Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 20.53% is in line with its 5-year average of 20.25%, around the middle of its 5-year range (12.22%–31.51%).
4.40% above its 12-month average of 19.67%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.24%.
NET PROFIT MARGIN
20.53%
NET PROFIT MARGIN AVG TTM
19.67%
NET PROFIT MARGIN AVG 3Y
16.47%
NET PROFIT MARGIN AVG 5Y
20.25%
NET PROFIT MARGIN AVG 10Y
22.33%
NET PROFIT MARGIN AVG 15Y
22.37%
NET PROFIT MARGIN AVG 20Y
20.22%
CURRENT VS TTM AVG
+4.40%
CURRENT VS 3Y AVG
+24.68%
CURRENT VS 5Y AVG
+1.38%
CURRENT VS 10Y AVG
-8.04%
CURRENT VS 15Y AVG
-8.22%
CURRENT VS 20Y AVG
+1.52%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+55.47%
vs the sector median at left
Farmers & Merchants Bancorp, Inc.
Market Cap
$486.57M
Net Profit Margin
20.53%
TTM Avg
19.67%
3Y Avg
16.47%
5Y Avg
20.25%
Market Cap
$485.89M
Net Profit Margin
7.68%
TTM Avg
8.68%
3Y Avg
9.10%
5Y Avg
6.71%
Market Cap
$491.98M
Net Profit Margin
16.51%
TTM Avg
10.66%
3Y Avg
-2.65%
5Y Avg
4.74%
Market Cap
$493.61M
Net Profit Margin
25.49%
TTM Avg
18.55%
3Y Avg
38.53%
5Y Avg
33.30%
Market Cap
$493.67M
Net Profit Margin
29.96%
TTM Avg
16.91%
3Y Avg
19.75%
5Y Avg
20.87%
Market Cap
$473.69M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$499.66M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$472.31M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$471.94M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Farmers & Merchants Bancorp, Inc. (FMAO) | $486.57M | 20.53% | 19.67% | 16.47% | 20.25% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $485.89M | 7.68% | 8.68% | 9.10% | 6.71% |
| Ponce Financial Group, Inc. (PDLB)vs › | $491.98M | 16.51% | 10.66% | -2.65% | 4.74% |
| Private Bancorp of America, Inc. (PBAM)vs › | $493.61M | 25.49% | 18.55% | 38.53% | 33.30% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $493.67M | 29.96% | 16.91% | 19.75% | 20.87% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 0.00% | 0.00% | 0.00% | 0.00% |
| Churchill Capital Corp XI (CCXI)vs › | $499.66M | 0.00% | 0.00% | 0.00% | 0.00% |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $472.31M | 0.00% | 0.00% | 0.00% | 0.00% |
| Gores Holdings X, Inc. (GTEN)vs › | $471.94M | 0.00% | 0.00% | 0.00% | 0.00% |
| Orange County Bancorp, Inc. (OBT)vs › | $502.80M | 31.45% | 22.91% | 23.42% | 23.30% |
Operating Margin
26.3%
Net Profit Margin
20.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 23.24% |
| 2026-03-31 | 20.05% |
| 2025-12-31 | 20.15% |
| 2025-09-30 | 18.52% |
| 2025-06-30 | 16.37% |
| 2025-03-31 | 15.64% |
| 2024-12-31 | 18.51% |
| 2024-09-30 | 14.43% |
| 2024-06-30 | 12.73% |
| 2024-03-31 | 12.79% |
| 2023-12-31 | 13.37% |
| 2023-09-30 | 12.22% |
| 2023-06-30 | 16.04% |
| 2023-03-31 | 18.29% |
| 2022-12-31 | 21.74% |
| 2022-09-30 | 30.88% |
| 2022-06-30 | 30.69% |
| 2022-03-31 | 31.51% |
| 2021-12-31 | 29.05% |
| 2021-09-30 | 25.17% |
| 2021-06-30 | 23.88% |
| 2021-03-31 | 23.01% |
| 2020-12-31 | 29.10% |
| 2020-09-30 | 20.44% |
| 2020-06-30 | 23.75% |
| 2020-03-31 | 20.35% |
| 2019-12-31 | 24.00% |
| 2019-09-30 | 21.66% |
| 2019-06-30 | 29.69% |
| 2019-03-31 | 17.82% |
| 2018-12-31 | 22.22% |
| 2018-09-30 | 27.47% |
| 2018-06-30 | 29.36% |
| 2018-03-31 | 28.08% |
| 2017-12-31 | 25.24% |
| 2017-09-30 | 24.97% |
| 2017-06-30 | 25.60% |
| 2017-03-31 | 23.66% |
| 2016-12-31 | 25.34% |
| 2016-09-30 | 24.10% |
| 2016-06-30 | 24.24% |
| 2016-03-31 | 21.33% |
| 2015-12-31 | 24.24% |
| 2015-09-30 | 23.31% |
| 2015-06-30 | 23.65% |
| 2015-03-31 | 21.90% |
| 2014-12-31 | 23.97% |
| 2014-09-30 | 22.21% |
| 2014-06-30 | 23.49% |
| 2014-03-31 | 18.88% |
| 2013-12-31 | 21.67% |
| 2013-09-30 | 19.89% |
| 2013-06-30 | 23.66% |
| 2013-03-31 | 20.28% |
| 2012-12-31 | 21.98% |
| 2012-09-30 | 22.43% |
| 2012-06-30 | 22.98% |
| 2012-03-31 | 21.11% |
| 2011-12-31 | 24.94% |
| 2011-09-30 | 19.97% |
| 2011-06-30 | 14.89% |
| 2011-03-31 | 17.88% |
| 2010-12-31 | 17.58% |
| 2010-09-30 | 17.71% |
| 2010-06-30 | 11.36% |
| 2010-03-31 | 10.35% |
| 2009-12-31 | 17.10% |
| 2009-09-30 | 10.85% |
| 2009-06-30 | 11.60% |
| 2009-03-31 | 14.16% |
| 2008-12-31 | 10.69% |
| 2008-09-30 | 14.54% |
| 2008-06-30 | 16.00% |
| 2008-03-31 | 12.22% |
| 2007-12-31 | 14.84% |
| 2007-09-30 | 13.20% |
| 2007-06-30 | 15.40% |
| 2007-03-31 | 16.26% |
| 2006-12-31 | 15.84% |
| 2006-09-30 | 17.13% |
| 2006-06-30 | 11.17% |
| 2006-03-31 | 17.56% |
| 2005-12-31 | 17.52% |
| 2005-09-30 | 20.16% |
| 2005-06-30 | 20.29% |
| 2005-03-31 | 19.24% |
| 2004-12-31 | 18.58% |
| 2004-09-30 | 20.15% |
| 2004-06-30 | 19.28% |
| 2004-03-31 | 18.98% |
| 2003-12-31 | 16.15% |
| 2003-09-30 | 22.01% |
| 2003-06-30 | 24.26% |
| 2003-03-31 | -1.10% |
| 2002-12-31 | 27.68% |
| 2002-09-30 | 53.42% |
