Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 19.78% is in line with its 5-year average of 20.51%, around the middle of its 5-year range (2.31%–43.69%).
1.97% above its 12-month average of 19.40%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.29%.
NET PROFIT MARGIN
19.78%
NET PROFIT MARGIN AVG TTM
19.40%
NET PROFIT MARGIN AVG 3Y
14.17%
NET PROFIT MARGIN AVG 5Y
20.51%
NET PROFIT MARGIN AVG 10Y
18.95%
NET PROFIT MARGIN AVG 15Y
17.72%
NET PROFIT MARGIN AVG 20Y
16.18%
CURRENT VS TTM AVG
+1.97%
CURRENT VS 3Y AVG
+39.62%
CURRENT VS 5Y AVG
-3.56%
CURRENT VS 10Y AVG
+4.40%
CURRENT VS 15Y AVG
+11.64%
CURRENT VS 20Y AVG
+22.21%
SECTOR MEDIAN · FINANCIAL SERVICES
14.24%
median of 519 covered companies
CURRENT VS SECTOR MEDIAN
+38.90%
vs the sector median at left
Bankwell Financial Group, Inc.
Market Cap
$528.62M
Net Profit Margin
19.78%
TTM Avg
19.40%
3Y Avg
14.17%
5Y Avg
20.51%
Market Cap
$531.30M
Net Profit Margin
22.22%
TTM Avg
20.14%
3Y Avg
21.80%
5Y Avg
24.60%
Market Cap
$536.51M
Net Profit Margin
31.03%
TTM Avg
31.69%
3Y Avg
30.32%
5Y Avg
32.65%
Market Cap
$517.91M
Net Profit Margin
22.63%
TTM Avg
21.09%
3Y Avg
21.61%
5Y Avg
24.51%
Market Cap
$544.74M
Net Profit Margin
-237.19%
TTM Avg
-26.72%
3Y Avg
-102.60%
5Y Avg
-70.38%
Market Cap
$546.96M
Net Profit Margin
7.38%
TTM Avg
6.63%
3Y Avg
3.38%
5Y Avg
3.90%
Market Cap
$509.92M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$507.22M
Net Profit Margin
31.45%
TTM Avg
22.91%
3Y Avg
23.42%
5Y Avg
23.30%
Market Cap
$552.82M
Net Profit Margin
27.52%
TTM Avg
22.76%
3Y Avg
21.11%
5Y Avg
22.55%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bankwell Financial Group, Inc. (BWFG) | $528.62M | 19.78% | 19.40% | 14.17% | 20.51% |
| Home Bancorp, Inc. (HBCP)vs › | $531.30M | 22.22% | 20.14% | 21.80% | 24.60% |
| Bank7 Corp. (BSVN)vs › | $536.51M | 31.03% | 31.69% | 30.32% | 32.65% |
| Sierra Bancorp (BSRR)vs › | $517.91M | 22.63% | 21.09% | 21.61% | 24.51% |
| Bit Digital, Inc. (BTBT)vs › | $544.74M | -237.19% | -26.72% | -102.60% | -70.38% |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 7.38% | 6.63% | 3.38% | 3.90% |
| Churchill Capital Corp XI (CCXI)vs › | $509.92M | 0.00% | 0.00% | 0.00% | 0.00% |
| Orange County Bancorp, Inc. (OBT)vs › | $507.22M | 31.45% | 22.91% | 23.42% | 23.30% |
| Northrim BanCorp, Inc. (NRIM)vs › | $552.82M | 27.52% | 22.76% | 21.11% | 22.55% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $555.34M | 22.07% | 14.43% | 19.50% | 22.43% |
Operating Margin
27.0%
Net Profit Margin
19.8%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 22.29% |
| 2026-03-31 | 20.84% |
| 2025-12-31 | 16.94% |
| 2025-09-30 | 18.98% |
| 2025-06-30 | 17.94% |
| 2025-03-31 | 13.78% |
| 2024-12-31 | 6.07% |
| 2024-09-30 | 3.90% |
| 2024-06-30 | 2.31% |
| 2024-03-31 | 7.65% |
| 2023-12-31 | 16.87% |
| 2023-09-30 | 19.93% |
| 2023-06-30 | 16.66% |
| 2023-03-31 | 22.65% |
| 2022-12-31 | 19.99% |
| 2022-09-30 | 30.49% |
| 2022-06-30 | 43.69% |
| 2022-03-31 | 35.31% |
| 2021-12-31 | 34.40% |
| 2021-09-30 | 31.09% |
| 2021-06-30 | 28.92% |
| 2021-03-31 | 27.44% |
| 2020-12-31 | 1.70% |
| 2020-09-30 | 15.31% |
| 2020-06-30 | 6.10% |
| 2020-03-31 | 6.44% |
| 2019-12-31 | 16.55% |
| 2019-09-30 | 18.54% |
| 2019-06-30 | 24.91% |
| 2019-03-31 | 22.30% |
| 2018-12-31 | 14.73% |
| 2018-09-30 | 22.74% |
| 2018-06-30 | 22.98% |
| 2018-03-31 | 23.07% |
| 2017-12-31 | 10.34% |
| 2017-09-30 | 22.24% |
| 2017-06-30 | 20.17% |
| 2017-03-31 | 20.91% |
| 2016-12-31 | 19.50% |
| 2016-09-30 | 19.17% |
| 2016-06-30 | 18.61% |
| 2016-03-31 | 20.38% |
| 2015-12-31 | 17.75% |
| 2015-09-30 | 15.65% |
| 2015-06-30 | 17.26% |
| 2015-03-31 | 15.78% |
| 2014-12-31 | 6.14% |
| 2014-09-30 | 15.82% |
| 2014-06-30 | 14.06% |
| 2014-03-31 | 13.01% |
| 2013-12-31 | 17.22% |
| 2013-09-30 | 16.08% |
| 2013-06-30 | 17.42% |
| 2013-03-31 | 14.54% |
| 2007-09-30 | 6.61% |
| 2007-06-30 | 6.18% |
| 2007-03-31 | 2.80% |
| 2006-12-31 | 5.01% |
| 2006-09-30 | 5.40% |
| 2006-06-30 | 6.18% |
| 2006-03-31 | 6.15% |
| 2005-12-31 | 72.28% |
| 2005-09-30 | 12.14% |
| 2005-06-30 | 6.03% |
| 2005-03-31 | 2.42% |
| 2004-12-31 | -16.25% |
| 2004-09-30 | -2.88% |
| 2004-06-30 | -2.25% |
| 2004-03-31 | -13.28% |
