Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 6.67 as of 2026-10-06T18:27:10.141Z.
Consensus retrieved: 2026-10-06T13:04:15.916Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T18:27:10.141Z.
Quote observation: 2026-10-06T18:25:07.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: e80006d2752fb7b9dddcfe7debc57d1907cec41351dd32eff4c8a04df4455c31
Forward PE Ratio (6.67) = Dated Quote Price ($19.81) / Consensus Forward EPS ($2.97)
FORWARD PE RATIO
6.67
SECTOR MEDIAN · FINANCIAL SERVICES
11.16
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-40.23%
vs the sector median at left
Jefferson Capital, Inc. Common Stock
Market Cap
$1.22B
Forward PE Ratio
6.67
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Jefferson Capital, Inc. Common Stock (JCAP) | $1.22B | 6.67 |
| Preferred Bank (PFBC)vs › | $1.23B | 9.69 |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.28B | 11.40 |
| Univest Financial Corporation (UVSP)vs › | $1.14B | 10.89 |
| Heritage Financial Corporation (HFWA)vs › | $1.14B | 14.06 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 11.20 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 11.96 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 10.09 |
| Trupanion, Inc. (TRUP)vs › | $1.06B | 38.92 |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.06B | 10.21 |
Trailing P/E
N/A
reported TTM EPS
Forward P/E
6.7
consensus EPS · fiscal year ending 2026-12-31
At the dated quote price of $19.81, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $2.97 | $2.93 – $3.00 | 2 | 6.7x |
| 2027-12-31 | $3.06 | $2.96 – $3.16 | 2 | 6.5x |
| 2028-12-31 | $3.48 | $3.38 – $3.60 | 1 | 5.7x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
