Which has the lower trailing P/E, FMAO or PBAM?

PBAM has the lower trailing P/E: FMAO trades at 12.19 and PBAM at 11.25. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FMAO or PBAM?

Over the past five years, PBAM grew revenue faster — FMAO at a 17.50% CAGR versus PBAM at 21.76%.

Does FMAO or PBAM pay a bigger dividend?

FMAO pays a dividend (2.59% yield), while PBAM has no payments in the available dividend history.

Is FMAO or PBAM more profitable?

PBAM runs the higher net margin — FMAO at 20.53% versus PBAM at 25.49%.

How have FMAO and PBAM total returns compared?

Over the past 10 years, FMAO delivered 11.24% and PBAM delivered 18.18% annualized total return. Past performance doesn't predict future results.

Farmers & Merchants Bancorp, Inc. (FMAO) vs Private Bancorp of America, Inc. (PBAM)

A side-by-side comparison of Farmers & Merchants Bancorp, Inc. and Private Bancorp of America, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FMAO

Farmers & Merchants Bancorp, Inc.

$488M

$35.48Financial ServicesDelayed quote: Oct 6, 2026, 1:00 PM EDT

PBAM

Private Bancorp of America, Inc.

$496M

$86.65Financial ServicesDelayed quote: Oct 6, 2026, 1:00 PM EDT

Total return — FMAO vs PBAM

growth of $100 · dividends reinvested · last 10y

FMAO +196.5% (+11.5%/yr)PBAM +431.4% (+18.2%/yr)PBAM compounded faster over this window

FMAO PBAM

FMAO vs PBAM: by the numbers

•PBAM is the larger company ($496M vs $488M market cap).
•PBAM trades at the lower trailing earnings multiple (11.25 vs 12.19 P/E), one valuation lens rather than an overall verdict.
•PBAM converts more revenue to profit (25.49% vs 20.53% net margin).
•PBAM grew revenue faster over the past five years (21.76% vs 17.50% CAGR).
•FMAO pays a dividend (2.59% yield), while PBAM has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FMAO	PBAM
P/E ratio	12.19	11.25
Forward P/E	11.18	10.19
PEG ratio	N/A	0.39
P/S ratio	2.51	2.83
P/B ratio	1.27	1.74

Profitability

Metric	FMAO	PBAM
Operating margin	26.25%	35.75%
Net margin	20.53%	25.49%
ROE	10.40%	15.66%

Farmers & Merchants Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Private Bancorp of America, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FMAO	PBAM
Dividend yield	2.59%	N/A
Payout ratio	31.53%	N/A

Growth (annualized)

Metric	FMAO	PBAM
Revenue CAGR (5Y)	17.50%	21.76%
EPS CAGR (5Y)	N/A	29.37%
Total return CAGR (5Y)	12.50%	28.40%

Frequently asked

Which has the lower trailing P/E, FMAO or PBAM?: PBAM has the lower trailing P/E: FMAO trades at 12.19 and PBAM at 11.25. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FMAO or PBAM?: Over the past five years, PBAM grew revenue faster — FMAO at a 17.50% CAGR versus PBAM at 21.76%.
Does FMAO or PBAM pay a bigger dividend?: FMAO pays a dividend (2.59% yield), while PBAM has no payments in the available dividend history.
Is FMAO or PBAM more profitable?: PBAM runs the higher net margin — FMAO at 20.53% versus PBAM at 25.49%.
How have FMAO and PBAM total returns compared?: Over the past 10 years, FMAO delivered 11.24% and PBAM delivered 18.18% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FMAO analysis Full PBAM analysis Interactive comparison tool

Dig into the metrics

Farmers & Merchants Bancorp P/E ratio Private Bancorp of America P/E ratio Farmers & Merchants Bancorp dividend yield Farmers & Merchants Bancorp ROE Private Bancorp of America ROE Farmers & Merchants Bancorp operating margin Private Bancorp of America operating margin Farmers & Merchants Bancorp revenue growth Private Bancorp of America revenue growth

Farmers & Merchants Bancorp & Private Bancorp of America appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.