Sierra Bancorp (BSRR) vs Orange County Bancorp, Inc. (OBT)
A side-by-side comparison of Sierra Bancorp and Orange County Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BSRR vs OBT
growth of $100 · dividends reinvested · last 10yBSRR vs OBT: by the numbers
- •BSRR is the larger company ($520M vs $506M market cap).
- •OBT trades at the lower trailing earnings multiple (10.62 vs 11.66 P/E), one valuation lens rather than an overall verdict.
- •OBT converts more revenue to profit (31.45% vs 22.63% net margin).
- •OBT grew revenue faster over the past five years (16.77% vs 7.86% CAGR).
- •BSRR pays the higher dividend yield (2.64% vs 1.90%).
Metrics side by side
Valuation
| Metric | BSRR | OBT |
|---|---|---|
| P/E ratio | 11.66 | 10.62 |
| Forward P/E | 11.18 | 10.93 |
| PEG ratio | 1.93 | 0.51 |
| P/S ratio | 2.61 | 3.36 |
| P/B ratio | 1.42 | 1.65 |
Profitability
| Metric | BSRR | OBT |
|---|---|---|
| Operating margin | 30.09% | 34.01% |
| Net margin | 22.63% | 31.45% |
| ROE | 12.27% | 15.46% |
Sierra Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Orange County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BSRR | OBT |
|---|---|---|
| Dividend yield | 2.64% | 1.90% |
| Payout ratio | 30.50% | 20.28% |
Growth (annualized)
| Metric | BSRR | OBT |
|---|---|---|
| Revenue CAGR (5Y) | 7.86% | 16.77% |
| EPS CAGR (5Y) | 6.15% | 20.70% |
| Total return CAGR (5Y) | 14.28% | 19.53% |
Frequently asked
- Which has the lower trailing P/E, BSRR or OBT?
- OBT has the lower trailing P/E: BSRR trades at 11.66 and OBT at 10.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BSRR or OBT?
- Over the past five years, OBT grew revenue faster — BSRR at a 7.86% CAGR versus OBT at 16.77%.
- Does BSRR or OBT pay a bigger dividend?
- BSRR yields 2.64% and OBT yields 1.90% based on trailing dividends and the latest price.
- Is BSRR or OBT more profitable?
- OBT runs the higher net margin — BSRR at 22.63% versus OBT at 31.45%.
- How have BSRR and OBT total returns compared?
- Over the past 10 years, BSRR delivered 11.50% and OBT delivered 15.24% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Sierra Bancorp & Orange County Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.