Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.28 is 15% above its 5-year average of 10.72, around the middle of its 5-year range (4.29–28.01).
As of 2026-10-06T13:41:30.359Z. 1.50% above its 12-month average of 12.10.
Calculation as of: 2026-10-06T13:41:30.359Z.
Quote observation: 2026-10-06T13:38:13.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: eeab9ee9fc6a181f46c9ef2c27425b8fb1c67ed67731030e0bfe1593348b8578
PE Ratio (12.28) = Close Price ($65.96) / Diluted TTM EPS ($5.37)
PE RATIO
12.28
PE RATIO AVG TTM
12.10
PE RATIO AVG 3Y
12.53
PE RATIO AVG 5Y
10.72
PE RATIO AVG 10Y
13.15
PE RATIO AVG 15Y
16.37
PE RATIO AVG 20Y
19.56
CURRENT VS TTM AVG
+1.50%
CURRENT VS 3Y AVG
-2.00%
CURRENT VS 5Y AVG
+14.50%
CURRENT VS 10Y AVG
-6.60%
CURRENT VS 15Y AVG
-24.97%
CURRENT VS 20Y AVG
-37.23%
SECTOR MEDIAN · FINANCIAL SERVICES
13.48
median of 344 covered companies
CURRENT VS SECTOR MEDIAN
-8.87%
vs the sector median at left
Bankwell Financial Group, Inc.
Market Cap
$525.91M
PE Ratio
12.28
TTM Avg
12.10
3Y Avg
12.53
5Y Avg
10.72
Market Cap
$507.53M
PE Ratio
N/A
TTM Avg
1310.42
3Y Avg
1310.42
5Y Avg
1310.42
Market Cap
$555.82M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bankwell Financial Group, Inc. (BWFG) | $525.91M | 12.28 | 12.10 | 12.53 | 10.72 |
| Home Bancorp, Inc. (HBCP)vs › | $530.31M | 11.27 | 10.85 | 9.75 | 8.95 |
| Bank7 Corp. (BSVN)vs › | $546.41M | 13.14 | 10.02 | 9.56 | 9.22 |
| Sierra Bancorp (BSRR)vs › | $518.39M | 11.62 | 11.41 | 10.46 | 9.73 |
| Churchill Capital Corp XI (CCXI)vs › | $507.53M | N/A | 1310.42 | 1310.42 | 1310.42 |
| Bit Digital, Inc. (BTBT)vs › | $548.23M | N/A | 5.37 | 19.63 | 16.58 |
| Investors Title Company (ITIC)vs › | $553.88M | 13.75 | 13.37 | 13.96 | 11.66 |
| Civista Bancshares, Inc. (CIVB)vs › | $564.95M | 10.07 | 9.23 | 8.41 | 8.31 |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $555.82M | N/A | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $558.82M | 10.49 | 13.09 | 15.12 | 14.78 |
At 12.3, P/E is below its 20-year median — higher than 26% of readings in its 20-year history.
20-year low
4.3
median
17.0
20-year high
69.1
Trailing P/E
12.3
Forward P/E
11.4
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$65.96
Forward EPS (Est.)
$5.77
Forward P/E
11.43
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 12.32 |
| 2026-10-02 | 12.41 |
| 2026-10-01 | 12.22 |
| 2026-09-30 | 12.07 |
| 2026-09-29 | 12.17 |
| 2026-09-28 | 12.32 |
| 2026-09-25 | 12.38 |
| 2026-09-24 | 12.29 |
| 2026-09-23 | 12.19 |
| 2026-09-22 | 12.32 |
| 2026-09-21 | 12.28 |
| 2026-09-18 | 12.43 |
| 2026-09-17 | 12.44 |
| 2026-09-16 | 12.42 |
| 2026-09-15 | 12.57 |
| 2026-09-14 | 12.71 |
| 2026-09-11 | 12.77 |
| 2026-09-10 | 12.60 |
| 2026-09-09 | 12.42 |
| 2026-09-08 | 12.32 |
| 2026-09-04 | 12.55 |
| 2026-09-03 | 12.32 |
| 2026-09-02 | 12.27 |
| 2026-09-01 | 12.19 |
| 2026-08-31 | 12.24 |
| 2026-08-28 | 12.39 |
| 2026-08-27 | 12.35 |
| 2026-08-26 | 12.23 |
| 2026-08-25 | 12.24 |
| 2026-08-24 | 12.39 |
| 2026-08-21 | 12.35 |
| 2026-08-20 | 12.30 |
| 2026-08-19 | 12.22 |
| 2026-08-18 | 12.56 |
| 2026-08-17 | 12.60 |
| 2026-08-14 | 12.69 |
| 2026-08-13 | 12.66 |
| 2026-08-12 | 12.66 |
| 2026-08-11 | 12.66 |
| 2026-08-10 | 12.45 |
| 2026-08-07 | 12.46 |
| 2026-08-06 | 12.45 |
| 2026-08-05 | 13.50 |
| 2026-08-04 | 13.53 |
| 2026-08-03 | 13.56 |
| 2026-07-31 | 13.68 |
| 2026-07-30 | 13.60 |
| 2026-07-29 | 13.67 |
| 2026-07-28 | 13.43 |
| 2026-07-27 | 12.93 |
| 2026-07-24 | 12.49 |
| 2026-07-23 | 12.16 |
| 2026-07-22 | 11.95 |
| 2026-07-21 | 12.07 |
| 2026-07-20 | 11.97 |
| 2026-07-17 | 12.07 |
| 2026-07-16 | 12.29 |
| 2026-07-15 | 11.88 |
| 2026-07-14 | 11.71 |
| 2026-07-13 | 11.74 |
| 2026-07-10 | 11.65 |
| 2026-07-09 | 11.60 |
| 2026-07-08 | 11.32 |
| 2026-07-07 | 11.53 |
| 2026-07-06 | 11.73 |
| 2026-07-02 | 11.77 |
| 2026-07-01 | 12.10 |
| 2026-06-30 | 11.80 |
| 2026-06-29 | 12.01 |
| 2026-06-26 | 12.00 |
| 2026-06-25 | 11.64 |
| 2026-06-24 | 11.60 |
| 2026-06-23 | 11.55 |
| 2026-06-22 | 11.30 |
| 2026-06-18 | 11.28 |
| 2026-06-17 | 10.99 |
| 2026-06-16 | 11.10 |
| 2026-06-15 | 11.10 |
| 2026-06-12 | 11.17 |
| 2026-06-11 | 11.07 |
| 2026-06-10 | 11.19 |
| 2026-06-09 | 11.11 |
| 2026-06-08 | 10.84 |
| 2026-06-05 | 10.78 |
| 2026-06-04 | 10.69 |
| 2026-06-03 | 10.32 |
| 2026-06-02 | 10.58 |
| 2026-06-01 | 10.40 |
| 2026-05-29 | 10.51 |
| 2026-05-28 | 10.55 |
| 2026-05-27 | 10.58 |
| 2026-05-26 | 10.54 |
| 2026-05-22 | 10.46 |
| 2026-05-21 | 10.60 |
| 2026-05-20 | 10.44 |
| 2026-05-19 | 10.30 |
| 2026-05-18 | 10.31 |
| 2026-05-15 | 10.15 |
| 2026-05-14 | 10.25 |
| 2026-05-13 | 10.14 |
| 2026-05-12 | 10.17 |
| 2026-05-11 | 10.31 |
| 2026-05-08 | 10.51 |
| 2026-05-07 | 10.46 |
| 2026-05-06 | 11.79 |
| 2026-05-05 | 11.71 |
| 2026-05-04 | 11.38 |
| 2026-05-01 | 11.75 |
| 2026-04-30 | 11.65 |
| 2026-04-29 | 11.83 |
| 2026-04-28 | 11.98 |
| 2026-04-27 | 11.64 |
| 2026-04-24 | 11.39 |
| 2026-04-23 | 11.34 |
| 2026-04-22 | 11.13 |
| 2026-04-21 | 11.46 |
| 2026-04-20 | 11.94 |
| 2026-04-17 | 11.87 |
| 2026-04-16 | 11.53 |
| 2026-04-15 | 11.81 |
| 2026-04-14 | 11.86 |
| 2026-04-13 | 11.84 |
| 2026-04-10 | 11.91 |
| 2026-04-09 | 12.03 |
| 2026-04-08 | 11.74 |
| 2026-04-07 | 11.42 |
| 2026-04-06 | 11.23 |
| 2026-04-02 | 11.13 |
| 2026-04-01 | 11.10 |
| 2026-03-31 | 10.93 |
| 2026-03-30 | 10.81 |
| 2026-03-27 | 10.70 |
| 2026-03-26 | 10.81 |
| 2026-03-25 | 10.79 |
| 2026-03-24 | 10.75 |
| 2026-03-23 | 10.68 |
| 2026-03-20 | 10.47 |
| 2026-03-19 | 10.45 |
| 2026-03-18 | 10.30 |
| 2026-03-17 | 10.56 |
| 2026-03-16 | 10.59 |
| 2026-03-13 | 10.55 |
| 2026-03-12 | 10.57 |
| 2026-03-11 | 10.52 |
| 2026-03-10 | 10.56 |
| 2026-03-09 | 10.47 |
| 2026-03-06 | 10.43 |
| 2026-03-05 | 10.58 |
| 2026-03-04 | 13.16 |
| 2026-03-03 | 12.95 |
| 2026-03-02 | 13.08 |
| 2026-02-27 | 12.76 |
| 2026-02-26 | 13.23 |
| 2026-02-25 | 13.15 |
| 2026-02-24 | 13.08 |
| 2026-02-23 | 12.85 |
| 2026-02-20 | 13.25 |
| 2026-02-19 | 13.16 |
| 2026-02-18 | 13.23 |
| 2026-02-17 | 13.43 |
| 2026-02-13 | 13.32 |
| 2026-02-12 | 13.23 |
| 2026-02-11 | 13.13 |
| 2026-02-10 | 13.63 |
| 2026-02-09 | 13.63 |
| 2026-02-06 | 13.77 |
| 2026-02-05 | 13.69 |
| 2026-02-04 | 13.79 |
| 2026-02-03 | 13.58 |
| 2026-02-02 | 13.37 |
| 2026-01-30 | 13.17 |
| 2026-01-29 | 13.05 |
| 2026-01-28 | 12.84 |
| 2026-01-27 | 13.05 |
| 2026-01-26 | 13.02 |
| 2026-01-23 | 12.94 |
| 2026-01-22 | 13.43 |
| 2026-01-21 | 13.42 |
| 2026-01-20 | 12.87 |
| 2026-01-16 | 13.05 |
| 2026-01-15 | 13.13 |
| 2026-01-14 | 12.82 |
| 2026-01-13 | 12.76 |
| 2026-01-12 | 12.65 |
| 2026-01-09 | 12.76 |
| 2026-01-08 | 12.96 |
| 2026-01-07 | 12.81 |
| 2026-01-06 | 12.84 |
| 2026-01-05 | 12.77 |
| 2026-01-02 | 12.31 |
| 2025-12-31 | 12.52 |
| 2025-12-30 | 12.73 |
| 2025-12-29 | 12.77 |
| 2025-12-26 | 12.83 |
| 2025-12-24 | 13.05 |
| 2025-12-23 | 13.15 |
| 2025-12-22 | 13.22 |
| 2025-12-19 | 13.32 |
| 2025-12-18 | 14.05 |
| 2025-12-17 | 13.63 |
| 2025-12-16 | 13.58 |
| 2025-12-15 | 13.55 |
| 2025-12-12 | 13.35 |
| 2025-12-11 | 13.31 |
| 2025-12-10 | 13.18 |
| 2025-12-09 | 13.07 |
| 2025-12-08 | 13.02 |
| 2025-12-05 | 12.93 |
| 2025-12-04 | 13.01 |
| 2025-12-03 | 12.91 |
| 2025-12-02 | 12.63 |
| 2025-12-01 | 12.63 |
| 2025-11-28 | 12.54 |
| 2025-11-26 | 12.56 |
| 2025-11-25 | 12.49 |
| 2025-11-24 | 12.16 |
| 2025-11-21 | 12.25 |
| 2025-11-20 | 11.99 |
| 2025-11-19 | 12.10 |
| 2025-11-18 | 11.99 |
| 2025-11-17 | 11.93 |
| 2025-11-14 | 12.34 |
| 2025-11-13 | 12.43 |
| 2025-11-12 | 12.33 |
| 2025-11-11 | 12.32 |
| 2025-11-10 | 12.16 |
| 2025-11-07 | 11.96 |
| 2025-11-06 | 11.84 |
| 2025-11-05 | 16.65 |
| 2025-11-04 | 16.32 |
| 2025-11-03 | 16.37 |
| 2025-10-31 | 16.48 |
| 2025-10-30 | 16.45 |
| 2025-10-29 | 16.36 |
| 2025-10-28 | 16.70 |
| 2025-10-27 | 16.84 |
| 2025-10-24 | 16.96 |
| 2025-10-23 | 16.68 |
| 2025-10-22 | 16.59 |
| 2025-10-21 | 16.22 |
| 2025-10-20 | 16.13 |
| 2025-10-17 | 15.52 |
| 2025-10-16 | 15.47 |
| 2025-10-15 | 16.27 |
| 2025-10-14 | 16.44 |
| 2025-10-13 | 16.03 |
| 2025-10-10 | 15.86 |
| 2025-10-09 | 16.29 |
| 2025-10-08 | 16.39 |
| 2025-10-07 | 16.44 |
| 2025-10-06 | 16.43 |
| 2025-10-03 | 16.53 |
| 2025-10-02 | 16.42 |
| 2025-10-01 | 16.54 |
| 2025-09-30 | 16.83 |
| 2025-09-29 | 17.19 |
| 2025-09-26 | 17.41 |
| 2025-09-25 | 17.22 |
| 2025-09-24 | 17.49 |
| 2025-09-23 | 17.48 |
Showing the most recent 260 of 3,991 data points. The chart above shows the full history.