5 years, BSRR delivered 14.28% and PDLB delivered 6.72% annualized total return. Past performance doesn't predict future results.

Sierra Bancorp (BSRR) vs Ponce Financial Group, Inc. (PDLB)

A side-by-side comparison of Sierra Bancorp and Ponce Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BSRR

Sierra Bancorp

$520M

$39.77Financial ServicesDelayed quote: Oct 6, 2026, 12:54 PM EDT

PDLB

Ponce Financial Group, Inc.

$493M

$20.38Financial ServicesDelayed quote: Oct 6, 2026, 12:55 PM EDT

Total return — BSRR vs PDLB

growth of $100 · dividends reinvested · last 9y

BSRR +97.4% (+7.9%/yr)PDLB +36.1% (+3.5%/yr)BSRR compounded faster over this window

BSRR PDLB

BSRR vs PDLB: by the numbers

•BSRR is the larger company ($520M vs $493M market cap).
•BSRR trades at the lower trailing earnings multiple (11.66 vs 14.56 P/E), one valuation lens rather than an overall verdict.
•BSRR converts more revenue to profit (22.63% vs 16.51% net margin).
•PDLB grew revenue faster over the past five years (23.57% vs 7.86% CAGR).
•BSRR pays a dividend (2.64% yield), while PDLB has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	BSRR	PDLB
P/E ratio	11.66	14.56
Forward P/E	11.18	12.35
PEG ratio	1.93	0.37
P/S ratio	2.61	2.41
P/B ratio	1.42	1.47

Profitability

Metric	BSRR	PDLB
Operating margin	30.09%	22.60%
Net margin	22.63%	16.51%
ROE	12.27%	6.02%

Sierra Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Ponce Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BSRR	PDLB
Dividend yield	2.64%	N/A
Payout ratio	30.50%	N/A

Growth (annualized)

Metric	BSRR	PDLB
Revenue CAGR (5Y)	7.86%	23.57%
EPS CAGR (5Y)	6.15%	39.39%
Total return CAGR (5Y)	14.28%	6.72%

Frequently asked

Which has the lower trailing P/E, BSRR or PDLB?: BSRR has the lower trailing P/E: BSRR trades at 11.66 and PDLB at 14.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BSRR or PDLB?: Over the past five years, PDLB grew revenue faster — BSRR at a 7.86% CAGR versus PDLB at 23.57%.
Does BSRR or PDLB pay a bigger dividend?: BSRR pays a dividend (2.64% yield), while PDLB has no payments in the available dividend history.
Is BSRR or PDLB more profitable?: BSRR runs the higher net margin — BSRR at 22.63% versus PDLB at 16.51%.
How have BSRR and PDLB total returns compared?: Over the past 5 years, BSRR delivered 14.28% and PDLB delivered 6.72% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BSRR analysis Full PDLB analysis Interactive comparison tool

Dig into the metrics

Sierra Bancorp P/E ratio Ponce Financial P/E ratio Sierra Bancorp dividend yield Sierra Bancorp ROE Ponce Financial ROE Sierra Bancorp operating margin Ponce Financial operating margin Sierra Bancorp revenue growth Ponce Financial revenue growth

Sierra Bancorp & Ponce Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.