Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 5.17 is 55% below its 5-year average of 11.42, near the low end of its 5-year range (4.95–37.16).
As of 2026-10-06T17:11:22.328Z. 54.14% below its 12-month average of 11.27.
Calculation as of: 2026-10-06T17:11:22.328Z.
Quote observation: 2026-10-06T17:10:03.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 9b38ee844ba3b305380714d2090c8fa7bf679481fb1e200c84b987bc0c4dbffa
PE Ratio (5.17) = Close Price ($30.39) / Diluted TTM EPS ($5.88)
PE RATIO
5.17
PE RATIO AVG TTM
11.27
PE RATIO AVG 3Y
16.26
PE RATIO AVG 5Y
11.42
PE RATIO AVG 10Y
18.76
PE RATIO AVG 15Y
15.00
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-54.14%
CURRENT VS 3Y AVG
-68.20%
CURRENT VS 5Y AVG
-54.75%
CURRENT VS 10Y AVG
-72.44%
CURRENT VS 15Y AVG
-65.54%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.86
median of 503 covered companies
CURRENT VS SECTOR MEDIAN
-62.70%
vs the sector median at left
Market Cap
$670.37M
PE Ratio
6.07
TTM Avg
7.71
3Y Avg
11.03
5Y Avg
11.03
Market Cap
$679.78M
PE Ratio
10.62
TTM Avg
9.83
3Y Avg
10.19
5Y Avg
9.55
Market Cap
$683.91M
PE Ratio
20.60
TTM Avg
22.78
3Y Avg
10.75
5Y Avg
9.01
Market Cap
$684.00M
PE Ratio
14.95
TTM Avg
13.56
3Y Avg
11.68
5Y Avg
11.37
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Carter Bankshares, Inc. (CARE) | $673.59M | 5.17 | 11.27 | 16.26 | 11.42 |
| Donegal Group Inc. (DGICA)vs › | $673.53M | 9.23 | 8.55 | 30.94 | 141.48 |
| Gladstone Investment Corporation (GAINI)vs › | $670.37M | 6.07 | 7.71 | 11.03 | 11.03 |
| Farmers National Banc Corp. (FMNB)vs › | $679.78M | 10.62 | 9.83 | 10.19 | 9.55 |
| Midland States Bancorp, Inc. (MSBI)vs › | $683.91M | 20.60 | 22.78 | 10.75 | 9.01 |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | N/A | 80.20 | 65.41 | 52.00 |
| Red River Bancshares, Inc. (RRBI)vs › | $684.00M | 14.95 | 13.56 | 11.68 | 11.37 |
| Root, Inc. (ROOT)vs › | $663.01M | 14.03 | 19.04 | 29.82 | 29.82 |
| ACNB Corporation (ACNB)vs › | $652.23M | 12.12 | 13.82 | 12.21 | 11.06 |
| Peoples Financial Services Corp. (PFIS)vs › | $695.52M | 12.30 | 10.88 | 18.51 | 14.61 |
At 5.2, P/E is below its 14-year median — higher than 1% of readings in its 14-year history.
14-year low
5.0
median
11.0
14-year high
871.3
Trailing P/E
5.2
Forward P/E
5.0
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$30.39
Forward EPS (Est.)
$6.04
Forward P/E
5.03
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 5.20 |
| 2026-10-02 | 5.23 |
| 2026-10-01 | 5.16 |
| 2026-09-30 | 5.08 |
| 2026-09-29 | 5.12 |
| 2026-09-28 | 5.04 |
| 2026-09-25 | 5.15 |
| 2026-09-24 | 5.11 |
| 2026-09-23 | 5.09 |
| 2026-09-22 | 5.15 |
| 2026-09-21 | 5.22 |
| 2026-09-18 | 5.24 |
| 2026-09-17 | 5.18 |
| 2026-09-16 | 5.20 |
| 2026-09-15 | 5.30 |
| 2026-09-14 | 5.30 |
| 2026-09-11 | 5.31 |
| 2026-09-10 | 5.37 |
| 2026-09-09 | 5.34 |
| 2026-09-08 | 5.33 |
| 2026-09-04 | 5.44 |
| 2026-09-03 | 5.40 |
| 2026-09-02 | 5.38 |
| 2026-09-01 | 5.23 |
| 2026-08-31 | 5.31 |
| 2026-08-28 | 5.35 |
| 2026-08-27 | 5.45 |
| 2026-08-26 | 5.36 |
| 2026-08-25 | 5.34 |
| 2026-08-24 | 5.28 |
| 2026-08-21 | 5.31 |
| 2026-08-20 | 5.30 |
| 2026-08-19 | 5.25 |
| 2026-08-18 | 5.36 |
| 2026-08-17 | 5.45 |
| 2026-08-14 | 5.56 |
| 2026-08-13 | 5.56 |
| 2026-08-12 | 5.50 |
| 2026-08-11 | 5.44 |
| 2026-08-10 | 5.39 |
| 2026-08-07 | 5.61 |
| 2026-08-06 | 6.88 |
| 2026-08-05 | 7.12 |
| 2026-08-04 | 7.25 |
| 2026-08-03 | 7.19 |
| 2026-07-31 | 7.01 |
| 2026-07-30 | 6.92 |
| 2026-07-29 | 7.00 |
| 2026-07-28 | 7.01 |
| 2026-07-27 | 6.91 |
| 2026-07-24 | 6.90 |
| 2026-07-23 | 6.88 |
| 2026-07-22 | 6.68 |
| 2026-07-21 | 6.75 |
| 2026-07-20 | 6.70 |
| 2026-07-17 | 6.76 |
| 2026-07-16 | 6.71 |
| 2026-07-15 | 6.54 |
| 2026-07-14 | 6.48 |
| 2026-07-13 | 6.41 |
| 2026-07-10 | 6.60 |
| 2026-07-09 | 6.56 |
| 2026-07-08 | 6.41 |
| 2026-07-07 | 6.56 |
| 2026-07-06 | 6.73 |
| 2026-07-02 | 6.72 |
| 2026-07-01 | 7.02 |
| 2026-06-30 | 6.90 |
| 2026-06-29 | 6.76 |
| 2026-06-26 | 6.82 |
| 2026-06-25 | 6.63 |
| 2026-06-24 | 6.59 |
| 2026-06-23 | 6.56 |
| 2026-06-22 | 6.39 |
| 2026-06-18 | 6.28 |
| 2026-06-17 | 6.27 |
| 2026-06-16 | 6.09 |
| 2026-06-15 | 6.00 |
| 2026-06-12 | 6.06 |
| 2026-06-11 | 6.00 |
| 2026-06-10 | 5.91 |
| 2026-06-09 | 5.83 |
| 2026-06-08 | 5.82 |
| 2026-06-05 | 5.79 |
| 2026-06-04 | 5.76 |
| 2026-06-03 | 5.54 |
| 2026-06-02 | 5.75 |
| 2026-06-01 | 5.51 |
| 2026-05-29 | 5.54 |
| 2026-05-28 | 5.47 |
| 2026-05-27 | 5.44 |
| 2026-05-26 | 5.55 |
| 2026-05-22 | 5.57 |
| 2026-05-21 | 5.47 |
| 2026-05-20 | 5.41 |
| 2026-05-19 | 5.38 |
| 2026-05-18 | 5.30 |
| 2026-05-15 | 5.32 |
| 2026-05-14 | 5.49 |
| 2026-05-13 | 5.40 |
| 2026-05-12 | 5.31 |
| 2026-05-11 | 5.39 |
| 2026-05-08 | 5.34 |
| 2026-05-07 | 18.84 |
| 2026-05-06 | 18.83 |
| 2026-05-05 | 18.81 |
| 2026-05-04 | 18.35 |
| 2026-05-01 | 18.62 |
| 2026-04-30 | 18.42 |
| 2026-04-29 | 18.13 |
| 2026-04-28 | 17.84 |
| 2026-04-27 | 17.71 |
| 2026-04-24 | 17.35 |
| 2026-04-23 | 17.17 |
| 2026-04-22 | 17.53 |
| 2026-04-21 | 17.58 |
| 2026-04-20 | 17.44 |
| 2026-04-17 | 17.45 |
| 2026-04-16 | 17.37 |
| 2026-04-15 | 17.47 |
| 2026-04-14 | 17.58 |
| 2026-04-13 | 17.62 |
| 2026-04-10 | 17.55 |
| 2026-04-09 | 17.73 |
| 2026-04-08 | 17.27 |
| 2026-04-07 | 16.91 |
| 2026-04-06 | 16.95 |
| 2026-04-02 | 16.83 |
| 2026-04-01 | 16.80 |
| 2026-03-31 | 16.78 |
| 2026-03-30 | 16.69 |
| 2026-03-27 | 16.46 |
| 2026-03-26 | 15.78 |
| 2026-03-25 | 14.68 |
| 2026-03-24 | 14.63 |
| 2026-03-23 | 14.59 |
| 2026-03-20 | 14.24 |
| 2026-03-19 | 14.28 |
| 2026-03-18 | 14.11 |
| 2026-03-17 | 14.35 |
| 2026-03-16 | 14.44 |
| 2026-03-13 | 14.35 |
| 2026-03-12 | 14.44 |
| 2026-03-11 | 14.46 |
| 2026-03-10 | 14.70 |
| 2026-03-09 | 14.68 |
| 2026-03-06 | 14.79 |
| 2026-03-05 | 15.26 |
| 2026-03-04 | 15.43 |
| 2026-03-03 | 15.33 |
| 2026-03-02 | 15.40 |
| 2026-02-27 | 15.32 |
| 2026-02-26 | 15.83 |
| 2026-02-25 | 15.77 |
| 2026-02-24 | 15.47 |
| 2026-02-23 | 15.51 |
| 2026-02-20 | 16.10 |
| 2026-02-19 | 16.01 |
| 2026-02-18 | 15.99 |
| 2026-02-17 | 16.18 |
| 2026-02-13 | 16.03 |
| 2026-02-12 | 15.88 |
| 2026-02-11 | 15.95 |
| 2026-02-10 | 15.99 |
| 2026-02-09 | 16.15 |
| 2026-02-06 | 16.26 |
| 2026-02-05 | 16.18 |
| 2026-02-04 | 16.24 |
| 2026-02-03 | 16.13 |
| 2026-02-02 | 16.07 |
| 2026-01-30 | 15.74 |
| 2026-01-29 | 15.06 |
| 2026-01-28 | 14.65 |
| 2026-01-27 | 14.81 |
| 2026-01-26 | 14.71 |
| 2026-01-23 | 14.82 |
| 2026-01-22 | 15.32 |
| 2026-01-21 | 15.37 |
| 2026-01-20 | 14.76 |
| 2026-01-16 | 14.99 |
| 2026-01-15 | 14.99 |
| 2026-01-14 | 14.88 |
| 2026-01-13 | 14.61 |
| 2026-01-12 | 14.66 |
| 2026-01-09 | 14.71 |
| 2026-01-08 | 14.93 |
| 2026-01-07 | 14.63 |
| 2026-01-06 | 14.66 |
| 2026-01-05 | 14.49 |
| 2026-01-02 | 14.29 |
| 2025-12-31 | 14.46 |
| 2025-12-30 | 14.47 |
| 2025-12-29 | 14.54 |
| 2025-12-26 | 14.61 |
| 2025-12-24 | 14.60 |
| 2025-12-23 | 14.57 |
| 2025-12-22 | 14.64 |
| 2025-12-19 | 14.74 |
| 2025-12-18 | 15.08 |
| 2025-12-17 | 14.79 |
| 2025-12-16 | 14.79 |
| 2025-12-15 | 14.76 |
| 2025-12-12 | 14.69 |
| 2025-12-11 | 14.68 |
| 2025-12-10 | 14.52 |
| 2025-12-09 | 14.07 |
| 2025-12-08 | 14.01 |
| 2025-12-05 | 13.99 |
| 2025-12-04 | 13.94 |
| 2025-12-03 | 13.90 |
| 2025-12-02 | 13.63 |
| 2025-12-01 | 13.63 |
| 2025-11-28 | 13.51 |
| 2025-11-26 | 13.49 |
| 2025-11-25 | 13.44 |
| 2025-11-24 | 13.07 |
| 2025-11-21 | 12.97 |
| 2025-11-20 | 12.56 |
| 2025-11-19 | 12.54 |
| 2025-11-18 | 12.49 |
| 2025-11-17 | 12.47 |
| 2025-11-14 | 12.89 |
| 2025-11-13 | 12.84 |
| 2025-11-12 | 12.93 |
| 2025-11-11 | 12.93 |
| 2025-11-10 | 12.76 |
| 2025-11-07 | 12.82 |
| 2025-11-06 | 12.66 |
| 2025-11-05 | 12.82 |
| 2025-11-04 | 12.69 |
| 2025-11-03 | 12.51 |
| 2025-10-31 | 12.56 |
| 2025-10-30 | 12.67 |
| 2025-10-29 | 12.77 |
| 2025-10-28 | 13.21 |
| 2025-10-27 | 13.21 |
| 2025-10-24 | 13.57 |
| 2025-10-23 | 13.04 |
| 2025-10-22 | 13.93 |
| 2025-10-21 | 13.98 |
| 2025-10-20 | 13.99 |
| 2025-10-17 | 13.48 |
| 2025-10-16 | 13.46 |
| 2025-10-15 | 14.28 |
| 2025-10-14 | 14.40 |
| 2025-10-13 | 13.96 |
| 2025-10-10 | 13.76 |
| 2025-10-09 | 14.21 |
| 2025-10-08 | 14.28 |
| 2025-10-07 | 14.31 |
| 2025-10-06 | 14.27 |
| 2025-10-03 | 14.01 |
| 2025-10-02 | 13.96 |
| 2025-10-01 | 14.21 |
| 2025-09-30 | 14.27 |
| 2025-09-29 | 14.31 |
| 2025-09-26 | 14.49 |
| 2025-09-25 | 14.41 |
| 2025-09-24 | 14.43 |
| 2025-09-23 | 14.51 |
Showing the most recent 260 of 3,122 data points. The chart above shows the full history.