Sierra Bancorp (BSRR) vs Private Bancorp of America, Inc. (PBAM)

A side-by-side comparison of Sierra Bancorp and Private Bancorp of America, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BSRR vs PBAM

growth of $100 · dividends reinvested · last 10y
BSRR +202.6% (+11.7%/yr)PBAM +431.4% (+18.2%/yr)PBAM compounded faster over this window
100200300400500600Start $10020182020202220242026$303$531
BSRR PBAM

BSRR vs PBAM: by the numbers

  • •BSRR is the larger company ($516M vs $494M market cap).
  • •PBAM trades at the lower trailing earnings multiple (11.20 vs 11.58 P/E), one valuation lens rather than an overall verdict.
  • •PBAM converts more revenue to profit (25.49% vs 22.63% net margin).
  • •PBAM grew revenue faster over the past five years (21.76% vs 7.86% CAGR).
  • •BSRR pays a dividend (2.64% yield), while PBAM has no payments in the available dividend history.

Metrics side by side

Valuation

MetricBSRRPBAM
P/E ratio11.5811.20
Forward P/E11.1010.13
PEG ratio1.920.39
P/S ratio2.602.81
P/B ratio1.411.73

Profitability

MetricBSRRPBAM
Operating margin30.09%35.75%
Net margin22.63%25.49%
ROE12.27%15.66%

Sierra Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Private Bancorp of America, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBSRRPBAM
Dividend yield2.64%N/A
Payout ratio30.50%N/A

Growth (annualized)

MetricBSRRPBAM
Revenue CAGR (5Y)7.86%21.76%
EPS CAGR (5Y)6.15%29.37%
Total return CAGR (5Y)14.28%28.40%

Frequently asked

Which has the lower trailing P/E, BSRR or PBAM?
PBAM has the lower trailing P/E: BSRR trades at 11.58 and PBAM at 11.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BSRR or PBAM?
Over the past five years, PBAM grew revenue faster — BSRR at a 7.86% CAGR versus PBAM at 21.76%.
Does BSRR or PBAM pay a bigger dividend?
BSRR pays a dividend (2.64% yield), while PBAM has no payments in the available dividend history.
Is BSRR or PBAM more profitable?
PBAM runs the higher net margin — BSRR at 22.63% versus PBAM at 25.49%.
How have BSRR and PBAM total returns compared?
Over the past 10 years, BSRR delivered 11.50% and PBAM delivered 18.18% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.