Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 22.23% is 46% above its 5-year average of 15.24%, near the high end of its 5-year range (9.36%–22.23%).
As of the fiscal period ended Wednesday, December 31, 2025. 13.62% above its 12-month average of 19.57%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
22.23%
RETURN ON EQUITY (ROE) AVG TTM
19.57%
RETURN ON EQUITY (ROE) AVG 3Y
17.20%
RETURN ON EQUITY (ROE) AVG 5Y
15.24%
RETURN ON EQUITY (ROE) AVG 10Y
9.97%
RETURN ON EQUITY (ROE) AVG 15Y
9.95%
RETURN ON EQUITY (ROE) AVG 20Y
9.95%
CURRENT VS TTM AVG
+13.62%
CURRENT VS 3Y AVG
+29.23%
CURRENT VS 5Y AVG
+45.83%
CURRENT VS 10Y AVG
+122.93%
CURRENT VS 15Y AVG
+123.39%
CURRENT VS 20Y AVG
+123.43%
SECTOR MEDIAN · FINANCIAL SERVICES
13.30%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+67.14%
vs the sector median at left
The Hartford Insurance Group, Inc.
Market Cap
$38.52B
Return on Equity (ROE)
22.23%
TTM Avg
19.57%
3Y Avg
17.20%
5Y Avg
15.24%
Market Cap
$40.04B
Return on Equity (ROE)
-45.29%
TTM Avg
-81.64%
3Y Avg
-101.23%
5Y Avg
-164.13%
Market Cap
$36.18B
Return on Equity (ROE)
10.85%
TTM Avg
9.34%
3Y Avg
9.18%
5Y Avg
9.24%
Market Cap
$36.11B
Return on Equity (ROE)
20.14%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$41.55B
Return on Equity (ROE)
15.47%
TTM Avg
12.71%
3Y Avg
15.25%
5Y Avg
16.03%
Market Cap
$41.63B
Return on Equity (ROE)
10.84%
TTM Avg
10.40%
3Y Avg
4.90%
5Y Avg
5.56%
Market Cap
$41.70B
Return on Equity (ROE)
5.94%
TTM Avg
16.81%
3Y Avg
-3.25%
5Y Avg
12.88%
Market Cap
$35.19B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$41.92B
Return on Equity (ROE)
7.82%
TTM Avg
2.12%
3Y Avg
9.30%
5Y Avg
7.33%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Hartford Insurance Group, Inc. (HIG) | $38.52B | 22.23% | 19.57% | 17.20% | 15.24% |
| MSCI Inc. (MSCI)vs › | $40.04B | -45.29% | -81.64% | -101.23% | -164.13% |
| M&T Bank Corporation (MTB)vs › | $36.18B | 10.85% | 9.34% | 9.18% | 9.24% |
| Arch Capital Group Ltd. (ACGL)vs › | $36.11B | 20.14% | 19.44% | 18.63% | 16.86% |
| Ares Management Corporation (ARES)vs › | $41.55B | 15.47% | 12.71% | 15.25% | 16.03% |
| Prudential Financial, Inc. (PRU)vs › | $41.63B | 10.84% | 10.40% | 4.90% | 5.56% |
| Coinbase Global, Inc. (COIN)vs › | $41.70B | 5.94% | 16.81% | -3.25% | 12.88% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.19B | 7.35% | 9.46% | 10.40% | 9.10% |
| American International Group, Inc. (AIG)vs › | $41.92B | 7.82% | 2.12% | 9.30% | 7.33% |
| Northern Trust Corporation (NTRS)vs › | $33.22B | 14.94% | 14.64% | 12.62% | 12.28% |
ROE
22.2%
ROA
5.0%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 20.21% |
| 2024-12-31 | 18.92% |
| 2023-12-31 | 16.34% |
| 2022-12-31 | 13.34% |
| 2021-12-31 | 13.29% |
| 2020-12-31 | 9.36% |
| 2019-12-31 | 12.81% |
| 2018-12-31 | 13.79% |
| 2017-12-31 | -23.20% |
| 2016-12-31 | 5.30% |
| 2015-12-31 | 9.53% |
| 2014-12-31 | 4.26% |
| 2013-12-31 | 0.93% |
| 2012-12-31 | -0.17% |
| 2011-12-31 | 3.31% |
| 2010-12-31 | 8.05% |
| 2009-12-31 | -4.97% |
| 2008-12-31 | -29.66% |
| 2007-12-31 | 15.36% |
| 2006-12-31 | 14.54% |
| 2005-12-31 | 14.84% |
| 2004-12-31 | 14.85% |
| 2003-12-31 | -0.78% |
| 2002-12-31 | 9.32% |
| 2001-12-31 | 5.63% |
| 2000-12-31 | 13.05% |
| 1999-12-31 | 15.77% |
| 1998-12-31 | 15.80% |
| 1997-12-31 | 21.89% |
| 1996-12-31 | -2.19% |
