Bankwell Financial Group, Inc. (BWFG) vs Home Bancorp, Inc. (HBCP)
A side-by-side comparison of Bankwell Financial Group, Inc. and Home Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BWFG vs HBCP
growth of $100 · dividends reinvested · last 10yBWFG vs HBCP: by the numbers
- •HBCP is the larger company ($530M vs $527M market cap).
- •HBCP trades at the lower trailing earnings multiple (11.27 vs 12.32 P/E), one valuation lens rather than an overall verdict.
- •HBCP converts more revenue to profit (22.22% vs 19.78% net margin).
- •BWFG grew revenue faster over the past five years (21.58% vs 11.68% CAGR).
- •HBCP pays the higher dividend yield (1.86% vs 1.21%).
Metrics side by side
Valuation
| Metric | BWFG | HBCP |
|---|---|---|
| P/E ratio | 12.32 | 11.27 |
| Forward P/E | 11.46 | 11.30 |
| PEG ratio | 0.29 | 0.72 |
| P/S ratio | 2.43 | 2.52 |
| P/B ratio | 1.63 | 1.17 |
Profitability
| Metric | BWFG | HBCP |
|---|---|---|
| Operating margin | 26.96% | 28.04% |
| Net margin | 19.78% | 22.22% |
| ROE | 13.25% | 10.31% |
Bankwell Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Home Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BWFG | HBCP |
|---|---|---|
| Dividend yield | 1.21% | 1.86% |
| Payout ratio | 14.90% | 20.90% |
Growth (annualized)
| Metric | BWFG | HBCP |
|---|---|---|
| Revenue CAGR (5Y) | 21.58% | 11.68% |
| EPS CAGR (5Y) | 43.04% | 15.70% |
| Total return CAGR (5Y) | 20.07% | 14.13% |
Frequently asked
- Which has the lower trailing P/E, BWFG or HBCP?
- HBCP has the lower trailing P/E: BWFG trades at 12.32 and HBCP at 11.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BWFG or HBCP?
- Over the past five years, BWFG grew revenue faster — BWFG at a 21.58% CAGR versus HBCP at 11.68%.
- Does BWFG or HBCP pay a bigger dividend?
- BWFG yields 1.21% and HBCP yields 1.86% based on trailing dividends and the latest price.
- Is BWFG or HBCP more profitable?
- HBCP runs the higher net margin — BWFG at 19.78% versus HBCP at 22.22%.
- How have BWFG and HBCP total returns compared?
- Over the past 10 years, BWFG delivered 13.12% and HBCP delivered 11.85% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bankwell Financial & Home Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.