Sierra Bancorp (BSRR) vs Bankwell Financial Group, Inc. (BWFG)

A side-by-side comparison of Sierra Bancorp and Bankwell Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BSRR vs BWFG

growth of $100 · dividends reinvested · last 10y
BSRR +202.6% (+11.7%/yr)BWFG +241.0% (+13.1%/yr)BWFG compounded faster over this window
100200300Start $10020182020202220242026$303$341
BSRR BWFG

BSRR vs BWFG: by the numbers

  • •BWFG is the larger company ($527M vs $515M market cap).
  • •BSRR trades at the lower trailing earnings multiple (11.55 vs 12.32 P/E), one valuation lens rather than an overall verdict.
  • •BSRR converts more revenue to profit (22.63% vs 19.78% net margin).
  • •BWFG grew revenue faster over the past five years (21.58% vs 7.86% CAGR).
  • •BSRR pays the higher dividend yield (2.64% vs 1.21%).

Metrics side by side

Valuation

MetricBSRRBWFG
P/E ratio11.5512.32
Forward P/E11.0811.46
PEG ratio1.910.29
P/S ratio2.592.43
P/B ratio1.401.63

Profitability

MetricBSRRBWFG
Operating margin30.09%26.96%
Net margin22.63%19.78%
ROE12.27%13.25%

Sierra Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bankwell Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBSRRBWFG
Dividend yield2.64%1.21%
Payout ratio30.50%14.90%

Growth (annualized)

MetricBSRRBWFG
Revenue CAGR (5Y)7.86%21.58%
EPS CAGR (5Y)6.15%43.04%
Total return CAGR (5Y)14.28%20.07%

Frequently asked

Which has the lower trailing P/E, BSRR or BWFG?
BSRR has the lower trailing P/E: BSRR trades at 11.55 and BWFG at 12.32. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BSRR or BWFG?
Over the past five years, BWFG grew revenue faster — BSRR at a 7.86% CAGR versus BWFG at 21.58%.
Does BSRR or BWFG pay a bigger dividend?
BSRR yields 2.64% and BWFG yields 1.21% based on trailing dividends and the latest price.
Is BSRR or BWFG more profitable?
BSRR runs the higher net margin — BSRR at 22.63% versus BWFG at 19.78%.
How have BSRR and BWFG total returns compared?
Over the past 10 years, BSRR delivered 11.50% and BWFG delivered 13.12% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.