Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 29.96% is 34% above its 5-year average of 22.43%, near the low end of its 5-year range (-30.98%–997.84%).
86.26% below its 12-month average of 218.02%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 997.84%.
NET PROFIT MARGIN
29.96%
NET PROFIT MARGIN AVG TTM
218.02%
NET PROFIT MARGIN AVG 3Y
20.18%
NET PROFIT MARGIN AVG 5Y
22.43%
NET PROFIT MARGIN AVG 10Y
22.02%
NET PROFIT MARGIN AVG 15Y
20.75%
NET PROFIT MARGIN AVG 20Y
17.84%
CURRENT VS TTM AVG
-86.26%
CURRENT VS 3Y AVG
+48.46%
CURRENT VS 5Y AVG
+33.56%
CURRENT VS 10Y AVG
+36.05%
CURRENT VS 15Y AVG
+44.40%
CURRENT VS 20Y AVG
+67.95%
SECTOR MEDIAN · FINANCIAL SERVICES
12.87%
median of 648 covered companies
CURRENT VS SECTOR MEDIAN
+132.79%
vs the sector median at left
ChoiceOne Financial Services, Inc.
Market Cap
$494.72M
Net Profit Margin
29.96%
TTM Avg
218.02%
3Y Avg
20.18%
5Y Avg
22.43%
Market Cap
$495.99M
Net Profit Margin
25.49%
TTM Avg
18.55%
3Y Avg
38.53%
5Y Avg
33.30%
Market Cap
$492.95M
Net Profit Margin
16.51%
TTM Avg
10.66%
3Y Avg
-2.65%
5Y Avg
4.74%
Market Cap
$491.25M
Net Profit Margin
20.53%
TTM Avg
16.15%
3Y Avg
18.98%
5Y Avg
20.83%
Market Cap
$490.86M
Net Profit Margin
7.68%
TTM Avg
8.68%
3Y Avg
9.10%
5Y Avg
6.71%
Market Cap
$505.61M
Net Profit Margin
31.45%
TTM Avg
22.91%
3Y Avg
23.42%
5Y Avg
23.30%
Market Cap
$508.67M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$473.69M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$472.59M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| ChoiceOne Financial Services, Inc. (COFS) | $494.72M | 29.96% | 218.02% | 20.18% | 22.43% |
| Private Bancorp of America, Inc. (PBAM)vs › | $495.99M | 25.49% | 18.55% | 38.53% | 33.30% |
| Ponce Financial Group, Inc. (PDLB)vs › | $492.95M | 16.51% | 10.66% | -2.65% | 4.74% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $491.25M | 20.53% | 16.15% | 18.98% | 20.83% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $490.86M | 7.68% | 8.68% | 9.10% | 6.71% |
| Orange County Bancorp, Inc. (OBT)vs › | $505.61M | 31.45% | 22.91% | 23.42% | 23.30% |
| Churchill Capital Corp XI (CCXI)vs › | $508.67M | 0.00% | 0.00% | 0.00% | 0.00% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 0.00% | 0.00% | 0.00% | 0.00% |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | 0.00% | 0.00% | 0.00% | 0.00% |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.39M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
19.2%
Net Profit Margin
30.0%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 997.84% |
| 2026-03-31 | 23.19% |
| 2025-12-31 | 22.93% |
| 2025-09-30 | 23.74% |
| 2025-06-30 | 22.40% |
| 2025-03-31 | -30.98% |
| 2024-12-31 | 19.87% |
| 2024-09-30 | 20.10% |
| 2024-06-30 | 19.36% |
| 2024-03-31 | 17.34% |
| 2023-12-31 | 16.54% |
| 2023-09-30 | 17.07% |
| 2023-06-30 | 19.45% |
| 2023-03-31 | 22.47% |
| 2022-12-31 | 27.41% |
| 2022-09-30 | 26.03% |
| 2022-06-30 | 26.62% |
| 2022-03-31 | 25.93% |
| 2021-12-31 | 23.91% |
| 2021-09-30 | 26.81% |
| 2021-06-30 | 25.03% |
| 2021-03-31 | 29.35% |
| 2020-12-31 | 19.78% |
| 2020-09-30 | 17.83% |
| 2020-06-30 | 22.59% |
| 2020-03-31 | 19.61% |
| 2019-12-31 | 18.54% |
| 2019-09-30 | 12.02% |
| 2019-06-30 | 17.32% |
| 2019-03-31 | 19.88% |
| 2018-12-31 | 22.43% |
| 2018-09-30 | 24.82% |
| 2018-06-30 | 23.39% |
| 2018-03-31 | 22.57% |
| 2017-12-31 | 19.32% |
| 2017-09-30 | 22.61% |
| 2017-06-30 | 22.19% |
| 2017-03-31 | 20.98% |
| 2016-12-31 | 23.75% |
| 2016-09-30 | 23.27% |
| 2016-06-30 | 20.39% |
| 2016-03-31 | 18.84% |
| 2015-12-31 | 18.77% |
| 2015-09-30 | 21.23% |
| 2015-06-30 | 21.41% |
| 2015-03-31 | 23.32% |
| 2014-12-31 | 23.22% |
| 2014-09-30 | 23.36% |
| 2014-06-30 | 21.16% |
| 2014-03-31 | 20.32% |
| 2013-12-31 | 21.21% |
| 2013-09-30 | 19.99% |
| 2013-06-30 | 20.38% |
| 2013-03-31 | 18.96% |
| 2012-12-31 | 16.30% |
| 2012-09-30 | 16.62% |
| 2012-06-30 | 15.20% |
| 2012-03-31 | 14.78% |
| 2011-12-31 | 14.52% |
| 2011-09-30 | 12.83% |
| 2011-06-30 | 12.90% |
| 2011-03-31 | 10.54% |
| 2010-12-31 | 9.58% |
| 2010-09-30 | 10.60% |
| 2010-06-30 | 9.80% |
| 2010-03-31 | 9.27% |
| 2009-12-31 | 0.34% |
| 2009-09-30 | 5.74% |
| 2009-06-30 | 4.18% |
| 2009-03-31 | 10.17% |
| 2008-12-31 | -9.66% |
| 2008-09-30 | 7.94% |
| 2008-06-30 | 9.23% |
| 2008-03-31 | 9.19% |
| 2007-12-31 | 10.81% |
| 2007-09-30 | 7.65% |
| 2007-06-30 | 10.37% |
| 2007-03-31 | 11.83% |
| 2006-12-31 | 8.02% |
| 2006-09-30 | 9.85% |
| 2006-06-30 | 12.17% |
| 2006-03-31 | 12.38% |
| 2005-12-31 | 12.67% |
| 2005-09-30 | 13.94% |
| 2005-06-30 | 14.07% |
| 2005-03-31 | 13.87% |
| 2004-12-31 | 13.86% |
| 2004-09-30 | 11.79% |
| 2004-06-30 | 11.71% |
| 2004-03-31 | 14.37% |
| 2003-12-31 | 14.35% |
| 2003-09-30 | 14.62% |
| 2003-06-30 | 13.04% |
| 2003-03-31 | 12.47% |
| 2002-12-31 | 5.22% |
| 2002-09-30 | 13.77% |
