Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 30.09% is in line with its 5-year average of 30.39%, around the middle of its 5-year range (22.21%–48.42%).
0.73% above its 12-month average of 29.87%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 26.82%.
OPERATING MARGIN
30.09%
OPERATING MARGIN AVG TTM
29.87%
OPERATING MARGIN AVG 3Y
27.53%
OPERATING MARGIN AVG 5Y
30.39%
OPERATING MARGIN AVG 10Y
33.36%
OPERATING MARGIN AVG 15Y
32.15%
OPERATING MARGIN AVG 20Y
30.58%
CURRENT VS TTM AVG
+0.73%
CURRENT VS 3Y AVG
+9.31%
CURRENT VS 5Y AVG
-0.99%
CURRENT VS 10Y AVG
-9.81%
CURRENT VS 15Y AVG
-6.40%
CURRENT VS 20Y AVG
-1.60%
SECTOR MEDIAN · FINANCIAL SERVICES
16.58%
median of 589 covered companies
CURRENT VS SECTOR MEDIAN
+81.48%
vs the sector median at left
Sierra Bancorp
Market Cap
$519.65M
Operating Margin
30.09%
TTM Avg
29.87%
3Y Avg
27.53%
5Y Avg
30.39%
Market Cap
$514.95M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$529.74M
Operating Margin
26.96%
TTM Avg
15.08%
3Y Avg
23.67%
5Y Avg
23.78%
Market Cap
$531.49M
Operating Margin
28.04%
TTM Avg
25.20%
3Y Avg
27.23%
5Y Avg
30.66%
Market Cap
$506.48M
Operating Margin
34.01%
TTM Avg
28.46%
3Y Avg
29.20%
5Y Avg
29.07%
Market Cap
$532.97M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$537.75M
Operating Margin
-49.85%
TTM Avg
-16.51%
3Y Avg
-100.46%
5Y Avg
-64.72%
Market Cap
$497.48M
Operating Margin
35.75%
TTM Avg
26.63%
3Y Avg
54.98%
5Y Avg
47.51%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Sierra Bancorp (BSRR) | $519.65M | 30.09% | 29.87% | 27.53% | 30.39% |
| Churchill Capital Corp XI (CCXI)vs › | $514.95M | 0.00% | 0.00% | 0.00% | 0.00% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $529.74M | 26.96% | 15.08% | 23.67% | 23.78% |
| Home Bancorp, Inc. (HBCP)vs › | $531.49M | 28.04% | 25.20% | 27.23% | 30.66% |
| Orange County Bancorp, Inc. (OBT)vs › | $506.48M | 34.01% | 28.46% | 29.20% | 29.07% |
| Powerlaw Corp. Common Stock (PWRL)vs › | $532.97M | N/A | N/A | N/A | N/A |
| Bank7 Corp. (BSVN)vs › | $535.46M | 41.46% | 41.81% | 40.04% | 43.34% |
| Bit Digital, Inc. (BTBT)vs › | $537.75M | -49.85% | -16.51% | -100.46% | -64.72% |
| Private Bancorp of America, Inc. (PBAM)vs › | $497.48M | 35.75% | 26.63% | 54.98% | 47.51% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $496.79M | 19.22% | 20.75% | 23.75% | 25.11% |
Operating Margin
30.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 26.82% |
| 2026-03-31 | 34.02% |
| 2025-12-31 | 33.92% |
| 2025-09-30 | 25.56% |
| 2025-06-30 | 29.04% |
| 2025-03-31 | 26.68% |
| 2024-12-31 | 28.24% |
| 2024-09-30 | 28.67% |
| 2024-06-30 | 28.98% |
| 2024-03-31 | 26.77% |
| 2023-12-31 | 25.08% |
| 2023-09-30 | 27.79% |
| 2023-06-30 | 29.15% |
| 2023-03-31 | 27.27% |
| 2022-12-31 | 22.21% |
| 2022-09-30 | 36.96% |
| 2022-06-30 | 34.66% |
| 2022-03-31 | 33.91% |
| 2021-12-31 | 39.48% |
| 2021-09-30 | 42.61% |
| 2021-06-30 | 48.42% |
| 2021-03-31 | 41.00% |
| 2020-12-31 | 35.72% |
| 2020-09-30 | 39.39% |
| 2020-06-30 | 36.19% |
| 2020-03-31 | 32.12% |
| 2019-12-31 | 48.78% |
| 2019-09-30 | 37.39% |
| 2019-06-30 | 38.32% |
| 2019-03-31 | 35.30% |
| 2018-12-31 | 38.48% |
| 2018-09-30 | 28.92% |
| 2018-06-30 | 37.04% |
| 2018-03-31 | 32.55% |
| 2017-12-31 | 40.58% |
| 2017-09-30 | 34.57% |
| 2017-06-30 | 32.00% |
| 2017-03-31 | 27.72% |
| 2016-12-31 | 40.62% |
| 2016-09-30 | 25.35% |
| 2016-06-30 | 29.52% |
| 2016-03-31 | 30.41% |
| 2015-12-31 | 45.14% |
| 2015-09-30 | 34.64% |
| 2015-06-30 | 34.06% |
| 2015-03-31 | 27.56% |
| 2014-12-31 | 32.54% |
| 2014-09-30 | 29.99% |
| 2014-06-30 | 32.54% |
| 2014-03-31 | 30.77% |
| 2013-12-31 | 30.64% |
| 2013-09-30 | 23.55% |
| 2013-06-30 | 29.98% |
| 2013-03-31 | 15.22% |
| 2012-12-31 | 10.00% |
| 2012-09-30 | 7.08% |
| 2012-06-30 | 17.07% |
| 2012-03-31 | 10.26% |
| 2011-12-31 | 6.69% |
| 2011-09-30 | 18.29% |
| 2011-06-30 | 13.11% |
| 2011-03-31 | 6.95% |
| 2010-12-31 | 7.27% |
| 2010-09-30 | 0.44% |
| 2010-06-30 | 15.39% |
| 2010-03-31 | 12.81% |
| 2009-12-31 | 20.81% |
| 2009-09-30 | -5.91% |
| 2009-06-30 | 13.34% |
| 2009-03-31 | 16.21% |
| 2008-12-31 | -22.18% |
| 2008-09-30 | 33.59% |
| 2008-06-30 | 28.15% |
| 2008-03-31 | 29.61% |
| 2007-12-31 | 29.62% |
| 2007-09-30 | 30.86% |
| 2007-06-30 | 34.67% |
| 2007-03-31 | 28.63% |
| 2006-12-31 | 29.88% |
| 2006-09-30 | 30.97% |
| 2006-06-30 | 33.94% |
| 2006-03-31 | 32.30% |
| 2005-12-31 | 35.50% |
| 2005-09-30 | 38.82% |
| 2005-06-30 | 30.53% |
| 2005-03-31 | 27.43% |
| 2004-12-31 | 31.20% |
| 2004-09-30 | 36.64% |
| 2004-06-30 | 32.47% |
| 2004-03-31 | 31.02% |
| 2003-12-31 | 28.11% |
| 2003-09-30 | 30.27% |
| 2003-06-30 | 26.47% |
| 2003-03-31 | 26.15% |
| 2002-12-31 | 21.50% |
| 2002-09-30 | 20.27% |
