Private Bancorp of America (PBAM) Debt/Equity Ratio: History & Chart

Private Bancorp of America, Inc.(PBAM)

Banks - Regional · La Jolla, CA

$86.35Daily change unavailable

Delayed quote: Oct 6, 2026, 3:10 PM EDT

About Private Bancorp of America, Inc.

Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.

La Jolla, CA

12 employees

www.calprivate.bank

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Richard L. Sowers

View full financials

PBAM Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.09

DEBT TO EQUITY RATIO AVG TTM

0.11

DEBT TO EQUITY RATIO AVG 3Y

0.25

DEBT TO EQUITY RATIO AVG 5Y

0.25

DEBT TO EQUITY RATIO AVG 10Y

0.64

DEBT TO EQUITY RATIO AVG 15Y

0.62

DEBT TO EQUITY RATIO AVG 20Y

0.56

CURRENT VS TTM AVG

-13.45%

CURRENT VS 3Y AVG

-63.93%

CURRENT VS 5Y AVG

-63.93%

CURRENT VS 10Y AVG

-85.74%

CURRENT VS 15Y AVG

-85.29%

CURRENT VS 20Y AVG

-83.70%

SECTOR MEDIAN · FINANCIAL SERVICES

0.28

median of 700 covered companies

CURRENT VS SECTOR MEDIAN

-67.50%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
Private Bancorp of America, Inc. (PBAM)	$494.41M	0.09	0.11	0.25	0.25
Ponce Financial Group, Inc. (PDLB)vs ›	$494.41M	1.16	1.19	1.24	1.09
ChoiceOne Financial Services, Inc. (COFS)vs ›	$494.26M	0.71	0.74	0.79	0.60
Farmers & Merchants Bancorp, Inc. (FMAO)vs ›	$490.26M	0.57	0.86	0.88	0.69
Greenlight Capital Re, Ltd. (GLRE)vs ›	$488.87M	0.01	0.06	0.10	0.13
West Bancorporation, Inc. (WTBA)vs ›	$504.69M	1.33	1.57	2.02	1.64
Orange County Bancorp, Inc. (OBT)vs ›	$507.35M	0.11	0.45	0.88	0.63
Churchill Capital Corp XI (CCXI)vs ›	$482.48M	0.00	0.00	0.00	0.00
Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs ›	$473.69M	0.00	0.00	0.00	0.00
Gores Holdings X, Inc. (GTEN)vs ›	$471.94M	N/A	0.00	0.00	0.00

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

Private Bancorp of America, Inc. (PBAM)

$494.41M

0.09

0.11

0.25

Ponce Financial Group, Inc. (PDLB)vs ›

$494.41M

1.16

1.19

1.24

1.09

ChoiceOne Financial Services, Inc. (COFS)vs ›

$494.26M

0.71

0.74

0.79

0.60

Farmers & Merchants Bancorp, Inc. (FMAO)vs ›

$490.26M

0.57

0.86

0.88

0.69

Greenlight Capital Re, Ltd. (GLRE)vs ›

$488.87M

0.01

0.06

0.10

0.13

West Bancorporation, Inc. (WTBA)vs ›

$504.69M

1.33

1.57

2.02

1.64

Orange County Bancorp, Inc. (OBT)vs ›

$507.35M

0.11

0.45

0.88

0.63

Churchill Capital Corp XI (CCXI)vs ›

$482.48M

0.00

Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs ›

$473.69M

0.00

Gores Holdings X, Inc. (GTEN)vs ›

$471.94M

N/A

0.00

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Private Bancorp of America, Inc. (PBAM)?

The debt to equity ratio for PBAM stock is 0.09.

Is Private Bancorp of America, Inc.'s debt to equity ratio high or low?

The debt to equity ratio of 0.09 is 64% below its 5-year average of 0.25, near the low end of its 5-year range (0.09–1.38).

What is the TTM average debt to equity ratio for Private Bancorp of America, Inc. (PBAM)?

The TTM average debt to equity ratio for PBAM stock is 0.11.

What is the 3Y average debt to equity ratio for Private Bancorp of America, Inc. (PBAM)?

The 3Y average debt to equity ratio for PBAM stock is 0.25.

What is the 5Y average debt to equity ratio for Private Bancorp of America, Inc. (PBAM)?

The 5Y average debt to equity ratio for PBAM stock is 0.25.

What is the 10Y average debt to equity ratio for Private Bancorp of America, Inc. (PBAM)?

The 10Y average debt to equity ratio for PBAM stock is 0.64.

What is the 15Y average debt to equity ratio for Private Bancorp of America, Inc. (PBAM)?

The 15Y average debt to equity ratio for PBAM stock is 0.62.

What is the 20Y average debt to equity ratio for Private Bancorp of America, Inc. (PBAM)?

The 20Y average debt to equity ratio for PBAM stock is 0.56.

DATE	DEBT TO EQUITY RATIO
2026-06-30	0.09
2026-03-31	0.10
2025-12-31	0.11
2025-09-30	0.11
2025-06-30	0.12
2025-03-31	0.14
2024-12-31	0.21
2024-09-30	0.21
2024-06-30	0.33
2024-03-31	0.37
2023-12-31	0.41
2023-09-30	0.57
2023-06-30	0.50
2023-03-31	1.38
2022-12-31	0.13
2022-09-30	0.36
2022-06-30	0.21
2022-03-31	0.21
2021-12-31	0.22
2021-09-30	0.23
2021-06-30	0.41
2021-03-31	0.61
2020-12-31	0.86
2020-09-30	0.95
2020-06-30	1.22
2020-03-31	1.15
2019-12-31	1.13
2019-09-30	0.78
2019-06-30	1.02
2019-03-31	0.56
2018-12-31	0.75
2018-09-30	1.40
2018-06-30	1.21
2018-03-31	0.72
2017-12-31	0.73
2017-09-30	0.73
2017-06-30	1.19
2017-03-31	0.95
2016-12-31	1.29
2016-09-30	1.10
2016-06-30	1.39
2016-03-31	1.12
2015-12-31	1.18
2015-09-30	0.98
2015-06-30	0.96
2015-03-31	0.99
2014-12-31	1.25
2014-09-30	0.15
2014-06-30	0.18
2014-03-31	0.24
2013-12-31	0.24
2013-09-30	0.26
2013-06-30	0.29
2013-03-31	0.00
2012-12-31	0.00
2007-09-30	0.04
2007-06-30	0.00
2007-03-31	0.00
2006-12-31	0.00
2006-09-30	0.00
2006-06-30	0.00
2006-03-31	0.00

DATE

DEBT TO EQUITY RATIO

2026-06-30

0.09

2026-03-31

0.10

2025-12-31

0.11

2025-09-30

0.11

2025-06-30

0.12

2025-03-31

0.14

2024-12-31

0.21

2024-09-30

0.21

2024-06-30

0.33

2024-03-31

0.37

2023-12-31

0.41

2023-09-30

0.57

2023-06-30

0.50

2023-03-31

1.38

2022-12-31

0.13

2022-09-30

0.36

2022-06-30

0.21

2022-03-31

0.21

2021-12-31

0.22

2021-09-30

0.23

2021-06-30

0.41

2021-03-31

0.61

2020-12-31

0.86

2020-09-30

0.95

2020-06-30

1.22

2020-03-31

1.15

2019-12-31

1.13

2019-09-30

0.78

2019-06-30

1.02

2019-03-31

0.56

2018-12-31

0.75

2018-09-30

1.40

2018-06-30

1.21

2018-03-31

0.72

2017-12-31

0.73

2017-09-30

0.73

2017-06-30

1.19

2017-03-31

0.95

2016-12-31

1.29

2016-09-30

1.10

2016-06-30

1.39

2016-03-31

1.12

2015-12-31

1.18

2015-09-30

0.98

2015-06-30

0.96

2015-03-31

0.99

2014-12-31

1.25

2014-09-30

0.15

2014-06-30

0.18

2014-03-31

0.24

2013-12-31

0.24

2013-09-30

0.26

2013-06-30

0.29

2013-03-31

0.00

2012-12-31

0.00

2007-09-30

0.04

2007-06-30

0.00

2007-03-31

0.00

2006-12-31

0.00

2006-09-30

0.00

2006-06-30

0.00

2006-03-31

0.00

Debt to Equity Ratio: 0.09

PBAM Debt to Equity Ratio

PBAM Average Debt to Equity Ratio Chart

PBAM Current vs Average Debt to Equity Ratio Chart

PBAM Debt to Equity Ratio Metrics

PBAM Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

PBAM Debt to Equity Ratio History

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