Sierra Bancorp (BSRR) vs Private Bancorp of America, Inc. (PBAM)
A side-by-side comparison of Sierra Bancorp and Private Bancorp of America, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BSRR vs PBAM
growth of $100 · dividends reinvested · last 10yBSRR vs PBAM: by the numbers
- •BSRR is the larger company ($516M vs $494M market cap).
- •PBAM trades at the lower trailing earnings multiple (11.20 vs 11.58 P/E), one valuation lens rather than an overall verdict.
- •PBAM converts more revenue to profit (25.49% vs 22.63% net margin).
- •PBAM grew revenue faster over the past five years (21.76% vs 7.86% CAGR).
- •BSRR pays a dividend (2.64% yield), while PBAM has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BSRR | PBAM |
|---|---|---|
| P/E ratio | 11.58 | 11.20 |
| Forward P/E | 11.10 | 10.13 |
| PEG ratio | 1.92 | 0.39 |
| P/S ratio | 2.60 | 2.81 |
| P/B ratio | 1.41 | 1.73 |
Profitability
| Metric | BSRR | PBAM |
|---|---|---|
| Operating margin | 30.09% | 35.75% |
| Net margin | 22.63% | 25.49% |
| ROE | 12.27% | 15.66% |
Sierra Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Private Bancorp of America, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BSRR | PBAM |
|---|---|---|
| Dividend yield | 2.64% | N/A |
| Payout ratio | 30.50% | N/A |
Growth (annualized)
| Metric | BSRR | PBAM |
|---|---|---|
| Revenue CAGR (5Y) | 7.86% | 21.76% |
| EPS CAGR (5Y) | 6.15% | 29.37% |
| Total return CAGR (5Y) | 14.28% | 28.40% |
Frequently asked
- Which has the lower trailing P/E, BSRR or PBAM?
- PBAM has the lower trailing P/E: BSRR trades at 11.58 and PBAM at 11.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BSRR or PBAM?
- Over the past five years, PBAM grew revenue faster — BSRR at a 7.86% CAGR versus PBAM at 21.76%.
- Does BSRR or PBAM pay a bigger dividend?
- BSRR pays a dividend (2.64% yield), while PBAM has no payments in the available dividend history.
- Is BSRR or PBAM more profitable?
- PBAM runs the higher net margin — BSRR at 22.63% versus PBAM at 25.49%.
- How have BSRR and PBAM total returns compared?
- Over the past 10 years, BSRR delivered 11.50% and PBAM delivered 18.18% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Sierra Bancorp & Private Bancorp of America appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.