Which has grown faster, JCAP or UVSP?

Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus UVSP at 12.34%.

Does JCAP or UVSP pay a bigger dividend?

JCAP yields 4.88% and UVSP yields 2.17% based on trailing dividends and the latest price.

Is JCAP or UVSP more profitable?

JCAP runs the higher net margin — JCAP at 23.50% versus UVSP at 18.89%.

Jefferson Capital, Inc. Common Stock (JCAP) vs Univest Financial Corporation (UVSP)

A side-by-side comparison of Jefferson Capital, Inc. Common Stock and Univest Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

JCAP

Jefferson Capital, Inc. Common Stock

$1.22B

$19.81Financial ServicesDelayed quote: Oct 6, 2026, 2:20 PM EDT

UVSP

Univest Financial Corporation

$1.14B

$41.39Financial ServicesDelayed quote: Oct 6, 2026, 2:20 PM EDT

Total return — JCAP vs UVSP

growth of $100 · dividends reinvested · last 1y

JCAP +12.7% (+12.7%/yr)UVSP +39.7% (+39.7%/yr)UVSP compounded faster over this window

JCAP UVSP

JCAP vs UVSP: by the numbers

•JCAP is the larger company ($1.22B vs $1.14B market cap).
•JCAP converts more revenue to profit (23.50% vs 18.89% net margin).
•JCAP grew revenue faster over the past five years (54.92% vs 12.34% CAGR).
•JCAP pays the higher dividend yield (4.88% vs 2.17%).

Metrics side by side

Valuation

Metric	JCAP	UVSP
P/E ratio	N/A	11.93
Forward P/E	6.67	10.87
PEG ratio	N/A	0.82
P/S ratio	1.85	2.19
P/B ratio	2.56	1.20

Profitability

Metric	JCAP	UVSP
Operating margin	51.61%	23.57%
Net margin	23.50%	18.89%
ROE	32.55%	10.31%

Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Univest Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	JCAP	UVSP
Dividend yield	4.88%	2.17%
Payout ratio	N/A	25.94%

Growth (annualized)

Metric	JCAP	UVSP
Revenue CAGR (5Y)	54.92%	12.34%
EPS CAGR (5Y)	20.35%	14.58%
Total return CAGR (5Y)	N/A	11.73%

Frequently asked

Which has grown faster, JCAP or UVSP?: Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus UVSP at 12.34%.
Does JCAP or UVSP pay a bigger dividend?: JCAP yields 4.88% and UVSP yields 2.17% based on trailing dividends and the latest price.
Is JCAP or UVSP more profitable?: JCAP runs the higher net margin — JCAP at 23.50% versus UVSP at 18.89%.

Go deeper

Full JCAP analysis Full UVSP analysis Interactive comparison tool

Dig into the metrics

Univest Financial P/E ratio Jefferson Capital, Inc. Common Stock dividend yield Univest Financial dividend yield Jefferson Capital, Inc. Common Stock ROE Univest Financial ROE Jefferson Capital, Inc. Common Stock operating margin Univest Financial operating margin Jefferson Capital, Inc. Common Stock revenue growth Univest Financial revenue growth

Jefferson Capital, Inc. Common Stock & Univest Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.