Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.91% is 11% above its 5-year average of 0.82%, around the middle of its 5-year range (0.58%–1.23%).
21.33% above its 12-month average of 0.75%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
0.91%
RETURN ON ASSETS (ROA) AVG TTM
0.75%
RETURN ON ASSETS (ROA) AVG 3Y
0.78%
RETURN ON ASSETS (ROA) AVG 5Y
0.82%
RETURN ON ASSETS (ROA) AVG 10Y
0.86%
RETURN ON ASSETS (ROA) AVG 15Y
0.82%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+21.33%
CURRENT VS 3Y AVG
+16.29%
CURRENT VS 5Y AVG
+10.53%
CURRENT VS 10Y AVG
+5.59%
CURRENT VS 15Y AVG
+11.18%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 94 covered companies
CURRENT VS SECTOR MEDIAN
-62.93%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.34B
Return on Assets (ROA)
0.91%
TTM Avg
0.75%
3Y Avg
0.78%
5Y Avg
0.82%
Market Cap
$31.02B
Return on Assets (ROA)
5.12%
TTM Avg
2.55%
3Y Avg
2.98%
5Y Avg
4.42%
Market Cap
$30.67B
Return on Assets (ROA)
12.75%
TTM Avg
10.82%
3Y Avg
8.79%
5Y Avg
8.35%
Market Cap
$34.25B
Return on Assets (ROA)
6.56%
TTM Avg
6.32%
3Y Avg
5.82%
5Y Avg
5.22%
Market Cap
$34.77B
Return on Assets (ROA)
2.45%
TTM Avg
2.46%
3Y Avg
2.25%
5Y Avg
2.16%
Market Cap
$34.85B
Return on Assets (ROA)
1.25%
TTM Avg
1.15%
3Y Avg
0.97%
5Y Avg
0.90%
Market Cap
$27.02B
Return on Assets (ROA)
1.38%
TTM Avg
1.27%
3Y Avg
1.34%
5Y Avg
1.28%
Market Cap
$35.90B
Return on Assets (ROA)
0.84%
TTM Avg
0.96%
3Y Avg
1.04%
5Y Avg
0.93%
Market Cap
$26.50B
Return on Assets (ROA)
7.72%
TTM Avg
6.06%
3Y Avg
4.03%
5Y Avg
5.00%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.34B | 0.91% | 0.75% | 0.78% | 0.82% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.02B | 5.12% | 2.55% | 2.98% | 4.42% |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.67B | 12.75% | 10.82% | 8.79% | 8.35% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.25B | 6.56% | 6.32% | 5.82% | 5.22% |
| Raymond James Financial, Inc. (RJF)vs › | $34.77B | 2.45% | 2.46% | 2.25% | 2.16% |
| Northern Trust Corporation (NTRS)vs › | $34.85B | 1.25% | 1.15% | 0.97% | 0.90% |
| Regions Financial Corporation (RF)vs › | $27.02B | 1.38% | 1.27% | 1.34% | 1.28% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.90B | 0.84% | 0.96% | 1.04% | 0.93% |
| Cincinnati Financial Corporation (CINF)vs › | $26.50B | 7.72% | 6.06% | 4.03% | 5.00% |
| W. R. Berkley Corporation (WRB)vs › | $26.23B | 4.22% | 4.19% | 4.04% | 3.54% |
ROA
0.9%
ROE
8.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.81% |
| 2024-12-31 | 0.69% |
| 2023-12-31 | 0.72% |
| 2022-12-31 | 0.91% |
| 2021-12-31 | 1.23% |
| 2020-12-31 | 0.58% |
| 2019-12-31 | 1.08% |
| 2018-12-31 | 1.07% |
| 2017-12-31 | 1.08% |
| 2016-12-31 | 0.70% |
| 2015-12-31 | 0.61% |
| 2014-12-31 | 0.65% |
| 2013-12-31 | -2.80% |
| 2012-12-31 | 0.51% |
| 2011-12-31 | 0.00% |
