Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 22.63% is in line with its 5-year average of 22.84%, near the low end of its 5-year range (17.52%–36.18%).
0.87% above its 12-month average of 22.44%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 20.03%.
NET PROFIT MARGIN
22.63%
NET PROFIT MARGIN AVG TTM
22.44%
NET PROFIT MARGIN AVG 3Y
20.66%
NET PROFIT MARGIN AVG 5Y
22.84%
NET PROFIT MARGIN AVG 10Y
24.38%
NET PROFIT MARGIN AVG 15Y
22.59%
NET PROFIT MARGIN AVG 20Y
20.79%
CURRENT VS TTM AVG
+0.87%
CURRENT VS 3Y AVG
+9.51%
CURRENT VS 5Y AVG
-0.93%
CURRENT VS 10Y AVG
-7.18%
CURRENT VS 15Y AVG
+0.18%
CURRENT VS 20Y AVG
+8.85%
SECTOR MEDIAN · FINANCIAL SERVICES
15.04%
median of 412 covered companies
CURRENT VS SECTOR MEDIAN
+50.52%
vs the sector median at left
Sierra Bancorp
Market Cap
$515.19M
Net Profit Margin
22.63%
TTM Avg
22.44%
3Y Avg
20.66%
5Y Avg
22.84%
Market Cap
$505.73M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$527.43M
Net Profit Margin
19.78%
TTM Avg
10.97%
3Y Avg
17.96%
5Y Avg
18.29%
Market Cap
$530.08M
Net Profit Margin
22.22%
TTM Avg
20.14%
3Y Avg
21.80%
5Y Avg
24.60%
Market Cap
$530.89M
Net Profit Margin
31.03%
TTM Avg
31.69%
3Y Avg
30.32%
5Y Avg
32.65%
Market Cap
$494.11M
Net Profit Margin
29.96%
TTM Avg
16.91%
3Y Avg
19.75%
5Y Avg
20.87%
Market Cap
$537.75M
Net Profit Margin
-237.19%
TTM Avg
-26.72%
3Y Avg
-102.60%
5Y Avg
-70.38%
Market Cap
$488.87M
Net Profit Margin
7.68%
TTM Avg
8.68%
3Y Avg
9.10%
5Y Avg
6.71%
Market Cap
$486.98M
Net Profit Margin
20.53%
TTM Avg
16.15%
3Y Avg
18.98%
5Y Avg
20.83%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Sierra Bancorp (BSRR) | $515.19M | 22.63% | 22.44% | 20.66% | 22.84% |
| Churchill Capital Corp XI (CCXI)vs › | $505.73M | 0.00% | 0.00% | 0.00% | 0.00% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $527.43M | 19.78% | 10.97% | 17.96% | 18.29% |
| Home Bancorp, Inc. (HBCP)vs › | $530.08M | 22.22% | 20.14% | 21.80% | 24.60% |
| Bank7 Corp. (BSVN)vs › | $530.89M | 31.03% | 31.69% | 30.32% | 32.65% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.11M | 29.96% | 16.91% | 19.75% | 20.87% |
| Bit Digital, Inc. (BTBT)vs › | $537.75M | -237.19% | -26.72% | -102.60% | -70.38% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $488.87M | 7.68% | 8.68% | 9.10% | 6.71% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $486.98M | 20.53% | 16.15% | 18.98% | 20.83% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $474.16M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
30.1%
Net Profit Margin
22.6%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 20.03% |
| 2026-03-31 | 25.47% |
| 2025-12-31 | 25.47% |
| 2025-09-30 | 19.52% |
| 2025-06-30 | 21.68% |
| 2025-03-31 | 19.80% |
| 2024-12-31 | 23.24% |
| 2024-09-30 | 21.10% |
| 2024-06-30 | 20.94% |
| 2024-03-31 | 19.74% |
| 2023-12-31 | 19.11% |
| 2023-09-30 | 20.63% |
| 2023-06-30 | 21.52% |
| 2023-03-31 | 20.83% |
| 2022-12-31 | 17.52% |
| 2022-09-30 | 27.68% |
| 2022-06-30 | 25.54% |
| 2022-03-31 | 24.77% |
| 2021-12-31 | 29.92% |
| 2021-09-30 | 32.34% |
| 2021-06-30 | 36.18% |
| 2021-03-31 | 30.56% |
| 2020-12-31 | 26.92% |
| 2020-09-30 | 30.16% |
| 2020-06-30 | 27.80% |
| 2020-03-31 | 24.41% |
| 2019-12-31 | 37.16% |
| 2019-09-30 | 28.35% |
| 2019-06-30 | 28.20% |
| 2019-03-31 | 26.78% |
| 2018-12-31 | 27.90% |
| 2018-09-30 | 22.13% |
| 2018-06-30 | 27.84% |
| 2018-03-31 | 24.81% |
| 2017-12-31 | 16.16% |
| 2017-09-30 | 22.31% |
| 2017-06-30 | 21.30% |
| 2017-03-31 | 19.97% |
| 2016-12-31 | 26.66% |
| 2016-09-30 | 17.24% |
| 2016-06-30 | 19.92% |
| 2016-03-31 | 20.02% |
| 2015-12-31 | 29.89% |
| 2015-09-30 | 22.29% |
| 2015-06-30 | 22.42% |
| 2015-03-31 | 19.57% |
| 2014-12-31 | 22.43% |
| 2014-09-30 | 19.99% |
| 2014-06-30 | 23.94% |
| 2014-03-31 | 23.18% |
| 2013-12-31 | 24.89% |
| 2013-09-30 | 19.68% |
| 2013-06-30 | 22.20% |
| 2013-03-31 | 14.00% |
| 2012-12-31 | 12.34% |
| 2012-09-30 | 8.80% |
| 2012-06-30 | 14.51% |
| 2012-03-31 | 10.71% |
| 2011-12-31 | 7.74% |
| 2011-09-30 | 13.80% |
| 2011-06-30 | 11.86% |
| 2011-03-31 | 8.50% |
| 2010-12-31 | 8.69% |
| 2010-09-30 | 3.86% |
| 2010-06-30 | 12.59% |
| 2010-03-31 | 11.57% |
| 2009-12-31 | 16.36% |
| 2009-09-30 | 0.47% |
| 2009-06-30 | 11.73% |
| 2009-03-31 | 12.75% |
| 2008-12-31 | -8.74% |
| 2008-09-30 | 23.63% |
| 2008-06-30 | 19.59% |
| 2008-03-31 | 20.12% |
| 2007-12-31 | 19.66% |
| 2007-09-30 | 20.62% |
| 2007-06-30 | 22.42% |
| 2007-03-31 | 19.22% |
| 2006-12-31 | 19.15% |
| 2006-09-30 | 20.48% |
| 2006-06-30 | 22.45% |
| 2006-03-31 | 21.61% |
| 2005-12-31 | 23.43% |
| 2005-09-30 | 24.75% |
| 2005-06-30 | 21.37% |
| 2005-03-31 | 18.83% |
| 2004-12-31 | 20.18% |
| 2004-09-30 | 24.33% |
| 2004-06-30 | 19.33% |
| 2004-03-31 | 21.61% |
| 2003-12-31 | 16.79% |
| 2003-09-30 | 22.31% |
| 2003-06-30 | 19.21% |
| 2003-03-31 | 20.02% |
| 2002-12-31 | 16.60% |
| 2002-09-30 | 18.17% |
