ChoiceOne Financial Services, Inc. (COFS) vs Greenlight Capital Re, Ltd. (GLRE)

A side-by-side comparison of ChoiceOne Financial Services, Inc. and Greenlight Capital Re, Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — COFS vs GLRE

growth of $100 · dividends reinvested · last 10y
COFS +135.5% (+8.9%/yr)GLRE -26.5% (-3.0%/yr)COFS compounded faster over this window
50100150200250Start $10020182020202220242026$235$73
COFS GLRE

COFS vs GLRE: by the numbers

  • •COFS is the larger company ($494M vs $489M market cap).
  • •COFS trades at the lower trailing earnings multiple (9.10 vs 10.10 P/E), one valuation lens rather than an overall verdict.
  • •COFS converts more revenue to profit (29.96% vs 7.68% net margin).
  • •COFS grew revenue faster over the past five years (16.92% vs 4.46% CAGR).
  • •COFS pays a dividend (3.51% yield), while GLRE has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCOFSGLRE
P/E ratio9.1010.10
Forward P/E8.9329.45
PEG ratioN/A0.12
P/S ratio2.710.74
P/B ratio1.020.70

Profitability

MetricCOFSGLRE
Operating margin19.22%8.00%
Net margin29.96%7.68%
ROE11.34%7.31%

ChoiceOne Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Greenlight Capital Re, Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCOFSGLRE
Dividend yield3.51%N/A
Payout ratio31.96%N/A

Growth (annualized)

MetricCOFSGLRE
Revenue CAGR (5Y)16.92%4.46%
EPS CAGR (5Y)-0.58%82.24%
Total return CAGR (5Y)10.47%15.00%

Frequently asked

Which has the lower trailing P/E, COFS or GLRE?
COFS has the lower trailing P/E: COFS trades at 9.10 and GLRE at 10.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, COFS or GLRE?
Over the past five years, COFS grew revenue faster — COFS at a 16.92% CAGR versus GLRE at 4.46%.
Does COFS or GLRE pay a bigger dividend?
COFS pays a dividend (3.51% yield), while GLRE has no payments in the available dividend history.
Is COFS or GLRE more profitable?
COFS runs the higher net margin — COFS at 29.96% versus GLRE at 7.68%.
How have COFS and GLRE total returns compared?
Over the past 10 years, COFS delivered 8.94% and GLRE delivered -3.23% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.