Sierra Bancorp (BSRR) vs Bankwell Financial Group, Inc. (BWFG)
A side-by-side comparison of Sierra Bancorp and Bankwell Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BSRR vs BWFG
growth of $100 · dividends reinvested · last 10yBSRR vs BWFG: by the numbers
- •BWFG is the larger company ($527M vs $515M market cap).
- •BSRR trades at the lower trailing earnings multiple (11.55 vs 12.32 P/E), one valuation lens rather than an overall verdict.
- •BSRR converts more revenue to profit (22.63% vs 19.78% net margin).
- •BWFG grew revenue faster over the past five years (21.58% vs 7.86% CAGR).
- •BSRR pays the higher dividend yield (2.64% vs 1.21%).
Metrics side by side
Valuation
| Metric | BSRR | BWFG |
|---|---|---|
| P/E ratio | 11.55 | 12.32 |
| Forward P/E | 11.08 | 11.46 |
| PEG ratio | 1.91 | 0.29 |
| P/S ratio | 2.59 | 2.43 |
| P/B ratio | 1.40 | 1.63 |
Profitability
| Metric | BSRR | BWFG |
|---|---|---|
| Operating margin | 30.09% | 26.96% |
| Net margin | 22.63% | 19.78% |
| ROE | 12.27% | 13.25% |
Sierra Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Bankwell Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BSRR | BWFG |
|---|---|---|
| Dividend yield | 2.64% | 1.21% |
| Payout ratio | 30.50% | 14.90% |
Growth (annualized)
| Metric | BSRR | BWFG |
|---|---|---|
| Revenue CAGR (5Y) | 7.86% | 21.58% |
| EPS CAGR (5Y) | 6.15% | 43.04% |
| Total return CAGR (5Y) | 14.28% | 20.07% |
Frequently asked
- Which has the lower trailing P/E, BSRR or BWFG?
- BSRR has the lower trailing P/E: BSRR trades at 11.55 and BWFG at 12.32. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BSRR or BWFG?
- Over the past five years, BWFG grew revenue faster — BSRR at a 7.86% CAGR versus BWFG at 21.58%.
- Does BSRR or BWFG pay a bigger dividend?
- BSRR yields 2.64% and BWFG yields 1.21% based on trailing dividends and the latest price.
- Is BSRR or BWFG more profitable?
- BSRR runs the higher net margin — BSRR at 22.63% versus BWFG at 19.78%.
- How have BSRR and BWFG total returns compared?
- Over the past 10 years, BSRR delivered 11.50% and BWFG delivered 13.12% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Sierra Bancorp & Bankwell Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.