Which has grown faster, JCAP or TRUP?

Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus TRUP at 20.62%.

Does JCAP or TRUP pay a bigger dividend?

JCAP pays a dividend (4.88% yield), while TRUP has no payments in the available dividend history.

Is JCAP or TRUP more profitable?

JCAP runs the higher net margin — JCAP at 23.50% versus TRUP at 1.53%.

Jefferson Capital, Inc. Common Stock (JCAP) vs Trupanion, Inc. (TRUP)

A side-by-side comparison of Jefferson Capital, Inc. Common Stock and Trupanion, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

JCAP

Jefferson Capital, Inc. Common Stock

$1.22B

$19.86Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

TRUP

Trupanion, Inc.

$1.08B

$24.68Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — JCAP vs TRUP

growth of $100 · dividends reinvested · last 1y

JCAP +12.7% (+12.7%/yr)TRUP -56.5% (-56.5%/yr)JCAP compounded faster over this window

JCAP TRUP

JCAP vs TRUP: by the numbers

•JCAP is the larger company ($1.22B vs $1.08B market cap).
•JCAP converts more revenue to profit (23.50% vs 1.53% net margin).
•JCAP grew revenue faster over the past five years (54.92% vs 20.62% CAGR).
•JCAP pays a dividend (4.88% yield), while TRUP has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	JCAP	TRUP
P/E ratio	N/A	46.57
Forward P/E	6.69	39.41
P/S ratio	1.86	0.71
P/B ratio	2.57	2.63
EV / EBITDA	N/A	25.89
FCF yield	N/A	7.63%

Profitability

Metric	JCAP	TRUP
Gross margin	N/A	22.48%
Operating margin	51.61%	1.61%
Net margin	23.50%	1.53%
ROE	32.55%	5.67%
ROIC	N/A	4.05%

Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	JCAP	TRUP
Dividend yield	4.88%	N/A

Growth (annualized)

Metric	JCAP	TRUP
Revenue CAGR (5Y)	54.92%	20.62%
EPS CAGR (5Y)	20.35%	N/A
Total return CAGR (5Y)	N/A	-20.79%

Frequently asked

Which has grown faster, JCAP or TRUP?: Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus TRUP at 20.62%.
Does JCAP or TRUP pay a bigger dividend?: JCAP pays a dividend (4.88% yield), while TRUP has no payments in the available dividend history.
Is JCAP or TRUP more profitable?: JCAP runs the higher net margin — JCAP at 23.50% versus TRUP at 1.53%.

Go deeper

Full JCAP analysis Full TRUP analysis Interactive comparison tool

Dig into the metrics

Trupanion P/E ratio Jefferson Capital, Inc. Common Stock dividend yield Jefferson Capital, Inc. Common Stock ROE Trupanion ROE Jefferson Capital, Inc. Common Stock operating margin Trupanion operating margin Jefferson Capital, Inc. Common Stock revenue growth Trupanion revenue growth Trupanion free cash flow

Jefferson Capital, Inc. Common Stock & Trupanion appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.