Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 16.51% is 63% above its 5-year average of 10.16%, around the middle of its 5-year range (-64.10%–70.22%).
5.00% above its 12-month average of 15.72%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 15.97%.
NET PROFIT MARGIN
16.51%
NET PROFIT MARGIN AVG TTM
15.72%
NET PROFIT MARGIN AVG 3Y
9.67%
NET PROFIT MARGIN AVG 5Y
10.16%
NET PROFIT MARGIN AVG 10Y
6.71%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+5.00%
CURRENT VS 3Y AVG
+70.75%
CURRENT VS 5Y AVG
+62.50%
CURRENT VS 10Y AVG
+145.98%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.22%
median of 618 covered companies
CURRENT VS SECTOR MEDIAN
+24.89%
vs the sector median at left
Ponce Financial Group, Inc.
Market Cap
$491.83M
Net Profit Margin
16.51%
TTM Avg
15.72%
3Y Avg
9.67%
5Y Avg
10.16%
Market Cap
$492.67M
Net Profit Margin
7.68%
TTM Avg
8.68%
3Y Avg
9.10%
5Y Avg
6.71%
Market Cap
$494.94M
Net Profit Margin
29.96%
TTM Avg
16.91%
3Y Avg
19.75%
5Y Avg
20.87%
Market Cap
$488.50M
Net Profit Margin
20.53%
TTM Avg
16.15%
3Y Avg
18.98%
5Y Avg
20.83%
Market Cap
$496.99M
Net Profit Margin
25.49%
TTM Avg
18.55%
3Y Avg
38.53%
5Y Avg
33.30%
Market Cap
$503.73M
Net Profit Margin
31.45%
TTM Avg
22.91%
3Y Avg
23.42%
5Y Avg
23.30%
Market Cap
$509.50M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$473.69M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$472.59M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ponce Financial Group, Inc. (PDLB) | $491.83M | 16.51% | 15.72% | 9.67% | 10.16% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $492.67M | 7.68% | 8.68% | 9.10% | 6.71% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.94M | 29.96% | 16.91% | 19.75% | 20.87% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $488.50M | 20.53% | 16.15% | 18.98% | 20.83% |
| Private Bancorp of America, Inc. (PBAM)vs › | $496.99M | 25.49% | 18.55% | 38.53% | 33.30% |
| Orange County Bancorp, Inc. (OBT)vs › | $503.73M | 31.45% | 22.91% | 23.42% | 23.30% |
| Churchill Capital Corp XI (CCXI)vs › | $509.50M | 0.00% | 0.00% | 0.00% | 0.00% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 0.00% | 0.00% | 0.00% | 0.00% |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | 0.00% | 0.00% | 0.00% | 0.00% |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.39M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
22.6%
Net Profit Margin
16.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 15.97% |
| 2026-03-31 | 17.01% |
| 2025-12-31 | 19.38% |
| 2025-09-30 | 13.46% |
| 2025-06-30 | 12.79% |
| 2025-03-31 | 12.96% |
| 2024-12-31 | 6.61% |
| 2024-09-30 | 5.81% |
| 2024-06-30 | 7.90% |
| 2024-03-31 | 5.94% |
| 2023-12-31 | 1.45% |
| 2023-09-30 | 6.68% |
| 2023-06-30 | -0.27% |
| 2023-03-31 | 1.19% |
| 2022-12-31 | -36.98% |
| 2022-09-30 | -64.10% |
| 2022-06-30 | 4.09% |
| 2022-03-31 | -33.48% |
| 2021-12-31 | 70.22% |
| 2021-09-30 | 10.28% |
| 2021-06-30 | 31.46% |
| 2021-03-31 | 14.09% |
| 2020-12-31 | 8.68% |
| 2020-09-30 | 25.05% |
| 2020-06-30 | -4.47% |
| 2020-03-31 | -9.03% |
| 2019-12-31 | -56.30% |
| 2019-09-30 | 5.31% |
| 2019-06-30 | 7.35% |
| 2019-03-31 | 5.15% |
| 2018-12-31 | 4.92% |
| 2018-09-30 | 3.30% |
| 2018-06-30 | 5.95% |
| 2018-03-31 | 8.23% |
| 2017-12-31 | -26.43% |
| 2017-09-30 | -29.87% |
| 2017-06-30 | 10.80% |
| 2017-03-31 | 6.02% |
| 2016-12-31 | 2.67% |
| 2016-09-30 | 3.21% |
| 2016-06-30 | 1.34% |
| 2016-03-31 | 9.09% |
