Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 5.05 as of 2026-10-06T15:01:50.118Z.
Consensus retrieved: 2026-10-06T09:52:36.877Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T15:01:50.118Z.
Quote observation: 2026-10-06T15:00:27.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 9b38ee844ba3b305380714d2090c8fa7bf679481fb1e200c84b987bc0c4dbffa
Forward PE Ratio (5.05) = Dated Quote Price ($30.55) / Consensus Forward EPS ($6.04)
FORWARD PE RATIO
5.05
SECTOR MEDIAN · FINANCIAL SERVICES
11.25
median of 312 covered companies
CURRENT VS SECTOR MEDIAN
-55.11%
vs the sector median at left
Carter Bankshares, Inc.
Market Cap
$677.06M
Forward PE Ratio
5.05
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Carter Bankshares, Inc. (CARE) | $677.06M | 5.05 |
| Donegal Group Inc. (DGICA)vs › | $679.43M | 10.24 |
| Farmers National Banc Corp. (FMNB)vs › | $682.80M | 9.76 |
| Gladstone Investment Corporation (GAINI)vs › | $669.05M | 25.27 |
| OFS Credit Company, Inc. (OCCIN)vs › | $684.66M | 27.13 |
| Midland States Bancorp, Inc. (MSBI)vs › | $687.19M | 9.91 |
| ACNB Corporation (ACNB)vs › | $654.74M | 11.32 |
| California BanCorp (BCAL)vs › | $699.10M | 12.47 |
| Midland States Bancorp, Inc. (MSBIP)vs › | $699.35M | 7.57 |
| Capital Bancorp, Inc. (CBNK)vs › | $653.15M | 11.53 |
Trailing P/E
5.2
reported TTM EPS
Forward P/E
5.0
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $6.04 implies +2.7% EPS growth vs the reported trailing $5.88.
At the dated quote price of $30.55, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $6.04 | $5.90 – $6.19 | 2 | 5.1x |
| 2027-12-31 | $2.49 | $2.46 – $2.51 | 3 | 12.2x |
| 2028-12-31 | $2.46 | $2.40 – $2.52 | 1 | 12.4x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
