Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 13.94.
Forward PE Ratio (13.94) = Close Price ($74.11) / Consensus Forward EPS ($5.30)
FORWARD PE RATIO
13.94
SECTOR MEDIAN · FINANCIAL SERVICES
14.88
median of 82 covered companies
CURRENT VS SECTOR MEDIAN
-6.32%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.34B
Forward PE Ratio
13.94
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.34B | 13.94 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.02B | 16.91 |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.67B | 20.86 |
| Arch Capital Group Ltd. (ACGL)vs › | $34.25B | 10.38 |
| Raymond James Financial, Inc. (RJF)vs › | $34.77B | 14.89 |
| Northern Trust Corporation (NTRS)vs › | $34.85B | 16.70 |
| Regions Financial Corporation (RF)vs › | $27.02B | 12.02 |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.90B | 12.71 |
| Cincinnati Financial Corporation (CINF)vs › | $26.50B | 20.30 |
| W. R. Berkley Corporation (WRB)vs › | $26.23B | 14.57 |
Trailing P/E
16.1
reported TTM EPS
Forward P/E
13.9
consensus next-FY EPS
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $5.30 implies +15.2% EPS growth vs the reported trailing $4.60.
At today's $74.11 close, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $5.30 | $5.25 – $5.38 | 12 | 14.0x |
| 2027-12-31 | $6.50 | $6.38 – $6.80 | 12 | 11.4x |
| 2028-12-31 | $7.46 | $7.26 – $7.79 | 6 | 9.9x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
